Driving licence invalid? Surely not?
Discussion
Hi,
My colleague swears that if you haven't updated the address on your driving licence then it is invalid and therefore makes your insurance invalid. Now it sounds pretty unlikely to me, so long as you tell the insurer the correct information about where the car is kept enabling them to assess the risk correctly but he seemed convinced and says it's even in his policy doc. Surely there's a hell of a lot of uninsured drivers out there.
For the record mine is updated so no danger...
My colleague swears that if you haven't updated the address on your driving licence then it is invalid and therefore makes your insurance invalid. Now it sounds pretty unlikely to me, so long as you tell the insurer the correct information about where the car is kept enabling them to assess the risk correctly but he seemed convinced and says it's even in his policy doc. Surely there's a hell of a lot of uninsured drivers out there.
For the record mine is updated so no danger...
alfa daley said:
My colleague swears that if you haven't updated the address on your driving licence then it is invalid and therefore makes your insurance invalid.
Tosh.sugerbear said:
where would they send all the NIP's to if you dont update the address on your licence?
The address on a licence has got nothing to do with where NIPs are sent.If I remember correctly ....
If the address or photo on the licence are not current then it invalidates the LICENCE but not the right to drive the categories on it
If I am correct then the driver can be charged with not having a valid licence
How insurers view that would depend on what it says in each policy
If the address or photo on the licence are not current then it invalidates the LICENCE but not the right to drive the categories on it
If I am correct then the driver can be charged with not having a valid licence
How insurers view that would depend on what it says in each policy
Funnily enough, my licence came up for its ten year renewal. I can always be contacted via my parents' house so I never bothered to update it.
When renewal documents came through, a copy was sent to my new address AND to my parents' house. My new photocard licence has my new address on it.
My car is registered at my new address.
What the OP's been told was never a concern for me, the DVLA or my insurers. They knew where to find me and I answered their queries when they came. Nobody threatened me with any fines; I was contactable at both addresses so it wasn't a problem.
When renewal documents came through, a copy was sent to my new address AND to my parents' house. My new photocard licence has my new address on it.
My car is registered at my new address.
What the OP's been told was never a concern for me, the DVLA or my insurers. They knew where to find me and I answered their queries when they came. Nobody threatened me with any fines; I was contactable at both addresses so it wasn't a problem.
Just called my insurer and they stated that the licence has nothing to do with the policy but they also stated that the driver must be legal to drive that category of vehicle for the insurance to remain valid
Conclusion - if address or photo on licence is not valid then that does not invalidate the policy because the driver still has the legal right to use the categories on that licence
Conclusion - if address or photo on licence is not valid then that does not invalidate the policy because the driver still has the legal right to use the categories on that licence
Edited by R0G on Tuesday 9th October 16:50
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