cd10 9points in sep 16 - car hire problems now

cd10 9points in sep 16 - car hire problems now

Author
Discussion

3nduro

Original Poster:

183 posts

97 months

Sunday 21st May 2017
quotequote all
tried a few car hire companies regarding hiring a car in the uk with my shiny new cd10 and 9 points.

sounds like most of them will take me once there is 3 years from the date of the offence (CD10)

any one got any suggestions on any of the big names that aren't so fussy ?

TwigtheWonderkid

43,248 posts

149 months

Sunday 21st May 2017
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Most self drive hire insurance policies exclude those with over 6 points in the last 3 years.

anothernameitist

1,500 posts

134 months

Monday 22nd May 2017
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Buy a wrecker and insure it on your own policy.

I'm assuming you need a car for a day or so... so insure on a day to day policy

Some Gump

12,671 posts

185 months

Monday 22nd May 2017
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a website said:
The definition of a CD10 driving offence is contained within Section 3 of the Road Traffic Act 1988 and said to be “those who drive a motor vehicle on a road in a manner that falls below what would be expected of a competent and careful driver” or “those who drive without reasonable consideration for other persons using the road or place”.
With a definition such as this open to interpretation, Sheriff Gordon once described ‘Careless Driving’ as “Awful driving” while the more serious offence of ‘Dangerous Driving’ said to be ”Bloody awful driving”.
Jesus, what did you do?

SS2.

14,455 posts

237 months

Monday 22nd May 2017
quotequote all
Some Gump said:
Jesus, what did you do?
OP's other thread.

3nduro

Original Poster:

183 posts

97 months

Monday 22nd May 2017
quotequote all
thrifty car rental to the rescue ... turns out they take fools like me with 9 points .. so slightly dearer but can have a little trip up in scotland this week after all (fly drive) to skye

funny went to france and they didn't care too much about the points .guess overseas they don't see the electronic record.

yours driving/riding carefully to avoid any more

Chucklehead

2,729 posts

207 months

Monday 22nd May 2017
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for future reference, Enterprise / Alamo / National would also accept you in the UK.

S11Steve

6,374 posts

183 months

Tuesday 23rd May 2017
quotequote all
It all depends on who is underwriting the self-drive hire policy. Most do impose a 6pt limit, however if the hire company are willing to speak to their broker then each case can be taken on it's merits - I've supplied rental vehicles to people with 11 points in the past, although they have had to leave a £1000 deposit, and are not eligible for any reduction of excess.


Chucklehead

2,729 posts

207 months

Tuesday 23rd May 2017
quotequote all
"most" don't impose a 6 point limit, and nor are "most" insured in the traditional sense.

They self insure, so don't have brokers that impose underwriting criteria on them.

S11Steve

6,374 posts

183 months

Monday 5th June 2017
quotequote all
Chucklehead said:
"most" don't impose a 6 point limit, and nor are "most" insured in the traditional sense.
They self insure, so don't have brokers that impose underwriting criteria on them.
They are only self insured for their own asset value, but not for third party risk, hence why the broker dictates the level of points for any hirer.
The potential third party risk is too great for even the largest of rental companies to absorb, such as ERAC who insured the vehicle used in this - https://en.wikipedia.org/wiki/2017_Westminster_att...

battered

4,088 posts

146 months

Monday 5th June 2017
quotequote all
Some Gump said:
Jesus, what did you do?
CD10 is "without due care" AIUI. I reckon if any one of us here ran up the backside of someone, got an unsympathetic copper and a madge on a bad day you might see CD10.

The blind muppet who nearly put me in a box as a result of a moment's inattention got a ban for "without due care" so it's not as unlikely as you might think.

Durzel

12,232 posts

167 months

Monday 5th June 2017
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Riding a motorcycle on the pavement to avoid a traffic jam, in close proximity to a woman pushing a pram, is not exactly arguable though.

Chucklehead

2,729 posts

207 months

Monday 5th June 2017
quotequote all
S11Steve said:
Chucklehead said:
"most" don't impose a 6 point limit, and nor are "most" insured in the traditional sense.
They self insure, so don't have brokers that impose underwriting criteria on them.
They are only self insured for their own asset value, but not for third party risk, hence why the broker dictates the level of points for any hirer.
The potential third party risk is too great for even the largest of rental companies to absorb, such as ERAC who insured the vehicle used in this - https://en.wikipedia.org/wiki/2017_Westminster_att...
That's (partially) true, but it has nothing to do with the eligibility of drivers to hire their vehicles, that's something that ERAC decides based on their own risk modelling. As I said above, all EHI brands would rent to the OP with a CD endorsement.

corozin

2,680 posts

270 months

Monday 5th June 2017
quotequote all
battered said:
Some Gump said:
Jesus, what did you do?
CD10 is "without due care" AIUI. I reckon if any one of us here ran up the backside of someone, got an unsympathetic copper and a madge on a bad day you might see CD10.

The blind muppet who nearly put me in a box as a result of a moment's inattention got a ban for "without due care" so it's not as unlikely as you might think.
It's less the CD10 and more the 9 points for it that scares me. That's not something I would boast about on PH, quite frankly.