My renewal is up the end of this month and now I have a near mint 4.3 (recent rebuild, full respray, wheels and wilton carpets) I want to get an agreed value policy in case the worst ever happens. Just wandering who you guys have used and how good they are?

Hi Zippee, I used MSM very good value even with the mods 4.3 and Nitrons. £380 limited to 7k miles.

Have you tried RH classic or classic line?

Both have been very competitive in the past few years.

Letter needs to be headed with the dealers details etc., and simply state what the believe the car is worth.

Also need to include picture of the inside as well, but simple process to do and you can then just scan it all
and send it to Michael. Whole process took about a couple of days to do.

I have 9 years no claims but did have a prang 2 years ago (not a big accident and protected no claims) 45 years old living just outside Bath with the car on the drive. No agreed value but £20k estimated value on the cover note.

+1 for Mannings.

Gyles is very good.

Mannings quoted me £366 for my 4 litre 'S' and £388 for a 4.5 Supersport, since my renewal is due I've insured it as a 4.5 now (saving any admin fees for the change). I already have an agreed value of £38k which I will increase once I get a new valuation after the work is complete in January.
(3k mileage limit,over 60,full NCD,but 9 points )

Classic line, RH and Mannings I know do agreed value. As far as I am aware they all require photos and TVR specilist letter confirming value. Although I know Classic line do have their own valuers if you wish to use them.

I was going to start another topic but it's pretty clear that a fair few of us have agreed value policies at the moment so this seems like a good place to ask:

In the case of a fast changing market, with some models increasing in price by a few £k every 6 months, could having an agreed value actually be a downside?

I mean, if you didn't have one, and wrote the car off then aren't most payouts based on "market value" at the time of the write off? I know this is the case if market value is below the value shown on the policy... so does it work in reverse, if the market value has gone up?
If you write your car off, without an agreed value policy, then surely market value is based on the price of similar cars at the time..i.e. to get you back on the road in something similar?

And if you had an agreed value policy, and prices had gone up in the meantime, are you at a disadvantage?

We're with Mannings, and have declared the 4.3 amongst a few other tweaks, but this year haven't gone for an agreed value cover so just thinking whether I really am at risk if the worst happens.

I would have thought most agreed values are considerably more than the market value, that's the whole point isn't it?