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andymadmak

Original Poster:

7,100 posts

154 months

[news] 
Tuesday 24th December 2013 quote quote all
OK, so a couple of months ago I had a minor traffic accident. in 30 odd years of driving it was the first one I have had where I was to blame. Nothing spectacular, I was distracted by another car encroaching on my lane from the rhs and forgot to keep looking forward. Result, I ploughed into the back of some poor fella at 15mph and did a couple of grands worth of damage to both my car and his.

It was entirely my fault and I told the insurance company accordingly. I did not want my 'victim' to be unduly inconvenienced as a result of my stupidity. Mind you, when his 'quote for repairs' came in it contained quite a large amount for repairs for damage which clearly had nothing to do with our accident, and so I challenged him on this. He apologised and blamed the dealer for 'not following his instructions' and a revised quote appeared within minutes! OK, all well and good.

So yesterday I was in Nottingham finishing my Christmas shopping. I was leaving the shopping centre car park in my Jag and of course traffic is nose to tail, crawling along between red lights in the full chaos that is the pre Christmas rush. I'm in the right hand lane to go straight on when the lights ahead finally go green, and there is an emptyish lane to my left for traffic that wants to go the other way. Its not a complex junction, and with the traffic being the way it is, nobody is going anywhere fast, at least not in the straight ahead lane that I am in!

As I am sat waiting for the lights to go green a lady driver ran into the back of my car. She appeared to have been attempting to navigate across behind me to get to the cleared lane to my left and misjudged it. She clipped the rear passenger side bumper corner on my car, with the front drivers side corner on her Honda. The first I knew of it was the bump, then she was accelerating up my inside in the clearer lane. She did not make eye contact as she went past! My immediate thought was, 'she's trying to get away without stopping to exchange detail!'
Luckily for me the lane ahead of me had cleared sufficiently for me to be able to accelerate up alongside her and toot my horn, whereupon she finally acknowledged my presence and motioned that she would pull in ahead.
As we came to a halt and got out I asked her what she thought she was playing at, and she said ' sorry, but you stopped suddenly!' This was a blatant lie, given that I had been stationary for a while before she hit me. I told her that was nonsense. She then tried to cover up the large dent in the front of her Honda with her hand, and pretend there was no damage! Bizarre behaviour! Anyways we exchanged details and I thought no more of it until this morning when I finally got hold of my insurers to report the incident and arrange repairs to my vehicle. - only to find out that the other party is now trying to claim from me on the grounds that I apparently changed lanes quickly!
I am bloody furious! Its an absolute bare face lie. There isn't even a possibility of doubt that this is a lie. I was hit whilst stationary by a woman who cannot judge the length of her own car. Why are people so dishonest? Why could she not just admit her error and deal with it? Why cause all this extra stress, hassle and cost?
Am I the only honest man left alive?

And breathe…...

Puggit

33,143 posts

132 months

[news] 
Tuesday 24th December 2013 quote quote all
Simple answer - report her for failing to stop after an accident.

The Beaver King

4,867 posts

79 months

[news] 
Tuesday 24th December 2013 quote quote all
Yes, just 10 minutes ago I punched an otter in the face and blamed in on an old lady.


Ki3r

2,640 posts

43 months

[news] 
Tuesday 24th December 2013 quote quote all
Puggit said:
Simple answer - report her for failing to stop after an accident.
She did stop though.

Taita

5,455 posts

87 months

[news] 
Tuesday 24th December 2013 quote quote all
Puggit said:
Simple answer - report her for failing to stop after an accident.
Haven't you got 24 hours?

And she did stop - further down the road.
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simoid

12,601 posts

42 months

[news] 
Tuesday 24th December 2013 quote quote all
andymadmak said:
OK, so a couple of months ago I had a minor traffic accident. in 30 odd years of driving it was the first one I have had where I was to blame. Nothing spectacular, I was distracted by another car encroaching on my lane from the rhs and forgot to keep looking forward. Result, I ploughed into the back of some poor fella at 15mph and did a couple of grands worth of damage to both my car and his.

It was entirely my fault and I told the insurance company accordingly. I did not want my 'victim' to be unduly inconvenienced as a result of my stupidity. Mind you, when his 'quote for repairs' came in it contained quite a large amount for repairs for damage which clearly had nothing to do with our accident, and so I challenged him on this. He apologised and blamed the dealer for 'not following his instructions' and a revised quote appeared within minutes! OK, all well and good.

So yesterday I was in Nottingham finishing my Christmas shopping. I was leaving the shopping centre car park in my Jag and of course traffic is nose to tail, crawling along between red lights in the full chaos that is the pre Christmas rush. I'm in the right hand lane to go straight on when the lights ahead finally go green, and there is an emptyish lane to my left for traffic that wants to go the other way. Its not a complex junction, and with the traffic being the way it is, nobody is going anywhere fast, at least not in the straight ahead lane that I am in!

As I am sat waiting for the lights to go green a lady driver ran into the back of my car. She appeared to have been attempting to navigate across behind me to get to the cleared lane to my left and misjudged it. She clipped the rear passenger side bumper corner on my car, with the front drivers side corner on her Honda. The first I knew of it was the bump, then she was accelerating up my inside in the clearer lane. She did not make eye contact as she went past! My immediate thought was, 'she's trying to get away without stopping to exchange detail!'
Luckily for me the lane ahead of me had cleared sufficiently for me to be able to accelerate up alongside her and toot my horn, whereupon she finally acknowledged my presence and motioned that she would pull in ahead.
As we came to a halt and got out I asked her what she thought she was playing at, and she said ' sorry, but you stopped suddenly!' This was a blatant lie, given that I had been stationary for a while before she hit me. I told her that was nonsense. She then tried to cover up the large dent in the front of her Honda with her hand, and pretend there was no damage! Bizarre behaviour! Anyways we exchanged details and I thought no more of it until this morning when I finally got hold of my insurers to report the incident and arrange repairs to my vehicle. - only to find out that the other party is now trying to claim from me on the grounds that I apparently changed lanes quickly!
I am bloody furious! Its an absolute bare face lie. There isn't even a possibility of doubt that this is a lie. I was hit whilst stationary by a woman who cannot judge the length of her own car. Why are people so dishonest? Why could she not just admit her error and deal with it? Why cause all this extra stress, hassle and cost?
Am I the only honest man left alive?

And breathe…...
How do we know you're telling the truth?







biggrin

Taita

5,455 posts

87 months

[news] 
Tuesday 24th December 2013 quote quote all
I've just fitted a DashCam to prevent this gayness.

goldblum

9,700 posts

51 months

[news] 
Tuesday 24th December 2013 quote quote all
Taita said:
I've just fitted a DashCam to prevent this gayness.
Got one on the parcel shelf have you?

simoid

12,601 posts

42 months

[news] 
Tuesday 24th December 2013 quote quote all
goldblum said:
Got one on the parcel shelf have you?
No, but one in the usual position will clearly show the car was stationary at the time of the bump.

chr15b

3,210 posts

74 months

[news] 
Tuesday 24th December 2013 quote quote all
See if there is any CCTV in the area

Art0ir

7,108 posts

54 months

[news] 
Tuesday 24th December 2013 quote quote all
goldblum said:
Taita said:
I've just fitted a DashCam to prevent this gayness.
Got one on the parcel shelf have you?
Wouldn't need one, even a front facing one would show he was stationary...

King Herald

19,547 posts

100 months

[news] 
Tuesday 24th December 2013 quote quote all
I'm pretty sure admitting guilt at the scene of the accident invalidates your insurance nowadays. I'm sure I read some blurb to that effect somewhere.

jamesson

2,034 posts

105 months

[news] 
Tuesday 24th December 2013 quote quote all
King Herald said:
I'm pretty sure admitting guilt at the scene of the accident invalidates your insurance nowadays. I'm sure I read some blurb to that effect somewhere.
Utter, utter nonsense.

Captain Muppet

8,040 posts

149 months

[news] 
Tuesday 24th December 2013 quote quote all
Art0ir said:
goldblum said:
Taita said:
I've just fitted a DashCam to prevent this gayness.
Got one on the parcel shelf have you?
Wouldn't need one, even a front facing one would show he was stationary...
Yes, but unless it shows the woman hitting him how do you prove that the footage of being stationary is taken at the time of impact?

andymadmak

Original Poster:

7,100 posts

154 months

[news] 
Tuesday 24th December 2013 quote quote all
chr15b said:
See if there is any CCTV in the area
I am trying this route. I just find it annoying that I have to.

Jasandjules

50,734 posts

113 months

[news] 
Tuesday 24th December 2013 quote quote all
Sorry OP, all too many people seem to think such things are acceptable nowadays. I am not sure why.

oldcynic

1,687 posts

45 months

[news] 
Tuesday 24th December 2013 quote quote all
Wife had a similar accident in the summer. Insurers have eventually concluded beyond reasonable doubt that the car was on cloned plates. Therefore MIB won't even chip in because we can't identify the driver.

The only option available to us is to keep calm and carry on, probably £500-1000 out of pocket.

South tdf

222 posts

79 months

[news] 
Tuesday 24th December 2013 quote quote all
Puggit said:
Simple answer - report her for failing to stop after an accident.
Having had something similar happen I thought this was the correct option but in Hampshire the police send you a nice letter saying they don’t look into failing to stop unless there is an injury.

Hoofy

55,468 posts

166 months

[news] 
Tuesday 24th December 2013 quote quote all
Stopping too quickly isn't a defence. She was clearly too close to you whether you were moving, stopping slowly, stopping too quickly or stationary.

RaymondVanDerDon

67 posts

21 months

[news] 
Tuesday 24th December 2013 quote quote all
Had this happen to me twice in Nottingham at the same Wollaton/Derby Rd roundabout near Queens Med. 1st time it was gridlock with me stationery and some old duffer decides it's worth trying to progress 2 yards in a space that wasn't there and took out my wing mirror. His insurance said I was impatient and drove into him - went to dispute stage, no witnesses, 50/50 liability.

Second time I was in the middle straight on lane and an old woman in a Yaris decided to turn right when she started in the left lane and ploughed into the side of me - went to dispute stage, no witnesses, 50/50 liability.

From this I learnt that if the other party lies through their teeth and there are no witnesses, it takes 6 months to sort and ends up 50/50 liability.

Has anyone been used one of these crash cams for insurance purposes? Do they actually prove useful?
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