Insurance can be done!

[mikearwas]

Well, im certain a large majority of you will not believe this. I had a little play on confused.com tonight. I am now 20 with 3 years no claims bonus. Firstly i tried insuring myself on a 2004 911 turbo s. Cheapest quote was £10,911. I then tried insuring myself for when i will be 21 with 4 years no claims bonus. I was shocked to find that my cheapest quote was now and i kid you not £869.65. A drop of 10 grand!! For one year!!

I then tried a lamborghini gallardo in the same manner. At my current age of 20 i didnt even get a quote. When i am 21 it would be £2862.45.

This not only shows the ridiculous difference a year makes when you turn 21 but also that insurance on decent metal for young drivers is attainable if your criteria is right. Please bear in mind that these quotes included the addition of two older named drivers which always seems to make the quote far cheaper, as well as a £1000 excess, 5k pa.

I await the shouts of liar...

[mikearwas]

Acheron said:

Consider it done.

Seeing as confused has quoted me, third party, £961 on a 2000 2.2 Vectra, with 4 years no claims and 24 years of age.

Its all about your criteria my friend. Trust me i am not sad enough to make something like this up. If you want to pm me i will give you all of my personal details and let you try for yourself.

[mikearwas]

Now i know some of you will again call bs so i will upload some more screenshots showing my details tommorow.

[mikearwas]

Look im not lying, quite simply why would i. Its your choice whether to believe or not but im telling you the results i have got from confused.com.

[mikearwas]

alephnull said:

Thats probably the other reason. No 21 year olds have crashed a lambo, because noone is stupid enough to buy one for them...And presumably Saudi Princes use someone other than Admiral! As a result, they see no accident frequency on their computer for your age bracket?

Highly possible. I will try a 911 GT3 now!

GT3 = £1360 again with admiral.

Edited by mikearwas on Tuesday 15th February 15:26

Edited by mikearwas on Tuesday 15th February 15:29

[mikearwas]

Ibizahoo2 said:

why is everyone shouting liar, everyones circumstances are remarkably different. I am 20 with 2 years no claims but i can insure a golf GTI for 1000 pounds,

in the same manner, i tried what the OP did and the porsche came out at £1265

so everyone calling BS etc may live in a city, or in a poor postcode well known for Anti social behaviour or carjackings....

Thankyou mate.

Look guys i dont really know why its so cheap for me, but i have been getting these quotes for months now. I dont think the system could be wrong for that long. I have tried it on many different cars over many different time periods. I really do not think any mistakes are being made, i usually get 3 companies offering decent quotes, these usually are admiral, elephant and bell. After these quotes the price often triples for the next bext companies. What possible reason would i have to make this up? So i can con fellow forumers into thinking i can insure a porsche turbo?! Get real.

[mikearwas]

DanGPR said:

Have recently been looking for a new car, I'm 19 and have discovered, both a mk1 focus RS and rx 8 are cheaper than a Clio 172 to insure, despite being worth 3 times as much.

Adding a parent makes huge difference. I live on the south coast, in Sussex, I'm not sure, but would assume it is a reasonably good post code.

Haven't. Bothered getting quotes for supercars as its a moot point, its a bloody shame, though that I can afford to buy an E36 M3, but not 11 grand to insure it! A same year 328i sport only costs around 2 grand, however, so that could be an option...

Same as me mate, i live just outside Lewes. Funnily enough the M3's are always the most to insure. I can get cover for less on a new Gallardo than i can on a new M3!