F31 335d M possible purchase
Discussion
Been looking into one of these as a long term ownership option - would be buying brand new (there are hardly any used available in the colour or spec we want).
£42k list price and looking at £6k ish options.
BMW will contribute £4.4k and offer 4.9% apr given a 15% customer contribution.
Ignoring options this means is have to pay just over £6k deposit and then £395pcm for £47 months with a GFV of 12k (which I cannot see as a true reflection of a car with c60k miles tops and 4 years old so equity in it for sure).
Broadspeed are quoting a £9k discount and that they will ensure dealers will match the APR % PCP etc I'd want to give the deal to my local dealership as they have been superb with my previous car and I'd be using them to service it ongoing.
Options
Either Blue or Grey - had blue on the 330d E90
Panoramic roof (question does it have a blind the whole way or is it just tinted)
M performance pack
Pro Nav
Privacy glass rear
Internet connection
Extended storage
Heated front seats
Lumbar support
Adaptive suspension
Thinking about
HUD
Chrome roof rails
Electric wing mirrors
Climate screen (is this as good as quick clear Ford/Jag?)
High beam assist
Firstly is the price good? Second realistically in 4 years time with that spec and not even 60k what would it be worth?
Am I missing any must have option and have I added unneeded options?
Lastly will I have my trousers pulled down on part x RS6 c5?
£42k list price and looking at £6k ish options.
BMW will contribute £4.4k and offer 4.9% apr given a 15% customer contribution.
Ignoring options this means is have to pay just over £6k deposit and then £395pcm for £47 months with a GFV of 12k (which I cannot see as a true reflection of a car with c60k miles tops and 4 years old so equity in it for sure).
Broadspeed are quoting a £9k discount and that they will ensure dealers will match the APR % PCP etc I'd want to give the deal to my local dealership as they have been superb with my previous car and I'd be using them to service it ongoing.
Options
Either Blue or Grey - had blue on the 330d E90
Panoramic roof (question does it have a blind the whole way or is it just tinted)
M performance pack
Pro Nav
Privacy glass rear
Internet connection
Extended storage
Heated front seats
Lumbar support
Adaptive suspension
Thinking about
HUD
Chrome roof rails
Electric wing mirrors
Climate screen (is this as good as quick clear Ford/Jag?)
High beam assist
Firstly is the price good? Second realistically in 4 years time with that spec and not even 60k what would it be worth?
Am I missing any must have option and have I added unneeded options?
Lastly will I have my trousers pulled down on part x RS6 c5?
SimNugget said:
I am due my F31 Touring in June, consider the M Sport Plus pack? A rare bargain.
I understand the panoramic roof has an electric blind with it.
S
Yep the am Sport + is now added. I understand the panoramic roof has an electric blind with it.
S
Do the Panoramic roofs have any issues be it previous generations? Thinking potential costs down the line for pricy repairs
Jasper3.0 said:
Pano roof takes a lot of headroom.
High beam assist is awesome, well with the money. It is so clever when it starts steering main beam and drawing dark boxes around cars.
Lumbar IMHO is not worth it.
The only thing missing from you list is the VSS. Which is worth it.
I'm 6'2" so would probably fit but I'll skip the roof. High beam assist is awesome, well with the money. It is so clever when it starts steering main beam and drawing dark boxes around cars.
Lumbar IMHO is not worth it.
The only thing missing from you list is the VSS. Which is worth it.
What's VSS?
Jasper3.0 said:
Pano roof takes a lot of headroom.
High beam assist is awesome, well with the money. It is so clever when it starts steering main beam and drawing dark boxes around cars.
Lumbar IMHO is not worth it.
The only thing missing from you list is the VSS. Which is worth it.
I'm 6'2" so would probably fit but I'll skip the roof. I get a bad back now and again and find the current lumbar support I have makes a useful difference. High beam assist is awesome, well with the money. It is so clever when it starts steering main beam and drawing dark boxes around cars.
Lumbar IMHO is not worth it.
The only thing missing from you list is the VSS. Which is worth it.
What's VSS?
Jobbo said:
Welshbeef said:
Ignoring options this means is have to pay just over £6k deposit and then £395pcm for £47 months with a GFV of 12k
Your figures don't add up - that totals £36,565, so less than the basic price after discount, not even taking into account interest. What do you do for a living again?Customer deposit £6k
Dealer contribution £4.4k
47@£395 £19k
GFV £12.6k
Total £42k.
Jobbo said:
That totals £41,565. List price is £42,815, and there's no accounting for interest - still doesn't add up.
I'm using rounded numbers rather than exact also I'm assuming the GFV is £12k "worst case" as that's the balancing number. The £395 PCM is the 4.9% apr from BMW - suppose I could back calculate it to determine the exact GFV. Note I'll do that when I have a few mins
Deal was 4.9%, £4.4k BMW contribution 15% customer on a base 335d touring M sport which have £395pcm over 47 months - it was a list on paper so he didn't have the GFV at that time.
Jobbo said:
That's a bit different 
Yep!Still I think its a bloody good deal - and given Braodspeed seem to be £9k discount not the £4.4k if I go back to BMW to match it.
If they did and the GFV remained the same then the PCM payments would be £286.... Very very tempting.
How do you actually go about using B/Speed to deliver these prices & match the PCP apr and GFV?
Jobbo said:
£286 per month is your guess, isn't it? Not an actual finance quote... And ignores the £6k deposit.
Nope. Its £305pcm with £6k deposit now IF BMW give the full £9k discount instead of just £4.4k then the GFV stays static the Apr % too stays static you have a lower starting point and less interest to pay the net result is £286pcm all else being equal. (Its a guess as in I'm rounding).
Jobbo said:
But it's not a finance quote, and it's based on assumptions about discount, interest rates and GFV. Your GFV figure is worked backwards anyway, and more than £6k different to the figure given in your initial post, so it might be worth getting a quote and not spouting figures plucked from the air
And when I say you ignore the deposit, I mean that you haven't worked out what that costs you over the 4 years. It's £125 a month extra. You might as well say that you're putting down a £30k deposit and it's only £99 a month.
Ok without matching Broadspeeds deal the deal isAnd when I say you ignore the deposit, I mean that you haven't worked out what that costs you over the 4 years. It's £125 a month extra. You might as well say that you're putting down a £30k deposit and it's only £99 a month.
4.9% Apr @£395pcm x47 months
£4,300 BMW contribution
15% Customer deposit £6,385
List price £42,565
True there isn't any GFV but you can effectively work it out from these numbers - if you are then given a further 11% discount which would make it match B/speed then all else being equal the only value to reduce is the monthly payments.
I take your point re customer deposit is effectively £135pcm over and above.
JNW1 said:
Sounds to me like you need to get a proper quote which reflects any options you want on the car. Some will affect the GFV but a lot won't and will hence need to be funded over the term of the deal (i.e. their full cost will drop straight through to your monthly repayments). Could make make quite a difference to your £286/month depending on which options you tick!
Agreed - the above numbers are base car only. Edited by JNW1 on Tuesday 29th April 17:26
Pro nav would be £40pcm
Hunky Dory said:
£40pcm? On a 4 year agreement, that sounds like a lot if you take I to account the cost difference vs benefit in GFV between Pro nav and the lower spec options.
On my 4 year agreement, the upgrade from Business to Pro nav was circa £18.50 NET.
The £40pcm is it the cost drops fully through so a worst case scenario. On my 4 year agreement, the upgrade from Business to Pro nav was circa £18.50 NET.
Hunky Dory said:
I'm clearly being stupid here, but if the option cost is £1,900, surely the £40 PCM payments need to be higher as they would be subject to the 4 years APR if you are considering "worst" case?
Lol yes - but your into the sub £1pcm difference with the interest and I'd rounded up pro nav to £1.9k rather than £1,8xx so possibly over egging it anyway. msej449 said:
I've had my F31 330d seven months now. Can I make a case for the sunroof, please? I was uncertain but went for it and haven't regretted it at all. It makes the whole cabin seem so much more spacious, especially in dull weather. I leave the internal cover back by default most of the time. I also went for sports electric seats - not sure the electric and lumbar support was worth the extra. Xenons and adaptive are a must, the latter especially if you do cross-country winter drives regularly.
Know this isn't an mpg thread but what have you been getting best worst and usual. Vee said:
What 'deal' ?
Has a anyone actually given you a quote ? How can you come up with all these figures but not know what the balloon would be to take ownership at the end ?
Apologies if I've missed something earlier.
The numbers stated (excl GFV) were provided by the salesman - also for instance a 330d F31 Msport only had £3,300 dealer contribution though I didn't see what the PCM cost would have been as my focus was the 335d. Has a anyone actually given you a quote ? How can you come up with all these figures but not know what the balloon would be to take ownership at the end ?
Apologies if I've missed something earlier.
Edited by Vee on Tuesday 29th April 21:30
Jobbo said:
The £286 you quoted wasn't provided by a salesman, was it.
No as per the calcs previously its an assumption if the match b/speed £395 is the PCM number but that's with only £4.4k contribution not the £9k which b/speed can obtain. As such all else being equal then the final payment from the calc would mean a £286pcm payments or conversely you could simply reduce your deposit by £4.7k If we take the deposit and spread that over 48 months its c£135pcm extra whereas if you reduce the customer deposit (due to b/speed contribution) then that would reduce the effective PCM deposit by c£100pcm.
Either or really but need to get the final quote over the next few weeks when I can get down to the dealer and have a test drive then go through all the options and finances.
Wills2 said:
click the link below Welshy you'll be able to guessimate to your hearts content.
http://www.pcpcal.co.uk/
A great tool thanks http://www.pcpcal.co.uk/
Wills2 said:
click the link below Welshy you'll be able to guessimate to your hearts content.
http://www.pcpcal.co.uk/
Based uponhttp://www.pcpcal.co.uk/
£42585 list
4.9%
£6,3k customer
£4.4k dealer
47 payments @£395pcm
It gives GFV of £18,150
And if its possible to get the full £9,050 broadspeed discount then its £287pcm
My rough numbers were very accurate after all
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