Admiral Insurance - any comments

[rlw]

I can renew my insurance through Admiral for £385.00 instead of £868.00 through Manning. OK, no trackday cover but not a problem at the moment and maybe a few issues over repairs if ever required. Does anyone have anything really bad to say about Admiral or do I save nearly £500.00.

[rlw]

B16 FYS said:

rlw said:

I can renew my insurance through Admiral for £385.00 instead of £868.00 through Manning. OK, no trackday cover but not a problem at the moment and maybe a few issues over repairs if ever required. Does anyone have anything really bad to say about Admiral or do I save nearly £500.00.

Dont bother with Admiral.....fking ste when it comes to a claim!

Cheapest is`nt always the best

Whats £300 odd notes in the event of a claim?

Manning all the way, speak to Gyles

Well - its £500 really and hopefully there won't ever be a claim but what did they do to piss you off so much?

[rlw]

Greenwich Ross said:

Never heard of Manning; is this them?

http://www.manninguk.com/automotive/porsche.php

yes - big in these parts

[rlw]

Deva Link said:

rlw said:

I can renew my insurance through Admiral for £385.00...

Is that an incredibly low price compared to other insurers too?

Err - yes. Lowest I got except for Elephant. Manning middle of the field at £868 for renewal of 4th year and quotes up to £1700 so far.

[rlw]

Deva Link said:

rlw said:

Deva Link said:

rlw said:

I can renew my insurance through Admiral for £385.00...

Is that an incredibly low price compared to other insurers too?

Err - yes. Lowest I got except for Elephant. Manning middle of the field at £868 for renewal of 4th year and quotes up to £1700 so far.

Elephant (and Bell and Diamond) are part of the same group as Admiral.

If it's way lower then it might be a mistake. Whether you'd be able to get that price by buying online, I don't know.

Ran it twice and phoned to confirm too so its a real price. I guessed there was some Elephant connection as the online form is identical except for it not working properly.....

[rlw]

worsy said:

Please be wary of Bell/Admiral/Elephant

Optional extras are not covered unless they are explicitly declared and form part of the schedule. for german cars such as Porsche, Audi and BMW we all know the basic spec is very likely to have been optioned up.

From their policy booklet

We will not cover:
any modifications unless they form part of the manufacturers standard specification or are optional extras that we have agreed to cover. See also Extra Conditions (endorsement 11)

So make sure you declare every modification and optional extra.

Not a problem on a GT3 - there aren't any

[rlw]

I am going to go with Maning and their Allianz policy for two reasons - the first being that Admiral declare that for a car over three years old they may not fit original parts or properly source obsolete parts and the second being that Allianz say they will pay for repairs up to the market value of the car before writing it off. I suspect the writing off threshold is a lot lower for Admiral too and where the hell is anyone going to find a Zanzibar GT3Mk1 as a replacement anyway?

The other thing which sways me is the prospect of a better service if I ever need it and, of course, I can still drag the trackday wheels out of the shed, put some decent tyres on them and have some fun whilst insured to do so.