Diablo Insurance

[Rocco1]

Hello all,what are you guys/girls paying to insure your Diablo?
My trade insurance provider is offering to cover my Diablo for £530 fully comp with access of £1500 and no limited milage or for free for buisness use,what do you think?

[yellowtr]

Good luck on a claim if you have the misfortune of claiming on a trade policy. They will find a way to wiggle out of a claim if they can on a high value car. High value car with "cheap" insurance is false economy.

Don't mess around and get a Chubb Masterpiece policy with www.mwainsurance.co.uk and ask for Ben Stagg. Bottom line is that the Chubb Masterpiece policy is an excellent policy with all the bells and whistles and more.

[Rocco1]

I have used the insurance underwriter in the past on my previously owned Gallardo and had no issues (not trade policy).If i approach the underwriter direct then its around £1200 plus limted milage.

[yellowtr]

Okay fair enough, but cheap insurance isn't always cheap. Worst case scenario, you write you car off, I can guarantee you will get their value not your value. Chubb Masterpiece you have agreed value and they will pay that out.

I would rather pay more and have piece of mind. Yes the mileage is restricted, but how many miles are you intending doing?

[andysv]

Try Phil at Hagerty they always did it for me Tony, now using Aviva who are very competitive on my new addition, Hagerty wouldn't insure a newer car, also tried a Chubb type policy but it worked out too way expensive.

[Rocco1]

Max 2k

[yellowtr]

Then a Chubb Masterpiece would be ideal. Speak to Ben in the morning and see what he says. Biggest plus point of the Chubb Masterpiece is you can drive any car fully comp and anyone who drives you car is also fully comp.

[Rocco1]

andysv said:

Try Phil at Hagerty they always did it for me Tony, now using Aviva who are very competitive on my new addition, Hagerty wouldn't insure a newer car, also tried a Chubb type policy but it worked out too way expensive.

Thanks Andy,Aviva quoted me around £2k and Bolton isnt insurance friendly at the moment! I am covered at the moment but will shop around,what are your thoughts on Groupama?

[NeilH]

I am paying just over £1k on a new Policy with a 5k miles limit - not that I will get anywhere near that and is the same on all my "play" cars.

This is with Adrian Flux - but they do have all my cars, so I get a good rate - and this figure will drop next year as this is technically a new policy with zero NCB..

To be honest, that is about what I expected to pay... and no, I did not look into the prior to purchase of the car (Obviously) !

[ahaughton]

I pay around the 800 mark with Adrian Flux.

[NeilH]

ahaughton said:

I pay around the 800 mark with Adrian Flux.

I beleive my figure will drop to something like this too after a couple of years .. I paid just over £1k when I first got my Maserati, and now on the 3rd year it is below £700...

[Rocco1]

just spoke to the underwriter and was told if i made a claim and the car was a total loss they will pay the full market value.
thanks for all the advice

[JoyZipper]

If you're not doing a lot of miles you should try Hagerty. They were the cheapest for my Testarossa, agreed value and three extra drivers insured foc.

[tannucats]

Rocco1 said:

just spoke to the underwriter and was told if i made a claim and the car was a total loss they will pay the full market value.
thanks for all the advice

Hi Rocco1. The only trouble with this is who decides on full market value. Another poster on here had his GT written off but some very small wording on page 12 or so of his policy made it very difficult to get full market value as against agreed value because the market value had gone up since renewal. It would appear that you have to inform them monthly if the values change in between renewals, good luck
Lynne

[Rocco1]

tannucats said:

Hi Rocco1. The only trouble with this is who decides on full market value. Another poster on here had his GT written off but some very small wording on page 12 or so of his policy made it very difficult to get full market value as against agreed value because the market value had gone up since renewal. It would appear that you have to inform them monthly if the values change in between renewals, good luck
Lynne

Underwriter came up to see me and offered to insure for market value £80k max £100k,for buisness use its inclusive in the trade premium and for SDP an extra £530,been with the broker for ten years so maybe its not too bad.

[Sesto]

Aviva , £582 a year , 5 years no claims , £250 excess , limited mileage 4000 . Car insured for 75k but values gone up since so going to have to check it out and bump it up a bit .

[Rocco1]

Sesto said:

Aviva , £582 a year , 5 years no claims , £250 excess , limited mileage 4000 . Car insured for 75k but values gone up since so going to have to check it out and bump it up a bit .

i think it has a lot to do with post code

[Sesto]

Rocco1 said:

Sesto said:

Aviva , £582 a year , 5 years no claims , £250 excess , limited mileage 4000 . Car insured for 75k but values gone up since so going to have to check it out and bump it up a bit .

i think it has a lot to do with post code

Lol , yeah in the slums of Norfolk we get good deals .

[Rocco1]

Sesto said:

Lol , yeah in the slums of Norfolk we get good deals .

yeah right,driving a Diablo and in the slums of Norfolk! Next you will be saying "i live on beans on toasts"lol
Any way hows the beast,and have you tried it in the snow? lol

[Sesto]

Beast is fine Tony , it's had a little spin just to keep things moving . Just waiting for the good weather like we all are .