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roadsweeper
Original Poster
3,759 posts
144 months
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If a company has £50-100k in cash and is looking to put it somewhere to maximise return what are its options? At the moment, they're aware of 'high' interest business savings accounts with either instant or x-day access or bonds, but are there other options it should investigate and what are the associated pros/cons and risks?
Thanks in advance.
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R11ysf
1,347 posts
52 months
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What risk appetite do you have? On deposit I get something like 1.5% with a Natwest high interest account, but in reality it is sod all. Instead I take 25% and invest it to obtain a better (10-12%) return thereby achieving 2.5-3% on the overall sum.
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Ash 996 GT2
3,384 posts
111 months
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er, in my bank, have pmed my account details 
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elster
16,668 posts
80 months
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A friend was in a similar position with a slightly larger amount and has invested in the phillipines in hotel rooms that has given him a guaranteed 6% for 5 years. The past 2 years he received slightly over that.
You do risk further competition at a later date, but with reputable brands not often a big problem.
The suggestion is not to invest in a hotel room as he did, but possibly look further afield to countries with good consistent growth.
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roadsweeper
Original Poster
3,759 posts
144 months
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R11ysf said: What risk appetite do you have? On deposit I get something like 1.5% with a Natwest high interest account, but in reality it is sod all. Instead I take 25% and invest it to obtain a better (10-12%) return thereby achieving 2.5-3% on the overall sum. That's an interesting approach similar to pension risk profiles I suppose; thanks for the input.
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roadsweeper
Original Poster
3,759 posts
144 months
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Ash 996 GT2 said: er, in my bank, have pmed my account details Given your car history you clearly have no need for it!
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roadsweeper
Original Poster
3,759 posts
144 months
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elster said: A friend was in a similar position with a slightly larger amount and has invested in the phillipines in hotel rooms that has given him a guaranteed 6% for 5 years. The past 2 years he received slightly over that.
You do risk further competition at a later date, but with reputable brands not often a big problem.
The suggestion is not to invest in a hotel room as he did, but possibly look further afield to countries with good consistent growth. Thanks, interesting. Do you know how he found out about/accessed the opportunity?
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elster
16,668 posts
80 months
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roadsweeper said: elster said: A friend was in a similar position with a slightly larger amount and has invested in the phillipines in hotel rooms that has given him a guaranteed 6% for 5 years. The past 2 years he received slightly over that.
You do risk further competition at a later date, but with reputable brands not often a big problem.
The suggestion is not to invest in a hotel room as he did, but possibly look further afield to countries with good consistent growth. Thanks, interesting. Do you know how he found out about/accessed the opportunity? I have absolutely no idea, but I can email him and ask.
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SB100
7 posts
11 months
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A client of mine has a bridging fund, offering 9% coupon per annum, with a debenture and share charge over assets bridged. Message me if interested.
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cerberaperv
389 posts
85 months
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We offer 10% to our JV cash investors. Investment secured by way of first charge on property(s).
Email me for further info if required neil@quickestpropertysale.com
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rog007
3,064 posts
94 months
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Assume that the business needs no further investment in order to grow to improve profitability?
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noble3r
235 posts
77 months
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Buy shares in US oil & Gas!!
That one is for free :-)
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src1971
103 posts
65 months
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I've put a bit into structured finance products recently. Latest offer I've seen is 11.5% pa if the FTSE in 6 yrs time (or any intervening anniversary of the investment) is at least 90% of the level that it is today.
Capital only at risk if FTSE drops >50% in value over that time and ends the 6 yrs lower than 90% of today's level. Then is pro-rata so if FTSE ends up at 80% of today's value you get back 80% of the capital.
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