981 GTS insurance....who do you go with?

[Mario149]

Who do people here go with? I'm struggling slightly as I'm getting quotes that are more expensive than for my 997 GT3 Ideally I need track days included, but if people are insuring their's for TDs separately at a sensible price I'm all ears - I just had a £3K quote from MORIS for one day!

[Mario149]

Have gone with Lockton in the end for about ~£1300 (London, on street etc ) for an agreed value of £67K. They also do my 993 and GT3 so the admin is a bit easier. There were one or 2 cheaper options from other specialists but they still required £100+ per track day whereas Lockton have always been free. Admiral came in at about £600 which was impressive (even though I still despise them for the hassle they gave me 5 years ago) )but getting sensible quotes for separate track day insurance was a complete non-starter

[Mario149]

dreamcar said:

We have always used Porsche insurance (Marsh Private Clients). Excellent service, and good value. We are paying under £400 for our Boxster GTS, 12k miles, business use, garaged. We both have clean licences and full no claims.

Do they cover track days?

[Mario149]

Ok, am "back on the market" as it were as my Lockton policy is due for renewal in August (Boxster was just added to that for the last month or so of this year's policy).

If anyone has any further suggestions for insurance it'd be appreciated, but they *do* need to cover track days as separate insurance appears top be a complete non-starter in terms of cost effectiveness.

So far I've contacted:
Lockton
Mannings
March Private Clients (don't know if they do TDs, but have asked)
Bridle

Any others I'm missing bearing in mind TD cover is a must?

[Mario149]

Lockton coming out on top so far:

~£2,800 for

993 C2 Cab - £31K
997 GT3 - £80K
981 Box GTS - £67K

All agreed value, TDs covered, ~2K miles for each car, cars in London with 2 cars on street 1 in underground car park, virtually full NCB on all, £1K excess. It's the Boxster on the road that hammers the premium.

I might be able to get it a tad cheaper elsewhere or by having cars on different policies, but the Lockton product is consistently better than the competition for my needs and the customer service very good in the 4 years or so I've been with them. Things like not having to have a tracker on the 993, TDs all inclusive and being able to add mates to the insurance for free are nice touches.

Regarding regular insurers, should the worst happen I wouldn't want to chase them for money after the grief I had with Admiral for my F355 claim, and I can only imagine what they'd say if you tried to get them to fund OPC labour rates for a repair

Edited by Mario149 on Monday 3rd August 17:20

[Mario149]

Have gone with Lockton in the end. And as a favour to help me out with getting a parking permit here in town, they've wangled a way to get my girlfriend insured on the BGTS for no extra cost despite the fact she's only had a driving licence for 4 months with zero performance car experience