Car damaged by hot metal grindings :(
Discussion
This happened on a project I was on, a labourer went round the outside of the building cutting drainage conduit and there was no problem untill it rained and the entire of the ground floor was rusting, in a brand new glass building not the best, ended in enormous claim as each panel of glass was made for the building and were massive (about 15feet high!)
I dont think I would accept a bodge treatment to my paint if a professional says it needs a complete respray.
Up to you on insurers, dont take advice on this, only you can decide what to do, its incredibly unlikely you will get caught but if you are then they will cancel the policy and that means in future you will have a hell of a time getting insurance.
I dont think I would accept a bodge treatment to my paint if a professional says it needs a complete respray.
Up to you on insurers, dont take advice on this, only you can decide what to do, its incredibly unlikely you will get caught but if you are then they will cancel the policy and that means in future you will have a hell of a time getting insurance.
Decky_Q said:
This happened on a project I was on, a labourer went round the outside of the building cutting drainage conduit and there was no problem untill it rained and the entire of the ground floor was rusting, in a brand new glass building not the best, ended in enormous claim as each panel of glass was made for the building and were massive (about 15feet high!)
I dont think I would accept a bodge treatment to my paint if a professional says it needs a complete respray.
Up to you on insurers, dont take advice on this, only you can decide what to do, its incredibly unlikely you will get caught but if you are then they will cancel the policy and that means in future you will have a hell of a time getting insurance.
I know they (probably)don't do it these days, but how did they go on back in the day when they fitted sunroof's to cars? They had to cut the roof that was already painted with them! There must have been dust etc in close proximity to the car in those circumstances.I dont think I would accept a bodge treatment to my paint if a professional says it needs a complete respray.
Up to you on insurers, dont take advice on this, only you can decide what to do, its incredibly unlikely you will get caught but if you are then they will cancel the policy and that means in future you will have a hell of a time getting insurance.
jazzyjeff said:
KevinA3DSG32 said:
Why would you tell your insurer, you are not making a claim on a motor insurance policy are you?
This, surely - no claim, and arguably not an accident - therefore there should be no need to report.Apart from anything else, using the case in the OP as an example, say a full respray is organised, and then half-way through the other party goes wobbly and disputes liability. Do you want to pick up the battle, and cost, yourself?
daz3210 said:
Except standard prescription lenses aren't glass these days, they are usually some kind of polycarbonate.
As suggested, get a detailer to look at the car.
How do you know that leaving it until the Uni guys get their fingers out isn't going to let it deteriorate to the stage where it needs respraying, whereas early action could save the paintwork.
Are you suggesting that I can't tell the difference between glass and plastic? Also, by 'these days' you are suggesting that I am referring to a recent incident, which is another unwarranted assumption.As suggested, get a detailer to look at the car.
How do you know that leaving it until the Uni guys get their fingers out isn't going to let it deteriorate to the stage where it needs respraying, whereas early action could save the paintwork.
RYH64E said:
daz3210 said:
Except standard prescription lenses aren't glass these days, they are usually some kind of polycarbonate.
As suggested, get a detailer to look at the car.
How do you know that leaving it until the Uni guys get their fingers out isn't going to let it deteriorate to the stage where it needs respraying, whereas early action could save the paintwork.
Are you suggesting that I can't tell the difference between glass and plastic? Also, by 'these days' you are suggesting that I am referring to a recent incident, which is another unwarranted assumption.As suggested, get a detailer to look at the car.
How do you know that leaving it until the Uni guys get their fingers out isn't going to let it deteriorate to the stage where it needs respraying, whereas early action could save the paintwork.
daz3210 said:
I know they (probably)don't do it these days, but how did they go on back in the day when they fitted sunroof's to cars? They had to cut the roof that was already painted with them! There must have been dust etc in close proximity to the car in those circumstances.
Had to do that job many times. Was horrible feeling cutting a brand new car roof open. Firstly you mark where you are cutting the hole with a template and stanley knife, mask around the area to be cut. Then fit a massive car shaped plastic bag over the entire vehicle. Cut a hole out where you have masked the paint and then stick the bag down again so no paint is exposed, or can get under the bagging. Then its a drill followed by a jigsaw. Interior covered by sheeting. Worst part of the job was when you were an apprentice it was your task to sit inside the car and pull the roof lining down so it didnt get ripped to shreds by the jigsaw. All the time sitting in what was now effectively a greenhouse being covered in hot metal swarf!
those were the days!
daz3210 said:
Yes I would go so far as to say it is possible that you can't tell the difference. I had to be told by my optician that my lenses weren't actually glass! (when I scratched them I said I thought you need a diamond to scratch glass, only to be told they aren't actually glass 'these days')
So you can't tell the difference between modern glass and plastic lenses, why do you assume that I don't know the difference? And why 'these days'? The incident I referred to was 20 years ago, when glass was glass and the properties of grinding particles was the same as today.As my old boss used to say, don't assume anything, it makes an ASS of U and ME.
Grinding sparks can and DO burn into paint and glass. Used to build truck bodies and the windows etc had to be shielded from grinding sparks and welding spatter. Quite a few occasions where windows were damaged from grinding which had to be replaced.
If anyone is still in doubt get a kids sparkler, light it and hold it close to some glass and see the results.
If anyone is still in doubt get a kids sparkler, light it and hold it close to some glass and see the results.
RYH64E said:
daz3210 said:
Yes I would go so far as to say it is possible that you can't tell the difference. I had to be told by my optician that my lenses weren't actually glass! (when I scratched them I said I thought you need a diamond to scratch glass, only to be told they aren't actually glass 'these days')
So you can't tell the difference between modern glass and plastic lenses, why do you assume that I don't know the difference? And why 'these days'? The incident I referred to was 20 years ago, when glass was glass and the properties of grinding particles was the same as today.As my old boss used to say, don't assume anything, it makes an ASS of U and ME.
For reference, the optician said glass lenses were phased out in the early eighties.
CarbonXKR said:
Thanks for all the replies so far, need to speak to wifes insurers just to be on the safe side I think.
I think,if you check insurance docs, you'll find it's a requirement to report,but make it clear that it's just a report and you're not making a claim .I've had a a coulpe of times,over the years when someone has nudged me .i've reported as a no claim report and it's not cost me . One company did try it on once ,I threatened to move and they backed down .If you don't report ,and have an acident in future they might decide that you have failed to disclose .IANAL, just someone who's been driving long enough not to trust insurance companies .Bear in mind that if you report it to your own insurers they will make the eminently reasonable assumption that your wife's risk of incurring future damage by local marine university engineers weilding angle grinders has increased, and therefore her premium will increase too. Perfectly logical, when you think about it.
Deva Link said:
jazzyjeff said:
KevinA3DSG32 said:
Why would you tell your insurer, you are not making a claim on a motor insurance policy are you?
This, surely - no claim, and arguably not an accident - therefore there should be no need to report.Apart from anything else, using the case in the OP as an example, say a full respray is organised, and then half-way through the other party goes wobbly and disputes liability. Do you want to pick up the battle, and cost, yourself?
Although the person that admitted the damage assured me he had contacted the uni insurers, I had no contact from them. Our claim adviser said that their insurer would not contact you direct as they always wait for contact from the persons insurers that are claiming (standard practice).
For those that are "car valeting" savvy, I washed the car to better assess the extent of the damge and tried "clay" on one small affected panel. Although it felt smooth after a few passes, when dried the metal shards were still in the paint - bit like a stone chip mark - on a previously spotless car purchased from Jag main dealer in December.
Just hope it gets sorted without too much grief...........
daz3210 said:
Marlin45 said:
I have suffered the same issue and hot metal particles from a grinding/chop wheel will penetrate laminated glass and paintwork without a doubt.
...and yes he wasn't an 'engineer'. Probably had Phd!
But from how close?...and yes he wasn't an 'engineer'. Probably had Phd!
From how close?; we had a Westerly wind about 30-40kts at the time they were cutting the chain from a distance of 15 feet up wind.
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