URGENT. Just had a non fault incident. What to do?

URGENT. Just had a non fault incident. What to do?

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Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
Hi
Just walked home after having been rear ended whilst riding through town.
I understand i need to inform my insurer (Lets find out whether MCE deserve the hate they get) But im not making a claim from them.

Will i lose my NCB and do i need to tell my car insurer?

Cheers
Ben

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
Hord Fociblade

Not much chance of any thing other than non fault is there?
I wasnt even braking, they drove into the back of me.
Policeman said ive got nothing to worry about.

Anyway, ive informed MCE by email, but stated i dont want to claim through my policy.
Ive also emailed the car drivers insurance (NFU) and stated the facts. Is that right?

Edited by Benbay001 on Saturday 30th April 14:31


Edited by Benbay001 on Saturday 30th April 14:49

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
Do i have to diclare this bike incident to my car insurer?

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
Yeh
Its a 50mph road, could have been alot worse

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
Anyone want to take a guess on whether it will get repaired or scrapped?
I dont want it back.

Will the rear subframe be bent?
How about the swingarm?

Wheel and tyre's fked.
New rear indicators.
Numberplate is snapped off.

I know its hard to say, but i definately dont want to be fobbed off with a bike with a bent chassis.

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
Rick101 said:
Just out of interest, why would you not use the policy you paid for and make the claim?
Gets dealt with quicker i think. I can threaten NFU with an accident management company if they dont deal with it fast.

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
DuraAce said:
Got to be a write off surely? Bike parts prices are ridiculously high.

Might be worth buying back from insurance company though if it's cheap enough. I bet you could fix it with used parts quite cheaply.
I was thinking that.
Only issue is, i wouldnt want to ride it. And Cat D bikes are hard to sell.

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
How difficult/worth while is it breaking a bike for parts? I have a garage and i think i have the knowhow.

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
Im confused over whether i want the bike back.
Before i got hit i was riding along thinking how much more fun i could possibly be having on something a little less raw.
My wrists ache at anything less than warp speed, and down here in the south east the roads are absolutely chocka all the time, you cant keep a speed up for very long.
On top of that, when i had the deauville i used to be able to ride the st out of it and not break the law or worry about damaging my pride (it was already damaged from owning a deauville). Not so much on the blade.
Im also very concious im going to get caught going at some sort of speed that would require me to lube up.
Also, when i had the deauville with top box and panniers i could go out for the day/weekend and take the bike. Now, with the blade if i go anywhere ive gotta strole around in a gimp suit carrying a helmet. This normally means i go out and come straight back.
I cant honestly say ive found a B road ive properly enjoyed since owning the bike, on the Deauville every ride was fun (when it was warm)

anonymous said:
[redacted]
So so hard.
I was doing 15 MPH and they were probably doing 30mph. I stayed on. Wheel is fked.

Hopefully. Surely it will cost more to get the swingarm checked for straightness than it will to scrap the bike?

Will the ins company check the swing arm for straightness?

Benbay001

Original Poster:

5,797 posts

157 months

Saturday 30th April 2016
quotequote all
fking hell! A new swing arm is just over £2k!
And the wheel is £800 https://www.lingshondaparts.com/honda_motorcycle_p...

Edited by Benbay001 on Saturday 30th April 22:54

Benbay001

Original Poster:

5,797 posts

157 months

Sunday 1st May 2016
quotequote all
Slow as fk. Mine was a dog.
And tom (motorsport) told me I should have a sportsbike whilst I'm young smile
I fancied an fjr.