Woke up, went downstairs and bike stolen....cock

[kiethton]

So after riding 9 months with little drama my bike was stolen last night, chain cut and likely lifted away (disc lock fitted also)

Guess this is going to be a painful experience, especially as I'll now have to commute 30 miles a day on a pedal bike until it's fixed and my insurer doesn't have the best of reputations....waiting for their lines to open now...

[kiethton]

Fingers crossed although I've just read the policy and there is no mention of excess on it, just a number of codes.

However looking through their other documents and putting things together they've put a £1600 theft excess on (the value of the bike) that was completely unknown. If that was the case I would have paid 1/4 of the premium for third party only (currently TPFT)

I hope I can push back on that and actually get a pay out as it wasn't explained at the time...if not I'll have just lost the bike with no redress...only put petrol in it last night!!!!

Edited by kiethton on Friday 24th April 07:20

[kiethton]

Police are now on their way to check things over, will give them the data tag numbers

It must have been lifted, chop chain into a van and away - they had no key...either that or chop, wire jiggle and ride away, not sure...

What's the going price for a 2013 (63) Honda CBR125R, 6k miles but previously cat D

I think this is going to be a fight with the insurance co. Who would have guessed that MCE2 would equal an excess and link to a referenced table that was not even contained in the policy document. Only found out what the code was for after googling it...

[kiethton]

Chain was an oxford gold 2m

Not touched or looked too closely but has been cut at the end, gone like cheese, hell my pedal bike lock is likely stronger! (Kryptonite NY Mini)

Only put a full tank of petrol in it 4 miles ago and all!

[kiethton]

Indeed, need to get that clarified as had I known that or had it been stated on the policy document or on the phone when running through the details I would have never purchased the policy

It's completely disproportionate

[kiethton]

No pictures I'm afraid, I'm based in Orpington (SE London/Kent) standard 2013 CBR125R in the white colour scheme, reg:

GX63THG

Damage:

Crack in front mudguard
Scratch on tail panel
Scratches on exhaust
Rust halfway down left handlebar (slightly bent too)

I'll post the serials on FB and twitter now

[kiethton]

And the police have found it!

Abandoned in an Orpington graveyard

No idea on the condition but it's being recovered to Charlton pound, guess it's easier to just pay to fix everything and release etc.

[kiethton]

No idea which graveyard, I'm based near the poverest roundabout so assume so. All I know is it's now at Charlton pound.

Does seem a little strange, although the disc lock is admittedly st and very cheap so wouldn't surprise me if it was snapped off and taken away.

Indeed, it was my first bike policy and a lesson for the future...the policy document just has a number of codes and an amount preceding them in what is essentially an "other" box. With no explain action on the document which code is which, I checked the main points but couldn't reference the codes at the time.

Lets just hope it's not too badly damaged.

Will be purchasing a new disc lock (abus 68?), a good U-lock (to lock the rear wheel to the frame - won't go around the lamppost) and then securing the lot to the lamppost with a chain.

[kiethton]

Almost definitely bolt cutters

Will post up a picture in tomorrow's light

[kiethton]

^^^

Would if I could but am on the second floor of a new build flat development, 35 flats and no lift

[kiethton]

Where i left it:



How they left the chain:







And i recovered the bike from Charlton pound in a borrowed van, paid £150 for the privilege of being surrounded by Chav's and uninsured/towed drivers...

Thankfully panel's are generally ok, damage is both wing mirrors as they've decided to snap these off for fun, they've hotwired it (now has a flashing engine light when connecting the 2 wires but doesn't start?) and they've snapped off the numberplate...









Now when they have done this I presume that I need to reconnect these wires to where they should be (or do I need a new lock kit? - key turns in the lock freely) on top of the obvious parts...

I also want to look at getting a new secret isolator switch to shut off all power, maybe under the seat - is that possible?

[kiethton]

Megaflow said:

Do CBR125 have HISS? In which case it won't start without the key.

Fortunately it doesn't look to bad, new ignition barrel, couple of wing mirrors and a number plate.

not too sure, need to look it up, i have the key but the wires aren't connected - current barrel turns

[kiethton]

Indeed, connecting the wires brings up the dash, the promising young footballers have managed c.35 miles..

[kiethton]

I appreciate the extra security features thing breeding complacency comment....

Thinking just a new chain and disc lock:

Almax 3 or 4 chain

Abus 68 disc lock

Any thoughts?

[kiethton]

CoolHands said:

kiethton said:

Abus 68 disc lock

Any thoughts?

well you've already ignored my post, but imo you should not buy that style of disc lock as they are easy to defeat, you should buy this style abus 37 if you like abus

[img]https://www.safelockkey.com/image/cache/data/vehicle security/abus-37-series-yellow-long-shackle-quick-brake-disc-lock-400-600x600.jpg[/img]

I'm sorry I must have missed it, I'll take a look at that one, am totally open on make/model