Trailer wheel fell off - who's to blame?

Trailer wheel fell off - who's to blame?

Author
Discussion

TwigtheWonderkid

43,327 posts

150 months

Tuesday 30th May 2017
quotequote all
cmaguire said:
If I were towing a trailer full of gravel and some was dropping onto the road occasionally through a small gap in the tailgate and one of these stones bounced up and broke the following vehicle's screen then I would consider that my responsibility.
What if it bounced up and hit a person. Took their eye out. And they were a pilot. Could never work again, and hit you with a loss of earnings claim for over £1m. Are you going to accept responsibility then. Even if your insurers refused to pay due to lack of negligence?

cmaguire

3,589 posts

109 months

Tuesday 30th May 2017
quotequote all
TwigtheWonderkid said:
cmaguire said:
If I were towing a trailer full of gravel and some was dropping onto the road occasionally through a small gap in the tailgate and one of these stones bounced up and broke the following vehicle's screen then I would consider that my responsibility.
What if it bounced up and hit a person. Took their eye out. And they were a pilot. Could never work again, and hit you with a loss of earnings claim for over £1m. Are you going to accept responsibility then. Even if your insurers refused to pay due to lack of negligence?
You're being a bit daft about this now.
What I would like is that my insurance accept liability on my behalf and pay out if that scenario (injured pilot) existed.
As it is, because I adopt the attitude I do, I make sure I do my utmost not to risk putting myself in situations where my perceived negligence could unnecessarily affect others. So stones will not be falling off my trailer in the first place and nor will any of my trees be falling on a neighbours's car.

hman

7,487 posts

194 months

Tuesday 30th May 2017
quotequote all
Brokenbiscuit hasn't posted since the beginning... and it was his mate anyway


And here you 4 main protagonists are arguing about a scenario which has nothing to do with you...

odd

cmaguire

3,589 posts

109 months

Tuesday 30th May 2017
quotequote all
hman said:
Brokenbiscuit hasn't posted since the beginning... and it was his mate anyway


And here you 4 main protagonists are arguing about a scenario which has nothing to do with you...

odd
I have tried mentioning the trailer a few times

TwigtheWonderkid

43,327 posts

150 months

Tuesday 30th May 2017
quotequote all
cmaguire said:
TwigtheWonderkid said:
cmaguire said:
If I were towing a trailer full of gravel and some was dropping onto the road occasionally through a small gap in the tailgate and one of these stones bounced up and broke the following vehicle's screen then I would consider that my responsibility.
What if it bounced up and hit a person. Took their eye out. And they were a pilot. Could never work again, and hit you with a loss of earnings claim for over £1m. Are you going to accept responsibility then. Even if your insurers refused to pay due to lack of negligence?
You're being a bit daft about this now.
What I would like is that my insurance accept liability on my behalf and pay out if that scenario (injured pilot) existed.
As it is, because I adopt the attitude I do, I make sure I do my utmost not to risk putting myself in situations where my perceived negligence could unnecessarily affect others. So stones will not be falling off my trailer in the first place and nor will any of my trees be falling on a neighbours's car.
Wow, you have storm proof trees. Tell us your secret.

cmaguire

3,589 posts

109 months

Tuesday 30th May 2017
quotequote all
TwigtheWonderkid said:
cmaguire said:
TwigtheWonderkid said:
cmaguire said:
If I were towing a trailer full of gravel and some was dropping onto the road occasionally through a small gap in the tailgate and one of these stones bounced up and broke the following vehicle's screen then I would consider that my responsibility.
What if it bounced up and hit a person. Took their eye out. And they were a pilot. Could never work again, and hit you with a loss of earnings claim for over £1m. Are you going to accept responsibility then. Even if your insurers refused to pay due to lack of negligence?
You're being a bit daft about this now.
What I would like is that my insurance accept liability on my behalf and pay out if that scenario (injured pilot) existed.
As it is, because I adopt the attitude I do, I make sure I do my utmost not to risk putting myself in situations where my perceived negligence could unnecessarily affect others. So stones will not be falling off my trailer in the first place and nor will any of my trees be falling on a neighbours's car.
Wow, you have storm proof trees. Tell us your secret.
No, I don't have any neighbours. Thankfully.



TwigtheWonderkid

43,327 posts

150 months

Tuesday 30th May 2017
quotequote all
cmaguire said:
TwigtheWonderkid said:
cmaguire said:
TwigtheWonderkid said:
cmaguire said:
If I were towing a trailer full of gravel and some was dropping onto the road occasionally through a small gap in the tailgate and one of these stones bounced up and broke the following vehicle's screen then I would consider that my responsibility.
What if it bounced up and hit a person. Took their eye out. And they were a pilot. Could never work again, and hit you with a loss of earnings claim for over £1m. Are you going to accept responsibility then. Even if your insurers refused to pay due to lack of negligence?
You're being a bit daft about this now.
What I would like is that my insurance accept liability on my behalf and pay out if that scenario (injured pilot) existed.
As it is, because I adopt the attitude I do, I make sure I do my utmost not to risk putting myself in situations where my perceived negligence could unnecessarily affect others. So stones will not be falling off my trailer in the first place and nor will any of my trees be falling on a neighbours's car.
Wow, you have storm proof trees. Tell us your secret.
No, I don't have any neighbours. Thankfully.
In all seriousness, I'm quite happy with the situation as it stands. If I do something wrong, my house/car etc. pays out to anyone who suffers as a result of my negligence. If I don't do anything wrong they don't.

If my property is damaged by someone else's negligence, then their insurers pay me. If my property is damaged and it's no one else's fault, it's down to me to pay myself or claim off my own insurance.

hman

7,487 posts

194 months

Tuesday 30th May 2017
quotequote all
cmaguire said:
hman said:
Brokenbiscuit hasn't posted since the beginning... and it was his mate anyway


And here you 4 main protagonists are arguing about a scenario which has nothing to do with you...

odd
I have tried mentioning the trailer a few times
Tree, trailer, whatever - its all irrelevant as the O/P has blatantly trolled the lot of you!

OddCat

2,523 posts

171 months

Tuesday 30th May 2017
quotequote all
hman said:
Tree, trailer, whatever - its all irrelevant as the O/P has blatantly trolled the lot of you!
D'ohhh !! Yes. It was particularly cunning of him to choose a bland and entirely believable scenario.

We should all bow to your superior troll detecting sixth sense........