Car Taxed and off the road but not SORN?
Discussion
I've just bought a new car but am still in the process of selling my old one. I've switched my insurance policy over and my old car is sat on my drive taxed but not insured.
When I was switching the policy over, the guy on the end of the phone warned me that the DVLA now fine you if your car is taxed but not insured? Do I have to cash in the tax and declare it SORN? I'm hoping to have it sold in the next couple of weeks and declaring it SORN would complicate things somewhat.
Cheers for any advice
When I was switching the policy over, the guy on the end of the phone warned me that the DVLA now fine you if your car is taxed but not insured? Do I have to cash in the tax and declare it SORN? I'm hoping to have it sold in the next couple of weeks and declaring it SORN would complicate things somewhat.
Cheers for any advice
ctid said:
I've just bought a new car but am still in the process of selling my old one. I've switched my insurance policy over and my old car is sat on my drive taxed but not insured.
When I was switching the policy over, the guy on the end of the phone warned me that the DVLA now fine you if your car is taxed but not insured? Do I have to cash in the tax and declare it SORN? I'm hoping to have it sold in the next couple of weeks and declaring it SORN would complicate things somewhat.
Cheers for any advice
why am i not surprisedWhen I was switching the policy over, the guy on the end of the phone warned me that the DVLA now fine you if your car is taxed but not insured? Do I have to cash in the tax and declare it SORN? I'm hoping to have it sold in the next couple of weeks and declaring it SORN would complicate things somewhat.
Cheers for any advice
Continuous Insurance is not in force yet : http://www.direct.gov.uk/en/Motoring/OwningAVehicl...
This is the first time I've heard of 'continuous insurance'.
How ridiculous. I've recently moved my insurance policy to a new car, whilst my MR2 is sat on my driveway (ie. off the road) with Tax and MOT but no insurance. Obviously, I have not used it in this time as it is not road legal. Why on earth does it need to have insurance when I've decided to stop using it and the tax happens to be valid for a few months.
According to the Directgov link above I could have it seized and destroyed under the new laws.
Utterly utterly stupid. I don't usually bother with things like this but I'm going to write a letter because it's one of the most ludicrous and ill thought out plans I've heard in a long time.
How ridiculous. I've recently moved my insurance policy to a new car, whilst my MR2 is sat on my driveway (ie. off the road) with Tax and MOT but no insurance. Obviously, I have not used it in this time as it is not road legal. Why on earth does it need to have insurance when I've decided to stop using it and the tax happens to be valid for a few months.
According to the Directgov link above I could have it seized and destroyed under the new laws.
Utterly utterly stupid. I don't usually bother with things like this but I'm going to write a letter because it's one of the most ludicrous and ill thought out plans I've heard in a long time.
BertBert said:
It's utterly stupid, however it's not that bad as I read it. YOu just have to sorn to avoid the continuous insurance requirement.
Bert
But then you can't phone up and get insurance to drive the car because it is sorned.Bert
So much for using your occasional car on the spur of the moment
BertBert said:
It's utterly stupid, however it's not that bad as I read it. YOu just have to sorn to avoid the continuous insurance requirement.
Bert
What if I decide to sell the A4 I've transferred my insurance on to in a few weeks and want to move my insurance policy back to covering the MR2 again? It'll be declared SORN with no tax, then I will have mess about taxing it again.Bert
So, there's three requirements for driving a car legally:
1. MOT - Yearly check of roadworthiness and safety.
2. Tax - Paid yearly and is in effect paying for the right to use the road.
3. Insurance - In case you cause damage to a person or a vehicle, they are guaranteed compensation.
They are paid separately and satisfy separate requirements. Why on earth do they all need to be interlinked to each other? What's the problem with having a car sitting on someone's driveway which satisfies only one or two of the three? As long as it's not driven and is on private land, there's no problem whatsoever.
BertBert said:
It's utterly stupid, however it's not that bad as I read it. YOu just have to sorn to avoid the continuous insurance requirement.
Bert
It is just as bad as you read it and we had this disussion afew months back Bert
It means that every classic car owner who tax their car all year round ( for many its free) but insure it when ever they feel like taking it out for a few days, will now have to go through the palava of Sorning/unSorning. Guess how many days/months at a time you can do that for?
Instead it will be easier for them to pop out uninsured & untaxed.
saaby93 said:
BertBert said:
It's utterly stupid, however it's not that bad as I read it. YOu just have to sorn to avoid the continuous insurance requirement.
Bert
It is just as bad as you read it and we had this disussion afew months back Bert
It means that every classic car owner who tax their car all year round ( for many its free) but insure it when ever they feel like taking it out for a few days, will now have to go through the palava of Sorning/unSorning. Guess how many days/months at a time you can do that for?
Instead it will be easier for them to pop out uninsured & untaxed.
saaby93 said:
ctid said:
When I was switching the policy over, the guy on the end of the phone warned me that the DVLA now fine you if your car is taxed but not insured?
Without naming and shaming how do we find out which insurer is giving out such useful information?
He was just trying to be helpful!saaby93 said:
marshalla said:
or for the industry to create a new type of classic policy with day limits as well as mileage limits ?
How will they check that?shovelheadrob said:
In theory they could use the same technology that I believe is used for some young drivers, a black box in the car which records when & where the vehicle is used. (George Orwell must be PHSL now)
How quickly do you think the average classic car owner would take to find it and attach it to a useful stationary object?EFA
Edited by saaby93 on Tuesday 16th November 19:06
saaby93 said:
shovelheadrob said:
In theory they could use the same technology that I believe is used for some young drivers, a black box in the car which records when & where the vehicle is used. (George Orwell must be PHSL now)
How quickly do you think the average classic car owner would take to find it and switch it off?Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff