Audi S8 and warrantywise

[stoxman]

Hi all,

I am just about to buy an Audi S8 D3. It has 57k and is an 06 car.

I am probably going to get a warrantywise warranty. I know that a few people have had problems with warrantywise but every company has fans and detractors and warrantywise seems to have mostly the former.

As you probably know, I can tailor the warranty to fit my needs by changing the excess, maximum amount per claim. This can have a big effect on the warranty price. If I simply say "Zero excess, 100% of car's value per claim" then the cost of the warranty is £2400 per annum but that seems unnecessary to me. I have currently opted for:

£100 excess per claim (i.e. I pay the first £100 of each and every claim)
£4000 maximum per claim (i.e. if the engine blows, they pay the first £4000)
Unlimited total claims (i.e if the engine, suspension, gearbox etc all go one after another they will pay for all of them)
£50 p/hour labour (I'm happy to use independents and if the labour comes out at £60 rather than £50, I don't mind picking up a little bill)

Do you think I have set these about right or should I set them higher or lower? I won't be claiming for every little cigarette lighter and I don't mind picking up a bit of a bill but I'm just trying to avoid either a monster bill if the engine blows or especially if one thing goes wrong after the other (that's my real concern- a constant stream of £1000-2000 bills).

Any thoughts based on what goes wrong, what they cost to put right and what a warranty would cover based on your experience would be greatly appreciated.

Alan