Here's one for you insurance types - bikesure vs meerkats

Here's one for you insurance types - bikesure vs meerkats

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Reardy Mister

Original Poster:

13,757 posts

223 months

Tuesday 7th July 2015
quotequote all
Bikesure chap gets in touch after contacting them via the PH sticky. Lad says the very lowest quote he can find is £700 quid plus. I thank him for his time and head straight to comparethemarket.com Type in the exact same info with no allowance for PH special deals etc. Among a lot of others, it throws up a Bikesure quote for £385.00

Ummm....?

confused


Reardy Mister

Original Poster:

13,757 posts

223 months

Tuesday 7th July 2015
quotequote all
Discovered the issue. Phone quote disqualified the NCB, as the last date of cover was March 2013. CTM quote doesn't ask, so just counts whatever NCB you list.

I assume you then get shafted when you produce the certificate of NCB as the company you go with finally declares its too old...

Reardy Mister

Original Poster:

13,757 posts

223 months

Tuesday 7th July 2015
quotequote all
LoonR1 said:
Reardy Mister said:
Discovered the issue. Phone quote disqualified the NCB, as the last date of cover was March 2013. CTM quote doesn't ask, so just counts whatever NCB you list.

I assume you then get shafted when you produce the certificate of NCB as the company you go with finally declares its too old...
Generally all NCd expires 2 years after last use. That has been the same since NCD was invented and applies to cars and bikes equally.

You may find the odd insurer who will take it but they are very very rare
MCE allows 3 but I haven't looked extensively. The nice lady at bikesure (Elly? Kelly?) said they may be able to accept it if its not long out of date, so I will go back to her and ask.

Fingers crossed its not 7yrs NCB flushed away.... weeping