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Buying a car without the V5 present?

Buying a car without the V5 present?

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D1bram

Original Poster:

1,067 posts

83 months

Wednesday 20th April 2011
quotequote all
Firstly, apologies if this topic has been covered, I did search and I couldn't find anything useful.

I'm after some help here...

my wife is after a new car, a mini clubman cooper s, and is fairly particular about the spec. She has however found one she likes quite nearby.

Problem is, the owner has recently moved (locally) and sent of the vehicles V5 for a change of address last Friday, expecting a turn around in a few days! According to the DVLA however this can take upto 6 weeks (they aim to do it in 4), which is a huge amount of time to sit and wait.

Now I know many would say forget it and buy another, but it's not that simple, we can't find another of the spec within budget anywhere! There was one on the mini cherished website but it sold while I was on the phone to them!

So, question is, does anyone know a way around this? Provided they have receipts and a HPI check is carried out, could I simply intercept the form at the DVLA for example?

All help appreciated, thanks.

Boba Fret

438 posts

68 months

Wednesday 20th April 2011
quotequote all
I would question the sense of somebody doing things in that order?

If you know you are moving AND you know you want to sell the car........

D1bram

Original Poster:

1,067 posts

83 months

Wednesday 20th April 2011
quotequote all
He is being fair and proper about it tbh, (a bit too proper, I'd have hung onto the v5 as it was personally wink), so I can't see him selling it if I said I'd have it. It's more a case of whether it's waiting 4 weeks on our side.

I was just hoping against hope there was a way around it really.

Ah well, there's always more coming up for sale I suppose.

It's tempting to just keep nudging the budget up, but you need to stop somewhere!

Ari

12,893 posts

127 months

Wednesday 20th April 2011
quotequote all
It shouldn't take four weeks. They put a high number so no one can complain when it takes longer than it should.

10 days to a fortnight is typical, sometimes quicker.

I'd bung the guy a £100 deposit to hold it and buy it when the V5 is back.

bozmandb9

672 posts

92 months

Wednesday 20th April 2011
quotequote all
You're all being far too paranoid. V5 isn't proof of ownership anyway.

Check the car in the usual ways, HPI etc, check on the dvla website that he is the registered keeper, make sure you get a comprehensive receipt, job done.

Anybody selling you a car can fail to send off the V5, and/ or get a new one issued in their name anyway.

I would trust your instincts, if the guy is a straight guy, and if you've carried out all the sensible checks, then it doesn't really make much difference.

You don't need to intercept the form, clearly you need to establish that he is registered with the DVLA that he is the registered keeper, then you just get a letter from him stating that you are the new keeper. If he doesn't sent you the V5, you apply for one directly

He's done things the right way, you would equally have issues if he had the V5, but it was registered at another address.

Does he not even have the half of the V5 which you don't need to send off for change of details? Does he have any proof that he's just moved?

Edited by bozmandb9 on Wednesday 20th April 20:00

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bozmandb9

672 posts

92 months

Wednesday 20th April 2011
quotequote all
hora said:
My Aunt is a self-made business woman. She recently bought a cloned car. Did all the checks/hpi but no v5 present. Bought at the sellers house. He still lives there but the local idiot Police (Rochdale) won't comment as enquires are apperently ongoing (closed then reopened after pressure)
Plenty of clones sold with V5s!

thewhooshparrot

130 posts

90 months

Wednesday 20th April 2011
quotequote all
hora said:
The new v5 arrives at his house in his name. What's his motivation to give it to you? What if he asked for a 'admin' fee as he sold the car too cheap. Totally out of order but when I buy a car privately or dealer I have to see EVERYTHING before money is handed over..

How do you know its his car and not a lease car etc?
If he doesn't send it off he will be liable for all fines including parking fines and speeding tickets,not to mention tax fines and up to £1000 for not telling Dvla he sold it on.

10AE

4,121 posts

120 months

Wednesday 20th April 2011
quotequote all
I bought my 306 without the V5 present. The chap had only owned the car for a couple of weeks and hadn't had it back from the DVLA himself.

He posted it to me once he had it (the next day!) and I sent it to the DVLA.

They (or the Royal Mail) then lost it, so I had to apply for a new V5 but it cost nothing and arrived within a week or so.

I was happy as it was a cheap snotter and the guy seemed a genuine sort. I'd be a bit more wary with a more expensive car.

Edit: He did pass me "his" new keeper slip so I had something at least.


Edited by 10AE on Wednesday 20th April 20:41

saaby93

17,680 posts

90 months

Wednesday 20th April 2011
quotequote all
V5 only shows RK not owner anyway so dont worry about it
Buy the car ( make sure you have a recipt stating they are the owner and no finance) and fill in I think it's a v92 no log book present

750turbo

5,242 posts

136 months

Wednesday 20th April 2011
quotequote all
hora said:
The new v5 arrives at his house in his name. What's his motivation to give it to you? What if he asked for a 'admin' fee as he sold the car too cheap. Totally out of order but when I buy a car privately or dealer I have to see EVERYTHING before money is handed over..

How do you know its his car and not a lease car etc?
Some people in this world are actually honest and stick to their promise.



carmonk

7,910 posts

99 months

Wednesday 20th April 2011
quotequote all
Shouldn't take that long. Just stick a deposit on, with appropriate clauses, and wait a couple of weeks. Far better than risking whatever it is you might be risking by not having a V5. When I went to pick up my current car I found a single-letter discrepancy between the V5 and the VIN. I was 99.9% sure it was a simple misprint but since I wasn't desperate for the car immediately I put £100 deposit down and the guy sent the V5 away. Just over a week later he got it back, corrected, and I went down and picked up the car.

D1bram

Original Poster:

1,067 posts

83 months

Thursday 21st April 2011
quotequote all
Thanks for all the replies.

I've also phoned the DVLA and whilst they advise against buying without the V5 they can (with the current owners permission) disclose details of current registration over the phone.

Combined with a HPI check, and the fact I have internet stalked the guy and found he holds a high level position in a respectable company. I think I may well take the risk depending on how it pans out this evening.

Basically if all other paperwork is in position, how likely is a family man, who is selling the car from his own home and holds a good job (complete with public internet profile) to rip me off?

sjg

5,201 posts

177 months

Thursday 21st April 2011
quotequote all
My address change this month, and the last few I've done, have been turned around within a week. Including postage both ways.

I'd put a deposit on it and wait for it to arrive.

bozmandb9

672 posts

92 months

Thursday 21st April 2011
quotequote all
D1bram said:
Thanks for all the replies.

I've also phoned the DVLA and whilst they advise against buying without the V5 they can (with the current owners permission) disclose details of current registration over the phone.

Combined with a HPI check, and the fact I have internet stalked the guy and found he holds a high level position in a respectable company. I think I may well take the risk depending on how it pans out this evening.

Basically if all other paperwork is in position, how likely is a family man, who is selling the car from his own home and holds a good job (complete with public internet profile) to rip me off?
Exactly, don't let a piece of paper assume undue performance, remember it's not even proof of ownership!

So have you acertained with DVLA that this guy is the owner? If so, discussion owner, you get a receipt from him, job done.

bozmandb9

672 posts

92 months

Thursday 21st April 2011
quotequote all
bozmandb9 said:
Exactly, don't let a piece of paper assume undue importance, remember it's not even proof of ownership!

So have you acertained with DVLA that this guy is the owner? If so, discussion owner, you get a receipt from him, job done.

confused_buyer

4,360 posts

93 months

Thursday 21st April 2011
quotequote all
The DVLA have had to change the V5 design and colour because so many of the old ones got stolen from Swansea. They're really not much use for proving ownership. The OP is better off with a freshly printed new style one direct from Swansea anyway as proof of the car being legit.

It is actually very easy to get a V5 in your name. Just apply using a V62 for any old car you fancy and 50% of the time it would be issued. They are meant to send a letter to the current owner which needs to be replied to quickly or they just issue a new V5 in the applicants name - most of the time they get ignored or not sent.

Similarly, anyone can get any car they fancy flagged as being clocked on the NMR of they want to...

gareth.e

2,071 posts

101 months

Thursday 21st April 2011
quotequote all
bozmandb9 said:
bozmandb9 said:
Exactly, don't let a piece of paper assume undue importance, remember it's not even proof of ownership!

So have you acertained with DVLA that this guy is the owner? If so, discussion owner, you get a receipt from him, job done.
I agree with this tbh

D1bram

Original Poster:

1,067 posts

83 months

Thursday 21st April 2011
quotequote all
Well happy days!

Shortly after my last post the owner rang to say the new v5 had been recieved this morning.

We now have our shiny new car sitting on the drive smile

S3K04

138 posts

80 months

Friday 22nd April 2011
quotequote all
So what is proof of ownership of a car if a V5 is "useless"

What is the point of a V5

D1bram

Original Poster:

1,067 posts

83 months

Friday 22nd April 2011
quotequote all
I don't think they're useless, just not an absolute failsafe.

With this car I did a HPI check, obviously checked the V5 over and saw the previous owners receipt from when they bought it.

I suppose there always remains some risk though, but at least with using HPI I now have a guarantee against that.