Not the typical new car thread

Not the typical new car thread

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HedgeyGedgey

Original Poster:

1,282 posts

95 months

Sunday 26th March 2017
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Alright lads (and lasses wink) long story short I'm inheriting a large sum of money, enough for house deposits etc and being a student I don't have a car atm and it'd be obviously convenient to drive whilst at uni. It'll be my first proper car as I'm 19 and put off driving for a while, it'll be on my own policy etc so the insurance is gonna be the biggest issue. What I've found is actually the obscure cars are the cheapest, an audi a8 is cheaper to insure than a clio 182 for example. I dont really have a budget but would rather not throw £4k at the insurance for something. And before anyone asks I done rallying when I was younger (learnt to drive in a 1.9 205gti rally car and worked up from there) so I'd be able to have a fairly fast car without killing 300 people by crashing I would've said. Any suggestions on something I could look into?

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Sunday 26th March 2017
quotequote all
ambuletz said:
"rallying" and driving on a public road are two different things. You're in uni, just get some reliable japanese small hatch that will serve you while you focus on your studies and not what stance you want for your vehicle. Treat yourself once you graduate and get into a good job.
I am aware of that, but it was more of a I know how to drive if that makes sense. So something that a regular driver might find a handful, so I know how to deal with lift off oversteer, I can heel and toe/rev match, deal with different grip levels etc

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Sunday 26th March 2017
quotequote all
jayemm89 said:
Being 19 pretty much most fun things are still going to be extortionate to insure.

However, I would be tempted to look up an early BMW 645i - luxurious motoring at a bargain price, reasonably low insurance because not many got crashed (hardly a boy racer's car).

I actually recall some TVRs are relatively cheap to insure, so were 911s but I was a lot older than 19 when I was looking at these.

Also try: Lotus Elise, BMW Z4, as you mention basically anything you don't typically associate with young drivers. Might be a fun Saab or something, they have their fans.

It may be you still have to do your first tour of duty in a 1L stter, just to get it over with.
You're on the right thought train as me lol, something "cool" yet no 19 year old would buy. I shall look at that era BMW's now. That is always the option of getting a banger to build up no claims. Just thought it'd be silly to have all this money in the bank and drive round in a £200 car lol

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Sunday 26th March 2017
quotequote all
Cold said:
House or flat deposit. Boring but better.
I've already set aside more than enough money for that trust me. And I currently don't own a car so would need to buy at some point

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Sunday 26th March 2017
quotequote all
ambuletz said:



What if I told you that if you're driving sensibly none of that is a concern. 'rallying' doesnt involve planning ahead, defensive driving and anticipating other peoples actions. You're 19, you are nothing special, none of what you think makes you amazing is instantly transferrable in the real world, you need transport to get to uni, get a grip.
It's relevant, my reactions and scanning the road ahead I would've said is better than someone who doesn't have any experience. Why can't a 19 year be anything special in your mind? Look at Max Vestappen, was signed in F1 at 17. I'm not saying I'm anywhere near as talented as that (although we all can wish)

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Sunday 26th March 2017
quotequote all
Well a 6 series is out of the question, £6k to insure!!!! Although that's with no family members on as named drivers. This is what I mean, insurance is the biggest killer

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Monday 27th March 2017
quotequote all
I've kind of been steered away from classics by my dad, he said I should get something boring that'll be comfy and relaxed to drive the 170miles home from uni every once in a while

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Monday 27th March 2017
quotequote all
I really don't understand insurance for someone my age. A clio 182 is £4500 to insure (3x it's value), a VW Phaeton is just under £2800 (under half its value)

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Monday 27th March 2017
quotequote all
I wasn't trying to say I'm a driving God or anything like that. And Tbh looking around and seeing what people my age are driving and this obsession with going quickly they seem to have doesn't really interest me, I'd rather be in a comfy barge waft around and keep my license

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Tuesday 28th March 2017
quotequote all
culpz said:
Do you really want a VW Phaeton though? That's still alot to pay for insurance so if you're only going for the latter because it's cheaper to insure then you'll be bit on the arse if anything goes wrong with it and the cost of parts, servicing and maintenance starts stacking up.

My honest opinion is run something cheap until your insurance drops to a reasonable price and then buy the car you actually want. Just because you've got some money doesn't necessarily mean you have to splash it straight away. Be smart with it and you'll thank us all later, i guarantee.
No I don't want a Phaeton just yet, it was just to show how different the quotes can be. A Corsa 1.8 Sri (the only corsa I'd want tbh) not particularly fast but look quite cool standard is coming in at around £2200 for the insurance. In my opinion it'd be silly to throw that money at a car that's barely worth £1500, when for example for that little bit more for insurance a much more prestigious car that's x10 comfy to do Birmingham to Essex every few weeks. I'm very good with my money so I'd never buy a car that's gonna half in value in the 2 years or so of ownership. Hence this thread and the title, suggestions on obscure cars a 19 year old lad wouldn't normally drive that won't cost £4000 to insure as that is utter madness. Corsas insurance at £2200 is ridiculous, an Audi A8 at £2500 for the insurance isn't madness. Anyone see where I'm coming from from? In simple terms, Clarkson was onto something when he brought that big Volvo estate as the perfect car for a younger driver

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Tuesday 28th March 2017
quotequote all
Well tbh no I'd not want a lease/pcp. I'd heard a few stories and I like the option of if I don't like the car I'm not stuck with it for a few years, and having a £6000 car as an asset if something tragic happens I've always got that to sell and downgrade to a banger. Looking at ~2010 A3's at the moment, but I don't want a silly dsg or auto one

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Wednesday 29th March 2017
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What's peoples opinion on this? As in are there any common issues I should look for with this gearbox and engine combo
http://www.ebay.co.uk/itm/122392386989

HedgeyGedgey

Original Poster:

1,282 posts

95 months

Wednesday 29th March 2017
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bmw535i said:
In Aug 16 it failed an MOT for tyres - it then passed the same day, but with advisories for all tyres. I'm guessing part worns were put on it which would suggest the owner was on a pretty tight budget.

Other than that, the MOT history looks pretty clean.

The dealer seems to have good reviews.

It first went on sale on 22 Jan for £5565. Either it was overpriced, or it won't shift for a different reason.

I can't say as it's to my taste, but that's very subjective.

I'd certainly be asking for a new MOT and probably a service - I've no doubt the tyres will be right on the edge by now unless they've been changed since the last MOT.
Maintenance/servicing isn't really an issue tbh as my dad will make me do oil, filter and plugs change on any car brought in the family. I'm more worried about the engine or gearbox as being VAG it's bound to cost a fortune if it goes wrong


HedgeyGedgey

Original Poster:

1,282 posts

95 months

Wednesday 29th March 2017
quotequote all
xjay1337 said:
It's basically a Golf GTI in a different body. All the same issues on one of those would be typical on the A3.

You can buy a Golf GTI for half that if you look around.
Well anything GTI is crazy amounts on insurance, that's the reason why I'm looking into A3's with the 2.0t engine as it's basically a GTI underneath for a third of the insurance