Land Rover's Now Uninsurable

[Phil.]

Just received a renewal notice for my FFRR and Evoque. I have been with Chubb for 3 years or more. It says:

'I must make you aware that Chubb wll no longer cover loss or damage caused by theft or attempted theft to your Range Rover's from 22nd February 2015 unless they are fitted with an operational Category 5 Tracking System. Chubb are enforcing this on all current clients with Range Rovers due to a recent trend in thefts.'

I have spoke with the broker and this applies to all Land Rovers as far as Chubb is concerned.

I have a Tracker Locate fitted and this is a Cat 6 so not sufficient.

According to the broker, LR are fully aware of the situation but still fitting Cat 6 Trackers to their vehicles.

I am contemplating buying a new L405 later this year. I will watch how LR respond to this issue before making a final decision.

LR need to get this sorted!

Would anyone from LR care to comment on when a solution fo the ODB problem will be provided?

[Phil.]

Good to hear but I assume that fitted as 'standard' means optional and at additional cost to the first buyer or is it standard/inclusive across all the range when new? Low insurance premium too. What's your annual mileage and excess charge?

The CAT 5 requirement is now being applied by some insurers across all LR products (according to my broker). This is a retrospective additional cost to existing owners and is being applied to vehicles worth much lass than FFRR's. Not a good development.

[Phil.]

No argument that anyone who buys an expensive vehicle can afford a Cat 5 Tracker and it is reasonable to do so. I have fitted trackers on many new and nearly new high value/performance vehicles as a requirement of the insurer. I don't accept fitting a top-end tracker should be the case for all LR vehicles. The cost of swapping my wife's Evoque on 1st March for a new Discovery Sport has just increased by circa £1k.

The point is, because LR have not fixed this known security issue that has been prevalent for years and which they should have predicted because of the BMW previous situation, ALL owners of LR products, new and old, are now being retrospectively penalised mid-ownership and there is nothing coming from LR to suggest they have a solution in sight. This is unacceptable customer service from a premium brand/priced company IMHO.

Never heard of an unlimited mileage insurance policy before at £500 for a £70k motor. Who is that with?

Edited by Phil. on Thursday 29th January 12:32

[Phil.]

In the same way I have a choice as to by LR or not, you also have a choice as to whether to read this topic and contribute to this topic, or not. If a constructive anti-LR comment upsets you so much then please feel free to read and contribute to other topics. Having been an advocate of LR for many years and spent many thousands of pounds (5 vehicles in 5 years) with them I believe I have a right to question this issue.

Finally, please show a bit of class and refrain from making derogatory personal comments when you haven't any knowledge on which to base them. I expected your aggression to show through as it does in many of your posts here and I haven't been disappointed. No doubt you will continue.

[Phil.]

threadlock said:

• splutter* As the owner of a 2009 Jaguar XKR should I be worried about something? Insurance costs me less than £400 p.a. but am I wandering into a problem here?

I also have an F-type with the Jaguar keyless entry and the same fob as a new LR. Apparently Jaguars are unaffected. I don't understand why this is the case.

[Phil.]

Triple7 said:

Looks like I'd better make a call to Aviva and see what they say about our impending Discovery Sport.

I have a DS arriving on 1st March and am now seeking an alternative insurer. It also means I'll prbably have to shell out the best part of £1k to get a tracker fitted to obtain any insurance at reasonable costs, This was not a cost I had to incur three years when purchasing our outgoing Evoque.

[Phil.]

paintman said:

What have other insurers told/quoted you with regard to your car?

I am waiting for the broker to obtain alternative quotes from other insurers and will update when I recieve them.

[Phil.]

V8LM said:

I understand that the keyless-go problem (programming of a blank key through the OBD port) has been effectively resolved, on new cars at least, by a change to the key module.

It would be great for potential purchasers if LR would confirm this, and even better if they had a fix for current L405 owners.

[Phil.]

ZOLLAR said:

If it's any help the newest Range Rover theft I have was manufactured June 2014.

It's possible there may have been newer ones.

Edit, just seen one for september 2014.

Edited by ZOLLAR on Friday 30th January 16:58

Useful, thanks. I now know to buy a 2015 or later L405 to avoid an increased likelihood of it being stolen.

[Phil.]

Anybody purchased an OBD port lock yet? I'd be interested in recommendations.