Finding registered keeper of a vehicle.
Discussion
My car was hit whilst parked up in a multi storey car park over the weekend. No details were left by the driver but a witness saw it happen and left details of the make, model and colour of the vehicle involved. A MID search reveals the vehicle is insured by Esure and I am going to call them tomorrow. I have also reported the matter to the Police.
Other than completing form V888 and sending it to the DVLA, is there any other way of obtaining the registered keeper's details?
Other than completing form V888 and sending it to the DVLA, is there any other way of obtaining the registered keeper's details?
Yes I know the Police have the PNC and if they see fit, they can visit the registered keeper of the vehicle involved but they're not going to pass the details onto me are they.
I'm insured on a third party basis. My insurer is not going to be interested in pursuing any uninsured losses on my behalf as that is beyond their remit.
Legal expenses insurer or an AMC will not intervene as I've no solid proof of the third party involvement other than a note left by an anonymous witness.
I'm more than capable of issuing my own proceedings for recovery of the repair costs but I will need the registered keeper's details.
So we're back to square one.
I'm insured on a third party basis. My insurer is not going to be interested in pursuing any uninsured losses on my behalf as that is beyond their remit.
Legal expenses insurer or an AMC will not intervene as I've no solid proof of the third party involvement other than a note left by an anonymous witness.
I'm more than capable of issuing my own proceedings for recovery of the repair costs but I will need the registered keeper's details.
So we're back to square one.
You already know their insurance company.
You tell them their client was witnessed hitting your car, they contact their client and see what they say.
They'll either own up or lie, in which case you then either pressure their insurer who, with damage plus an independent witness will just pay out, or they won't, in which case you get the police involved.
No need for you to be trying to track down the driver at this stage.
You tell them their client was witnessed hitting your car, they contact their client and see what they say.
They'll either own up or lie, in which case you then either pressure their insurer who, with damage plus an independent witness will just pay out, or they won't, in which case you get the police involved.
No need for you to be trying to track down the driver at this stage.
KungFuPanda said:
Yes I know the Police have the PNC and if they see fit, they can visit the registered keeper of the vehicle involved but they're not going to pass the details onto me are they.
I'm insured on a third party basis. My insurer is not going to be interested in pursuing any uninsured losses on my behalf as that is beyond their remit.
Legal expenses insurer or an AMC will not intervene as I've no solid proof of the third party involvement other than a note left by an anonymous witness.
I'm more than capable of issuing my own proceedings for recovery of the repair costs but I will need the registered keeper's details.
So we're back to square one.
Out of interest what would be the basis of your proceedings, with no witnesses? As you say, you've no solid proof.I'm insured on a third party basis. My insurer is not going to be interested in pursuing any uninsured losses on my behalf as that is beyond their remit.
Legal expenses insurer or an AMC will not intervene as I've no solid proof of the third party involvement other than a note left by an anonymous witness.
I'm more than capable of issuing my own proceedings for recovery of the repair costs but I will need the registered keeper's details.
So we're back to square one.
Alucidnation said:
If it is either of your cars in your profile, then you are off your head to have them insured third party.
Surely it wasn't that much cheaper?
or it could be somebody else's car that they were borrowing and therefore only had 3rd party cover on as part of comprehensive insurance on their own vehicle.Surely it wasn't that much cheaper?
REALIST123 said:
KungFuPanda said:
Yes I know the Police have the PNC and if they see fit, they can visit the registered keeper of the vehicle involved but they're not going to pass the details onto me are they.
I'm insured on a third party basis. My insurer is not going to be interested in pursuing any uninsured losses on my behalf as that is beyond their remit.
Legal expenses insurer or an AMC will not intervene as I've no solid proof of the third party involvement other than a note left by an anonymous witness.
I'm more than capable of issuing my own proceedings for recovery of the repair costs but I will need the registered keeper's details.
So we're back to square one.
Out of interest what would be the basis of your proceedings, with no witnesses? As you say, you've no solid proof.I'm insured on a third party basis. My insurer is not going to be interested in pursuing any uninsured losses on my behalf as that is beyond their remit.
Legal expenses insurer or an AMC will not intervene as I've no solid proof of the third party involvement other than a note left by an anonymous witness.
I'm more than capable of issuing my own proceedings for recovery of the repair costs but I will need the registered keeper's details.
So we're back to square one.
KungFuPanda said:
Other than completing form V888 and sending it to the DVLA, is there any other way of obtaining the registered keeper's details?
I've just taken a gander at the DVLA site, and note the V888 fee is only £2.50.Why would filling out the form and paying £2.50 be a problem?
ModernAndy said:
or it could be somebody else's car that they were borrowing and therefore only had 3rd party cover on as part of comprehensive insurance on their own vehicle.
given it was parked and the OP only found out from the witness, I think it's safe to assume that OP wasn't driving that the time, so wouldn't be able to use any cover of his.OverSteery said:
given it was parked and the OP only found out from the witness, I think it's safe to assume that OP wasn't driving that the time, so wouldn't be able to use any cover of his.
Technically he could, but it suits him better if he doesn't as the owner and presumably fully comp covered owner can use their insurance to claim on and they'll sort it all out. Alucidnation said:
If it is either of your cars in your profile, then you are off your head to have them insured third party.
Surely it wasn't that much cheaper?
I assume you were just driving someone else's car on your policy. Submit the form to the DVLA and see what happens, make sure you include the crime ref.Surely it wasn't that much cheaper?
Just a bit of an update.
No, my car isn't insured on a third party basis. It is in fact insured fully comp. I only wrote that it was insured on a third party basis to stop people recommending that I merely claim on my own insurance. Yes, I know I can do that but I would have preferred to pay for my own damage if I had no joy with the third party.
Well, armed with just a registration number and description of the third party vehicle, I reported the matter to the Police last Sunday. After a MID search, I called the third party insurer to report the matter with them on Monday. After a couple of hours, they called back to say that their client denies liability. Even though their client admits using that car park, they deny hitting my vehicle.
Before approaching the car park for CCTV, I called the third party insurer again on Thursday to get the finer details of the client's denial of liability. They advised they would take their client's instructions.
I get a call this morning from the third party insurer advising that their client has cleaned their car and noticed damage to the front nearside wing area. She also admits being at the car park on the day the damage occurred. They are therefore willing to deal with my claim and have provided an email to that effect.
They will either arrange for their own garage to repair my car or approve a quote from my own garage. Whilst my car is off the road, they will also provide a like for like hire vehicle. For a week's messing around, I'm tempted to penalise them by going to an AMC and getting a like for like A8 at £280 a day. But then again, maybe not...
No, my car isn't insured on a third party basis. It is in fact insured fully comp. I only wrote that it was insured on a third party basis to stop people recommending that I merely claim on my own insurance. Yes, I know I can do that but I would have preferred to pay for my own damage if I had no joy with the third party.
Well, armed with just a registration number and description of the third party vehicle, I reported the matter to the Police last Sunday. After a MID search, I called the third party insurer to report the matter with them on Monday. After a couple of hours, they called back to say that their client denies liability. Even though their client admits using that car park, they deny hitting my vehicle.
Before approaching the car park for CCTV, I called the third party insurer again on Thursday to get the finer details of the client's denial of liability. They advised they would take their client's instructions.
I get a call this morning from the third party insurer advising that their client has cleaned their car and noticed damage to the front nearside wing area. She also admits being at the car park on the day the damage occurred. They are therefore willing to deal with my claim and have provided an email to that effect.
They will either arrange for their own garage to repair my car or approve a quote from my own garage. Whilst my car is off the road, they will also provide a like for like hire vehicle. For a week's messing around, I'm tempted to penalise them by going to an AMC and getting a like for like A8 at £280 a day. But then again, maybe not...
Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff