Student Loans... income assessment

Student Loans... income assessment

Author
Discussion

tigger1

8,402 posts

221 months

Thursday 13th July 2017
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InitialDave said:
tigger1 said:
I wouldn't commute an hour up the road for a 40k salary, nevermind live 5000 miles away from the wife.
Depends on the wife,,,
[off-topic] As I said, I can see the upside! [/off-topic]

Merry

1,368 posts

188 months

Thursday 13th July 2017
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boristhebold said:
...or do what most seem to do and get a part time job while at Uni to help pay your own way ?
Gets you out and about in the real world, gives you a break from study study study or party party party
I believe you're not allowed, or it's highly frowned upon, to get a job during term time at Oxford. During the holidays is fine.

Does make things a little trickier though.

FiF

44,073 posts

251 months

Thursday 13th July 2017
quotequote all
Merry said:
boristhebold said:
...or do what most seem to do and get a part time job while at Uni to help pay your own way ?
Gets you out and about in the real world, gives you a break from study study study or party party party
I believe you're not allowed, or it's highly frowned upon, to get a job during term time at Oxford. During the holidays is fine.

Does make things a little trickier though.
There's some double standards about, as for example, one uni says maximum number of hours officially permissible is x, yet at the same time advertises part time call centre jobs for students e.g. Sky, which have a minimum contract hours greater than x.

anonymous-user

54 months

Thursday 13th July 2017
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InitialDave said:
R8Steve said:
I'm struggling to imagine a seconded systems engineer for BAE working on a trillion dollar project in a foreign country making the same as a middle manager in Tesco.
You'd be surprised, people think aerospace engineering is a lot more highly paid than it often is.
True, unless you work abroad or change companies, the money is not great, I know graduate engineers who are barley touching £30k and those on shift(s) nudging £35k.

The money isn't great to start and many of the bigger companies rely on you staying with them as they will have a good pension, excellent benefits and some of the most secure jobs in the industry.

I have just hired a for a junior engineering here in Germany and the starting is 70k euros.

InitialDave

11,899 posts

119 months

Thursday 13th July 2017
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Trexthedinosaur said:
True, unless you work abroad or change companies, the money is not great, I know graduate engineers who are barley touching £30k and those on shift(s) nudging £35k.

The money isn't great to start and many of the bigger companies rely on you staying with them as they will have a good pension, excellent benefits and some of the most secure jobs in the industry.

I have just hired a for a junior engineering here in Germany and the starting is 70k euros.
Yes, I don't earn a huge amount myself, but I like my job, and it's very convenient for me to get to.

I probably am quite underpaid in absolute terms, but you have to view it in terms of cash/hassle ratio.

I think it doesn't help that "engineer" is a poorly protected classification here, and any chimp can call themselves one as soon as their job involves the slightest technical aspect.

berlintaxi

8,535 posts

173 months

Thursday 13th July 2017
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Solocle said:
We went from living in one house to living in the same house (not even a council tax reduction, because the council are a load of cretins),
Why would you expect a council tax reduction just because your father chose to re-locate to the states, it does make you look a bit daft repeating no doubt your parents grumbles as if they were you own troubles.

InitialDave

11,899 posts

119 months

Thursday 13th July 2017
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berlintaxi said:
Why would you expect a council tax reduction just because your father chose to re-locate to the states, it does make you look a bit daft repeating no doubt your parents grumbles as if they were you own troubles.
Because there's only one person working actually living at the house, which would normally grant you a discount.

They didn't, presumably because although his dad isn't living there, it's still technically his main residence.

I think it would depend on how the council viewed it, but you'd be doing well to persuade them in this case. If his dad owned a place in the US, it might go the other way.

berlintaxi

8,535 posts

173 months

Thursday 13th July 2017
quotequote all
Indeed, his father was only working away from home, he hadn't moved out of the house permantly so why would you expect a discount, sounds like the council aren't the cretins.

Solocle

Original Poster:

3,290 posts

84 months

Thursday 13th July 2017
quotequote all
Because, at least at the time, my father would be away from the home for 3 years. He might be back for a holiday... but no more than two weeks in a year. Their argument was that he'd be returning to it. Frankly, it would have been much easier (and not illegal) if my parents had technically divorced, then remarried after the secondment. That's one way of giving the system two fingers.

berlintaxi

8,535 posts

173 months

Thursday 13th July 2017
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Which part of it was his permanent address do you struggle to understand?

xxChrisxx

538 posts

121 months

Thursday 13th July 2017
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Solocle said:
Because, at least at the time, my father would be away from the home for 3 years. He might be back for a holiday... but no more than two weeks in a year. Their argument was that he'd be returning to it. Frankly, it would have been much easier (and not illegal) if my parents had technically divorced, then remarried after the secondment. That's one way of giving the system two fingers.
The actual location of his work is immaterial. His permanent place of work was BAE in the UK, he's employed there, he's still paid by them. 'Temporary' means 'not permanent' i.e. He only intended to be away for a finite time only. It doesn't preclude the that amount of time being short.

So why were you financially any worse off than if he was sat at home? Pretty much any international secondment typically has accommodation paid for and a per diem, then an agreed amount of flights back and forth to visit family. So either he accepted the sttest terms ever, or something doesn't add up.

By the way, don't take this as me having a pop at you. I'm really not, you are just being slightly naive about it all.

Edited by xxChrisxx on Thursday 13th July 16:25

Efbe

9,251 posts

166 months

Thursday 13th July 2017
quotequote all
Solocle said:
Because, at least at the time, my father would be away from the home for 3 years. He might be back for a holiday... but no more than two weeks in a year. Their argument was that he'd be returning to it. Frankly, it would have been much easier (and not illegal) if my parents had technically divorced, then remarried after the secondment. That's one way of giving the system two fingers.
OP, have you learned your lesson yet? Don't post so much personal information on here, people will just argue... with anything and everything!

And then disbelieve you, and then blame you for something possibly about immigration or brexit or lefties.

KevinCamaroSS

11,630 posts

280 months

Thursday 13th July 2017
quotequote all
InitialDave said:
Because there's only one person working actually living at the house, which would normally grant you a discount.

They didn't, presumably because although his dad isn't living there, it's still technically his main residence.

I think it would depend on how the council viewed it, but you'd be doing well to persuade them in this case. If his dad owned a place in the US, it might go the other way.
It does not matter how many people work, it matters how many people live at the house. More than one and no discount applies. I assume at least two of you lived at the house?

InitialDave

11,899 posts

119 months

Thursday 13th July 2017
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KevinCamaroSS said:
It does not matter how many people work, it matters how many people live at the house. More than one and no discount applies. I assume at least two of you lived at the house?
No, if only one person at the house is employed, and the other(s) are students, you can receive the discount. So the OP and his mum would have been correct to apply for the discount if his dad hadn't counted as being in residence.

I can understand why they tried to see if they could get it, as functionally his dad living in the US is the same as him being an expat over there - but the council was right not to give it, as the house was still his home.

Solocle

Original Poster:

3,290 posts

84 months

Thursday 13th July 2017
quotequote all
Yeah, the initial plan was actually it was quite likely that my mum would stay over here to see my through A levels, then move out there to join my dad. We were seriously considering the expat route and in that case my dad wouldn't be returning to my home address. As it was, things didn't work out that way.

Red Devil

13,060 posts

208 months

Friday 14th July 2017
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GT03ROB said:
Solocle said:
Maths and Computer Science. Hardly a light course, it's about 66% of one and 66% of the other.
Quite a course....
Indeed. Maybe at the end of the Maths component he might be able to make the total of the percentages what it should be... wink

InitialDave

11,899 posts

119 months

Friday 14th July 2017
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It's a joke about the amount of work involved in the course.

BlueHave

4,651 posts

108 months

Friday 14th July 2017
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boristhebold said:
...or do what most seem to do and get a part time job while at Uni to help pay your own way ?
Gets you out and about in the real world, gives you a break from study study study or party party party
This^

I paid my own way through uni, parents were relatively comfortable but not wealthy so despite offers I paid for every year with my part time job. I owed the students loan company nothing when I graduated and have since built up a large deposit when the time comes to buy my own place.

I would say I was very much in the minority amongst both friends and peers at uni. Some got as big a loan as they could and pissed it away within a month leaving parents to bail them out again and again for even basic things

Another friends parents basically bought them an apartment, luxury car and put £50k cash into their account every year. They never had a part time job and came out with what would be considered a mickey mouse degree. They have little or no life experience and last I heard they had an electrican coming round to change a lightbulb.


dacouch

1,172 posts

129 months

Friday 14th July 2017
quotequote all
Red Devil said:
Indeed. Maybe at the end of the Maths component he might be able to make the total of the percentages what it should be... wink
Six of one, half a dozen of the other

Solocle

Original Poster:

3,290 posts

84 months

Friday 14th July 2017
quotequote all
dacouch said:
Red Devil said:
Indeed. Maybe at the end of the Maths component he might be able to make the total of the percentages what it should be... wink
Six of one, half a dozen of the other
I can assure you it was for effect.