Insurance claim
Discussion
IIRC there was a reference to a firm of lawyers that had a TVR connection?
If anyone can give me a steer, then I'd be obliged.
What's happened is that I was 'phoned by Mannings this morning who advised it was time for renewal. However, because of a pending claim, the premium has gone up by £100'sh.
"What claim", I enquired! Turns out my car flicked up a stone on a local road which caused a chip on the bonnet and windscreen of following car. Allegedly, I was driving erratically!! I have no recollection of the incident at all
I was traced by the number plate recognition system....but this morning was the first I knew anything about it! The guys at Mannings think it is a rather petulant (their word) claim. It could happen on any of the UK's current roads, IMHO. I guess I could argue that the other vehicle/claimant was following too close? From what I was told by Dave at Mannings, the whole claim would only amount to £100 - £200. (Probably close to the claimant's excess anyway?)
What do you guys think about this?
Nick
If anyone can give me a steer, then I'd be obliged.
What's happened is that I was 'phoned by Mannings this morning who advised it was time for renewal. However, because of a pending claim, the premium has gone up by £100'sh.
"What claim", I enquired! Turns out my car flicked up a stone on a local road which caused a chip on the bonnet and windscreen of following car. Allegedly, I was driving erratically!! I have no recollection of the incident at all
I was traced by the number plate recognition system....but this morning was the first I knew anything about it! The guys at Mannings think it is a rather petulant (their word) claim. It could happen on any of the UK's current roads, IMHO. I guess I could argue that the other vehicle/claimant was following too close? From what I was told by Dave at Mannings, the whole claim would only amount to £100 - £200. (Probably close to the claimant's excess anyway?)
What do you guys think about this?
Nick
Sounds like circumstantial garbage. What if an HGV had passed in the opposite direction flicking stones up but crack only manifested or became evident to the driver when they began to make the false assumption it was the car in front.
What if the crack was present when they set off but naturally assumed when a stone was flicked up on a poor surface that the car In front did it.
Of course you were driving erratically. It's a low sports car and there's fekking pot holes everywhere that you are avoiding.
What if you'd used an ill adjusted windscreen washer jet and it touched their car? Good lord they'd want to replace it
I'd be asking mannings why they aren't 1 million percent contesting it.
It's totally unsubstantiated and unless they were running a video camera that filmed the incident including the impact id tell mannings that if they complete the claim you'll be going to the insurance ombudsman and making a complaint as it's fuelling claim culture.
Note the time you spend on this and follow it up with a claim for compensation to cover the hours you've invested.
What if the crack was present when they set off but naturally assumed when a stone was flicked up on a poor surface that the car In front did it.
Of course you were driving erratically. It's a low sports car and there's fekking pot holes everywhere that you are avoiding.
What if you'd used an ill adjusted windscreen washer jet and it touched their car? Good lord they'd want to replace it
I'd be asking mannings why they aren't 1 million percent contesting it.
It's totally unsubstantiated and unless they were running a video camera that filmed the incident including the impact id tell mannings that if they complete the claim you'll be going to the insurance ombudsman and making a complaint as it's fuelling claim culture.
Note the time you spend on this and follow it up with a claim for compensation to cover the hours you've invested.
we get claims at work against our tipper lorries having unclean wheels and stones flicking up..... most claims are unsubstantiated and claimed weeks after the event......drivers are never flagged down , so no chance of proving or disproving.... basically if proof is not substantiated tell them to f
k off.... stone ships are just accept uk roads are in poor state of repair and claim off the local authority... if said car is Nissan or Toyota from late 90s id be fuming
k off.... stone ships are just accept uk roads are in poor state of repair and claim off the local authority... if said car is Nissan or Toyota from late 90s id be fuming
macdeb said:
Getsis said:
Hoover. said:
if said car is Nissan or Toyota from late 90s id be fuming
ever thought of getting a job on top gear?
Hoover sounds a decent chap, you have to be a complete prick to have a job on Top Gear.
... but I won't .... well unless I'm given a prime time TV slot on BBC 
... and all they will do is slap me on the wrist, and let me do it again next week ... off to get a my hair permed nowGassing Station | General TVR Stuff & Gossip | Top of Page | What's New | My Stuff