Which accident management company done you good?

Which accident management company done you good?

Poll: Which accident management company done you good?

Total Members Polled: 111

Accident exchange: 9%
Albany: 5%
Europa: 28%
Help hire: 7%
Kindertons: 2%
RAC: 1%
Swift: 0%
Drive assist: 6%
They messed up bigtime: 20%
AN other: 22%
Author
Discussion

saaby93

Original Poster:

32,038 posts

179 months

Thursday 12th May 2011
quotequote all
No naming and shaning due to forum rules
Have you found any of the above helpful or was the experience lessthan worthwhile
No idea what this is going to do getmecoat
I seem to be able to edit the poll to add another box
But if I press skip voting I cant go and vote next time around

Edited by saaby93 on Thursday 12th May 17:54

Baryonyx

18,006 posts

160 months

Thursday 12th May 2011
quotequote all
I avoid accidents.

saaby93

Original Poster:

32,038 posts

179 months

Thursday 12th May 2011
quotequote all
Baryonyx said:
I avoid accidents.
Theres always one who can think of an extra poll box smash
smile

ZOLLAR

19,908 posts

174 months

Thursday 12th May 2011
quotequote all
Just out of curiosity, what is the point of this thread?.
Also you need an option for "wouldn't use one due to inflated costs they charge insurers which in turn increases insurance costs", or something along those lines.

shushu

48 posts

179 months

Thursday 12th May 2011
quotequote all
Unfortunately my car was driven into twice in the last year. As I only have TPFT insurance, both times I was referred to Drive Assist by my insurance company. They were very quick at getting me a like for like car, and were fairly efficient, keeping me regularly updated even when the first case dragged on as it was fairly complex.

One thing I was impressed with was the opportunity to pay a £10 fee, which means that if for some reason the accident turned out to not be the other guys fault, I would not be liable to the hire car charges. This gave me peace of mind after hearing horror stories about people being faced with huge bills for hire charges after the accident.

Fox-

13,243 posts

247 months

Thursday 12th May 2011
quotequote all
ZOLLAR said:
Just out of curiosity, what is the point of this thread?.
It would be useful to know which is the best to use in the event of a non-fault claim. After all, if somebody drives into the back of my car I've no desire to spend the next month driving a 3 cylinder Corsa whilst my car is repaired.

gareth.e

2,071 posts

190 months

Thursday 12th May 2011
quotequote all
Baryonyx said:
I avoid accidents.
+1 so far..

saaby93

Original Poster:

32,038 posts

179 months

Thursday 12th May 2011
quotequote all
shushu said:
Unfortunately my car was driven into twice in the last year. As I only have TPFT insurance, both times I was referred to Drive Assist by my insurance company. T
i think I just managed to edit that ok


saaby93

Original Poster:

32,038 posts

179 months

Thursday 12th May 2011
quotequote all
ZOLLAR said:
Just out of curiosity, what is the point of this thread?.
Also you need an option for "wouldn't use one due to inflated costs they charge insurers which in turn increases insurance costs", or something along those lines.
thats another type of discussion I was trying to avoid and its corollary smile
From users weve had both sides
those who've had their car sorted out quickly and back on the road
those who've found themselves on the ende of months of hire car with nothing being fixed
Obviously cant name and shame so put all those in a big box


Monty Python

4,812 posts

198 months

Thursday 12th May 2011
quotequote all
Fox- said:
It would be useful to know which is the best to use in the event of a non-fault claim. After all, if somebody drives into the back of my car I've no desire to spend the next month driving a 3 cylinder Corsa whilst my car is repaired.
If it's definitely a no-fault claim, you car should be repaired immediately - mine was done within three weeks of someone driving into the back of me.

blueg33

36,062 posts

225 months

Thursday 12th May 2011
quotequote all
Baryonyx said:
I avoid accidents.
Yes but accident management companies are for when THE ACCIDENTS DON'T AVOID YOU smile

shushu

48 posts

179 months

Thursday 12th May 2011
quotequote all
saaby93 said:
think I just managed to edit that ok
Haha, I think I was too busy checking for spelling mistakes in fear of being slaughtered, rather than actually check to see if it what I wrote actually made sense boxedin

mkopc

1,998 posts

203 months

Thursday 12th May 2011
quotequote all
ZOLLAR said:
Just out of curiosity, what is the point of this thread?.
Also you need an option for "wouldn't use one due to inflated costs they charge insurers which in turn increases insurance costs", or something along those lines.
Admiral still heavily in bed with Albany ZOLLAR?

R1 Loon

26,988 posts

178 months

Thursday 12th May 2011
quotequote all
mkopc said:
Admiral still heavily in bed with Albany ZOLLAR?
To the extent that if they don;t then you could add c10% to the highly competitive premiums they offer.

If you offered them the opportunity of not earning tis income, but also removed the parasitical cost of AMCs then I'm sure they'd snatch your arm off.

The key is that AMCs take money out of the system, so that money has to be topped up year on year by the paying customer If the money swirling around isn't eroded, then premiums will be fairly static.

As saaby wrote exactly the same thread in SP&L forum (albeit naming me as the reason for it), then here's the answer I gave on there.


R1 Loon said:
What the hell has this got to do with me? I don't like AMCs because I know how much their business models put onto the cost of claims and subsequently onto premiums. However, anyone who's used one and got a "result" will see them as perfect.

So to put this into perspective, here's the other side of the argument.

Credit Hire is provided by Accident Management Companies to innocent drivers who were left with a damaged vehicle following an accident with a negligent driver. The service is simple they fix your car and give you a "free" car whilst yours is repaired.

The cost is then charged back to the guilty party's insurer at significantly higher rates than you could get if you went to any hire car place yourself.

The cost to the industry is c£500million per annum, which equates to around 10% of your premium.

ZOLLAR

19,908 posts

174 months

Thursday 12th May 2011
quotequote all
mkopc said:
Admiral still heavily in bed with Albany ZOLLAR?
Yep, why?.

R1 Loon

26,988 posts

178 months

Thursday 12th May 2011
quotequote all
blueg33 said:
Yes but accident management companies are for when THE ACCIDENTS DON'T AVOID YOU smile
Are you TPF&T on all your cars then?

Papa Hotel

12,760 posts

183 months

Thursday 12th May 2011
quotequote all
I had an accident a few years ago, I got Papa Hotel to sort it out for me. He did a pretty good job, I'd use him again. Free too.

mkopc

1,998 posts

203 months

Thursday 12th May 2011
quotequote all
ZOLLAR said:
mkopc said:
Admiral still heavily in bed with Albany ZOLLAR?
Yep, why?.
Ignore me, I misread what you typed... I'm getting down from my soapbox as we speak
beer

ZOLLAR

19,908 posts

174 months

Thursday 12th May 2011
quotequote all
mkopc said:
Ignore me, I misread what you typed... I'm getting down from my soapbox as we speak
beer
No worries, smile

saaby93

Original Poster:

32,038 posts

179 months

Thursday 12th May 2011
quotequote all
Own up smile
Who's ticked AN Other?
Was that for being a self employed accident managment consultant biggrin