Am I expecting too much - Audi finance

[dobinn]

I am in the process of getting a new car. Just returned an SLK I had on PCP. Need a dog friendly motor ideally an estate.

My heart says S4 Avant (or maybe a C63)....

But my head is saying cheap lease on a C class diesel...

Main issue on the S4 is the level of finance that Audi will offer.... It is terrible, almost to the point of being insulting. Is this standard from Audi? Do people actually use it? Does anyone have experience of using outside financing? To be honest I would prefer to do it with a dealer...

On my last few mercs I at least feel like I have got a good deal!

Any tips and experiences appreciated!

[dobinn]

What I meant was that they offered a crap, flat interest rate. And wouldn't negotiate and offer an improved rate.

It was a 6% flat rate which is an APR ~ 14%. When from Mercedes I had been used to more like a an apr of 7%.

[dobinn]

Chiefbadger said:

Is that for new or used? My APR is 6.6% on new using audi finance. I think the used finance deals are quite a lot pricier so you're probably better off looking at financing via a 3rd party.

Yes it was for a used S4. £600 per month and a £5K deposit. £24K retail price....

Edited by dobinn on Thursday 17th April 14:31