Cheers Admiral... Just what i needed...
Discussion
It appears that Admiral have discovered yet another way to bend the consumer over the barrell. Since handing the van back i needed to grab a cheap little run around to tide me over for a few months.
Spotted a car local, seemed alright, enough tax + mot to get me through the months i need it for and cheap enough. Rang around a few insurance places for quotes, Admiral gave me a quote of £1015.85 per annum with a DD of £111.30. Seemed decent enough, given the next cheapest quote was £1800. This is for a cheap little poncy 1.4 106...
Went and viewed the car today, Stuck a deposit on it to come home sort insurance out and go back at weekend to drive it back. Happy as pie. That is, until i ring admiral and give them my refrence number.
"Sorry sir, That refrence number is corresponding with the correct name and date of birth your giving me but the address is wrong"
"Alright, try XXX"
"No"
"What about XXX? These are the only addresses you could possibly have on file for me"
"no sir, its nothing like any of them - not even close enough to be a typo its completely different"
Bugger, Thinks i. Nevermind though, Just need to go through the details again and then all will be honky dory.
No. Course not. Doesn't work like that. Turns out the best they can offer me now (On exactly the same details.) is £1994. With no pay monthly choice.
So i'm now stuck with a deposit on a car that i can't afford to insure that i bought purely on the insurance quote they'd already given me - which i could afford!.
I need a car by monday. If i don't have a car, i'm going to lose out on a job offer i've had.
So, PH massive - What do i do?.
Can anyone think of anyone that could possibly give me a half-decent quote at 22 years old on a poxy little hatchback without arse-raping me just because its coming to me pre-lowered (But can/will be raised if thats an insurance problem.)
Spotted a car local, seemed alright, enough tax + mot to get me through the months i need it for and cheap enough. Rang around a few insurance places for quotes, Admiral gave me a quote of £1015.85 per annum with a DD of £111.30. Seemed decent enough, given the next cheapest quote was £1800. This is for a cheap little poncy 1.4 106...
Went and viewed the car today, Stuck a deposit on it to come home sort insurance out and go back at weekend to drive it back. Happy as pie. That is, until i ring admiral and give them my refrence number.
"Sorry sir, That refrence number is corresponding with the correct name and date of birth your giving me but the address is wrong"
"Alright, try XXX"
"No"
"What about XXX? These are the only addresses you could possibly have on file for me"
"no sir, its nothing like any of them - not even close enough to be a typo its completely different"
Bugger, Thinks i. Nevermind though, Just need to go through the details again and then all will be honky dory.
No. Course not. Doesn't work like that. Turns out the best they can offer me now (On exactly the same details.) is £1994. With no pay monthly choice.
So i'm now stuck with a deposit on a car that i can't afford to insure that i bought purely on the insurance quote they'd already given me - which i could afford!.
I need a car by monday. If i don't have a car, i'm going to lose out on a job offer i've had.
So, PH massive - What do i do?.
Can anyone think of anyone that could possibly give me a half-decent quote at 22 years old on a poxy little hatchback without arse-raping me just because its coming to me pre-lowered (But can/will be raised if thats an insurance problem.)
Dare2Fail said:
I'm assuming your original quote was given over the phone by Admiral? If so, then call them back and ask to speak to a supervisor. Ask them to listen to the original call (it should be recorded) to establish what has gone wrong. If it's been a mistake at their end they may (but may not) be prepared to honour the original quote.
Supposedly a supervisor is going to be calling me back tomorrow morning to deal with it. I won't be waiting by the phone.Just tried to get a quote from LV and got the following message:
"We are unable to insure you for the following reason:
Sorry, we are unable to provide you with a quotation as
Due to the car's high performance, we regret that we are unable to provide cover at this time."
It's a f
king 1.4 litre 106 not a ferrari. When did insurance get so bloody hard to take out? Gassing Station | General Gassing | Top of Page | What's New | My Stuff