Buying an untaxed car

Author
Discussion

genericguy

Original Poster:

243 posts

177 months

Sunday 13th November 2011
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Apologies, I'm sure this has been asked before but looking to buy something cheap and wondering what happens if I buy a car with no tax, can I get seller to tax online at my expense?
Otherwise not sure what I do while waiting for V5?

Shaw Tarse

31,543 posts

204 months

Sunday 13th November 2011
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If seller does tax it online they will get the disc.

iva cosworth

44,044 posts

164 months

Sunday 13th November 2011
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Best ask the seller .confused

some will,some won't.smile

S1_RS

782 posts

200 months

Sunday 13th November 2011
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You can tax a vehicle using the new keepers supplement.

WeirdNeville

5,966 posts

216 months

Sunday 13th November 2011
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New keepers suppliment and your insurance doc and MOT certificate. It's a bit of a pain in the arse, and if you buy at the wrong time of the month you effectively lose a onths worth of tax if you want to be completely legitimate.

If the seller is so tight as to have let the tax run out, or cash it in for sale, then I'd be worried what else they had neglected on the car, TBH...

Ozzie Osmond

21,189 posts

247 months

Sunday 13th November 2011
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WeirdNeville said:
If the seller is so tight as to have let the tax run out, or cash it in for sale, then I'd be worried what else they had neglected on the car, TBH...
Yup, selling a car without tax is bonkers. But not quite as bonkers as selling without MOT.

e8_pack

1,384 posts

182 months

Sunday 13th November 2011
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why is it bonkers?

All cars with tax need to be insured, so if there is any crossover between cars then the legal thing to do is to remove the tax, sorn it, then transfer your insurance, unless you like paying two premiums.

saaby93

32,038 posts

179 months

Sunday 13th November 2011
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e8_pack said:
why is it bonkers?
All cars with tax need to be insured, so if there is any crossover between cars then the legal thing to do is to remove the tax, sorn it, then transfer your insurance, unless you like paying two premiums.
aaah
'need to be' if you want to a refund, no 'must'
If selling cars SORN it if you want to transfer insurance but unless youre really strapped for cash keep the tax going.
If it is uninsured or untaxed it must be off road and SORN. Although DVLA will write to you first if uninsured, police may operate differently




confused_buyer

6,626 posts

182 months

Sunday 13th November 2011
quotequote all
Ozzie Osmond said:
Yup, selling a car without tax is bonkers. But not quite as bonkers as selling without MOT.
Not if you do not with to keep it insured (in which case it must be SORN'd) or the tax has run out and you don't want it taxed whilst waiting for a buyer with the tax simply losing a month of value every 1st of the month. For the latter reason, dealers very rarely tax cars in stock unless they have dual demo or loan car use.

It really isn't a big issue, particularly now Post Offices and the DVLA accept emailed cover notes and if it is a Sunday, just tax it first thing Monday morning.

shovelheadrob

1,564 posts

172 months

Sunday 13th November 2011
quotequote all
It is the downside of the continuous insurance regs, to keep it taxed you must keep it insured, if you SORN it you must surrender the tax, I suppose it stops the type of person who buys a car with a few months T & T then just drives without insurance.

genericguy

Original Poster:

243 posts

177 months

Sunday 13th November 2011
quotequote all
Thanks for the advice, got one that had tax in the end so wasn't an issue.

Ozzie Osmond

21,189 posts

247 months

Sunday 13th November 2011
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confused_buyer said:
It really isn't a big issue.....
...unless you're a serious potential buyer and need to drive the car. IMO anyone who buys a car without driving it is out of their mind. And anyone who takes test drive in an untaxed an uninsured car is out of their mind.

confused_buyer

6,626 posts

182 months

Sunday 13th November 2011
quotequote all
Ozzie Osmond said:
...unless you're a serious potential buyer and need to drive the car. IMO anyone who buys a car without driving it is out of their mind. And anyone who takes test drive in an untaxed an uninsured car is out of their mind.
Which is why dealers have trade plates. smile

esvcg

851 posts

186 months

Monday 14th November 2011
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e8_pack said:
why is it bonkers?

All cars with tax need to be insured, so if there is any crossover between cars then the legal thing to do is to remove the tax, sorn it, then transfer your insurance, unless you like paying two premiums.
Well if you want to sell something for it's best price, it needs to be an enticing offer. I would say trying to sell a car without tax/sorn will cost you more than the price of a disc in the lower value the car will sell for.

Unless it's something rare or sought after, someone will read 'no tax' and move on to the next one.

U T

43,434 posts

151 months

Monday 14th November 2011
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esvcg said:
e8_pack said:
why is it bonkers?

All cars with tax need to be insured, so if there is any crossover between cars then the legal thing to do is to remove the tax, sorn it, then transfer your insurance, unless you like paying two premiums.
Well if you want to sell something for it's best price, it needs to be an enticing offer. I would say trying to sell a car without tax/sorn will cost you more than the price of a disc in the lower value the car will sell for.

Unless it's something rare or sought after, someone will read 'no tax' and move on to the next one.
I would not expect a 2nd hand car to have tax on it. I'd expect about 8 months minimum MOT but not tax. if it has some tax left that's a bouns.

esvcg

851 posts

186 months

Monday 14th November 2011
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U T said:
esvcg said:
e8_pack said:
why is it bonkers?

All cars with tax need to be insured, so if there is any crossover between cars then the legal thing to do is to remove the tax, sorn it, then transfer your insurance, unless you like paying two premiums.
Well if you want to sell something for it's best price, it needs to be an enticing offer. I would say trying to sell a car without tax/sorn will cost you more than the price of a disc in the lower value the car will sell for.

Unless it's something rare or sought after, someone will read 'no tax' and move on to the next one.
I would not expect a 2nd hand car to have tax on it. I'd expect about 8 months minimum MOT but not tax. if it has some tax left that's a bouns.
Perhaps i should be a little more clearer - I wouldn't expect a privately sold car to have much tax, maybe a month or so is ok - but i would expect it to have some.

However i don't expect tax if buying from a garage/trader.



Snowboy

8,028 posts

152 months

Monday 14th November 2011
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esvcg said:
Perhaps i should be a little more clearer - I wouldn't expect a privately sold car to have much tax, maybe a month or so is ok - but i would expect it to have some.

However i don't expect tax if buying from a garage/trader.
I'd agree with this too.

Dealer car without tax normally just means they have cashed it in to get some money back – if you're lucky it might have less than a month left, or perhaps they'll offer 6/12 months as part of the negotiations.

For a private sale, I'd expect a bit of tax.
I'd want a test drive, so I'd need tax.
If the tax had expired on the car I'd wonder how long the car had been sitting around unused.

If it's a generic 2-5k car priced to sell, I'd expect the seller to dump 6 months tax on then add it to the selling price.

If the car's under £1k then perhaps not.

rev-erend

21,421 posts

285 months

Monday 14th November 2011
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In a private sale - the tax can be used as a bargaining piece.. to bump up the price to negate the knock downs..