I crashed my car, its a right off.......

I crashed my car, its a right off.......

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Bi22le

Original Poster:

99 posts

181 months

Thursday 24th September 2009
quotequote all
First of all I want to say thanks and a real big sorry to Dave (cockneydave PH, previous owner), Mark (MAC1) and mark and Chris Woodward (original builders).

I had the car just over three weeks and after looking and saving for two years I finally had the car with all the trimmings that I always wanted. After doing some work on the car on a sunny Saturday me and my mate (passenger) went for a drive to some round abouts near where I live to practice some cornering. As I was travelling coast bound on the A2 under the M25 at about 70mph middle lane the steering come off its QR boss making me loose all steering. I veered across the fast lane and after slamming on the brakes I hit the central reservation at about 60mph. It ripped the front right wheel clean off which in turn hit the front upright of my roll cage and over the top of our heads leaving a small nic out of the top of my crash hat. We span 360 spraying bits of car all over the road. Luckily We hit no other cars and no one ploughed into the back of us.

We had only minor cuts, bruises and aches but other than that very lucky. I am obviously devastated about this and still cant believe that something more or less out of my control has happened. I understand that I should of rechecked or triple checked the QR boss but I had been moving the car all day and had driven 4 miles before it happened on a straight bit of road. I had a track day booked 4 days later at Brands which had to be cancelled.

Adrian Flux (KGM insurance) have been very nice to deal with allowing me to dictate how and where the car goes for repair but the assessor decided it to be a CAT B right off and they have taken the car. I managed to get a few 'choice' bits from the car but a lot more is reuseable. I could try and trace the car which would be hard but I dont really even want to see it anymore its too upsetting. I have been fully paid out and with the other parts to be sold will not be out of pocket. I was very sceptic that the insurance would give me a service but infact I am very happy with them and would use them again. I would still rather reverse time about 5 weeks and this never of happened.

So as it stands I have some parts to sell (Willwood brakes, Digidash, savage switches, power commander, mirrors and harnesses) which will go in classifieds soon but the main problem is I cant get insurance. I have now 4 accidents. 2 non fault and two fault. I also have a SP30. I’m 27 with no years no claims due to company car. I have tried all the companies in this months kit car mag an only one quoted me £1200 for the same car, the others wont touch me. I really want this car and have the money waiting: http://www.pistonheads.co.uk/sales/1202087.htm
But im not paying 1200 for insurance. Any advice or help would be grateful. Here are some pics any way:

In its true fine looking form:



After the accident:










Thanks again for your advice and I hope to be part of the kit car world again soon...

Edited by Bi22le on Thursday 24th September 16:11

Bi22le

Original Poster:

99 posts

181 months

Thursday 24th September 2009
quotequote all
This is definatly an add for roll cages! Side inpact and roll over is one thng. Big bits of debris can also be deflected. QR bosses NEED TO BE CHECKED. Mine was a Willwood hex style. It is a tight fit and slides along way down the shaft before clicking in. I noticed it was hard to put on so made sure that I would never "just quickly attach" and alway double check it. I though I had done this that day but I could not of done. No defect or broken bits found. It just come straight off in my hands. One of the worst feelings in the world..

I dont hold the boss responsible but its not the best of designs.

Bi22le

Original Poster:

99 posts

181 months

Thursday 24th September 2009
quotequote all
Cheers for all the support peps. I didnt realise this is a common mistake. I will not make the mistake again but I have a horrible feeling someone else will. Im glad it didnt happen while going into a round about or off the other side of the motorway. So many possiblities bare not thinking about. I do feel lucky though. I bought £10 of lottery tickets due to my luck and won £10. I put £10 back on and won another £10. I put another £10 on and won....


nothing!!
Sums up the accident really. I was lucky but not quite lucky enough for it not to happen!

Thanks again for your help.

Oh and I have decided not to buy the other car. I could afford the insurance but feel I should lick my wounds over winter and get excited about a different car!

Bi22le

Original Poster:

99 posts

181 months

Sunday 27th September 2009
quotequote all
It was a CAT B write off. I think this means that although I can change all of the broken parts for new ones it means there will be too many different parts to call it the same car. The build cost in parts only was about 8K. That is being over cautious with things like drive shafts and engine. I cant buy it back and use it as a track day car as it is a CAT B. You have to have a salvage liceince to get the whole car.