Buying a car to re-sell...insurance issues?
Discussion
daemon said:
No. Absolutely wrong. You cant sell it as "spares or repairs" then let them drive it off your driveway. The only time that truly holds water is if you get them to come and trailer it away.
You would be trying to avoid your responsibilities under the CRA 2015.
i think you getting confused with an unroadworthy vehicle which would need a trailer. Any car that is road worthy can be sold as spares repairs,an ignition fault does not make the car unroadworthy. CRA2015 still applies but as with any car described correctly and faults listed then there would be little comeback. The CRA2015 is not a guarantee it is legislation to make the consumer is protected in car purchases. You would be trying to avoid your responsibilities under the CRA 2015.
Edited by The Spruce goose on Friday 4th August 22:17
daemon said:
.... if you are selling a car for profit you have legal obligations with respect to
=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
I can't recall many cars I've bought where the trader was the RK=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
The Spruce goose said:
daemon said:
No. Absolutely wrong. You cant sell it as "spares or repairs" then let them drive it off your driveway. The only time that truly holds water is if you get them to come and trailer it away.
You would be trying to avoid your responsibilities under the CRA 2015.
i think you getting confused with an roadworthy vehicle which would need a trailer. Any car that is road worthy can be sold as spares repairs,an ignition fault does not make the car unroadworthy. CRA2015 still applies but as with any car described correctly and faults listed then there would be little comeback. The CRA2015 is not a guarantee it is legislation to make the consumer is protected in car purchases. You would be trying to avoid your responsibilities under the CRA 2015.
If you let them drive away in the car, then its merely a demonstration that the car wasnt "spares or repairs" and you're trying to avoid your responsibilities as a trader.
End of.
280E said:
daemon said:
.... if you are selling a car for profit you have legal obligations with respect to
=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
I can't recall many cars I've bought where the trader was the RK=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
daemon said:
280E said:
daemon said:
.... if you are selling a car for profit you have legal obligations with respect to
=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
I can't recall many cars I've bought where the trader was the RK=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
daemon said:
No. You cannot mark a sales invoice as "spare or repairs" and wash your hands of your responsibities under the CRA 2015.
If you let them drive away in the car, then its merely a demonstration that the car wasnt "spares or repairs" and you're trying to avoid your responsibilities as a trader.
End of.
well unless you cite trading standards etc i think you are incorrect. there is no wiping hands of cra2015, a trader can sell a road worthy vehicle as spares repairs, as i said an ignition issue would be a prime example of this. A trader can't sell a car as a 'trade sale' and expect no comeback.If you let them drive away in the car, then its merely a demonstration that the car wasnt "spares or repairs" and you're trying to avoid your responsibilities as a trader.
End of.
A trader can sell a faulty car.
just to help you out
https://www.citizensadvice.org.uk/consumer/buying-...
''You won’t be entitled to anything if:
you were told about the fault when you bought the car - and someone fully explained what the problem meant''
and just to be clear other faults may still have comeback on, as per the cra2015
Edited by The Spruce goose on Friday 4th August 22:24
The Spruce goose said:
daemon said:
No. You cannot mark a sales invoice as "spare or repairs" and wash your hands of your responsibities under the CRA 2015.
If you let them drive away in the car, then its merely a demonstration that the car wasnt "spares or repairs" and you're trying to avoid your responsibilities as a trader.
End of.
well unless you cite trading standards etc i think you are incorrect. there is no wiping hands of cra2015, a trader can sell a road worthy vehicle as spares repairs, as i said an ignition issue would be a prime example of this. A trader can't sell a car as a 'trade sale' and expect no comeback.If you let them drive away in the car, then its merely a demonstration that the car wasnt "spares or repairs" and you're trying to avoid your responsibilities as a trader.
End of.
A trader can sell a faulty car.
just to help you out
https://www.citizensadvice.org.uk/consumer/buying-...
''You won’t be entitled to anything if:
you were told about the fault when you bought the car - and someone fully explained what the problem meant''
and just to be clear other faults may still have comeback on, as per the cra2015
Edited by The Spruce goose on Friday 4th August 22:24
No? Thought not.
You cannot write "sold for spares or repairs" on an invoice of a car that is otherwise roadworthy - demonstrated by the fact that you let the person test drive it, or let them drive it away.
I've absolutely no issue with writing - "car is noted to have the following faults and is priced accordingly - " then listing the faults.
That is not a problem, that is perfectly legal and perfectly acceptable. BUT writing "for spares or repairs only" as a catch all is NOT acceptable and will NOT cover you if it goes to court OR if you get trading standards on your back.
It is illegal to attempt to remove a consumers statutory rights and by writing "for spares or repairs only" on a car that is clearly not (and has been driven off the forecourt) would be seen as an attempt to do so.
http://www.thecarexpert.co.uk/spares-or-repair-dod...
280E said:
daemon said:
.... if you are selling a car for profit you have legal obligations with respect to
=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
I can't recall many cars I've bought where the trader was the RK=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
Shuvi McTupya said:
280E said:
daemon said:
.... if you are selling a car for profit you have legal obligations with respect to
=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
I can't recall many cars I've bought where the trader was the RK=> Road Traffic Act - the car needs to be TAXED, insured, roadworthy and registered to your name (either trader or otherwise)
You need to make sure you are meeting these obligations. Its why traders have trade insurance and trade plates.
daemon said:
If its on the road at all it needs to be taxed, insured, mot and roadworthy.
You need to make sure you are meeting these obligations. Its why traders have trade insurance and trade plates.
Ah I see. No it is not on the road but I guess for the purposes of a test drive it would need to meet those requirements. You need to make sure you are meeting these obligations. Its why traders have trade insurance and trade plates.
Although I do live in the countryside so the chances of seeing anyone official within three miles of here are about zero..
I would probably just get insurance for the day of any test drive, just to be safe!
Shuvi McTupya said:
Yup, but I already have a car that I quite like.
I might actually sell mine and keep this, I don't drive much anyway. Now I gave discovered the auctions I might sell them both and buy myself something a bit better!
Its a steep learning curve but at least you're not out big money. Only a few £.I might actually sell mine and keep this, I don't drive much anyway. Now I gave discovered the auctions I might sell them both and buy myself something a bit better!
F10ben28 said:
We don't need anymore chancer drive way traders.
Just tax it, insure it and drive it. Or wack it through the auction again.
Cars are not easy money when you play by the rules.
Conversely I know 2 people who stared flipping cheap motors off their driveways for a bit of extra cash who both now run decent size and profitable used car business. Turns out they we're quite good at it. Just tax it, insure it and drive it. Or wack it through the auction again.
Cars are not easy money when you play by the rules.
These threads about 'buying to sell' do tend to bring out the most sanctimonious of PHers - however, it doesn't help that you don't appear to have really thought about this at all (including how to get the thing home cost-effectively!).
If you're just planning to do this once a year (or less often), ignore all the wallies who will tell you about declaring tax and offering warranties. You fix it and sell it as you would any other used car - give the buyer a plausible reason for sale, and everyone walks away happy. I'd gladly buy a low-value car from a driveway trader if the price was right, and I wouldn't be chasing them to repair minor things that I should have spotted.
If you're planning on turning a few quid on the side over a regular period, then I'd say you should have at least done the bare minimum of research about your obligations.
If you're just planning to do this once a year (or less often), ignore all the wallies who will tell you about declaring tax and offering warranties. You fix it and sell it as you would any other used car - give the buyer a plausible reason for sale, and everyone walks away happy. I'd gladly buy a low-value car from a driveway trader if the price was right, and I wouldn't be chasing them to repair minor things that I should have spotted.
If you're planning on turning a few quid on the side over a regular period, then I'd say you should have at least done the bare minimum of research about your obligations.
HorneyMX5 said:
F10ben28 said:
We don't need anymore chancer drive way traders.
Just tax it, insure it and drive it. Or wack it through the auction again.
Cars are not easy money when you play by the rules.
Conversely I know 2 people who stared flipping cheap motors off their driveways for a bit of extra cash who both now run decent size and profitable used car business. Turns out they we're quite good at it. Just tax it, insure it and drive it. Or wack it through the auction again.
Cars are not easy money when you play by the rules.
It would be extremely difficult to go from zero to Hero now by starting off from driveway trading.
C70R said:
give the buyer a plausible reason for sale
Ah yes, the "my wife doesnt like it", "bought it but really need a manual", "selling it for my uncle whos a Vicar", then meet them at tescos car park so they dont know where you live. 
All those neat ways of avoiding your responsibilities to your
Edited by daemon on Saturday 5th August 09:44
Edited by daemon on Saturday 5th August 09:44
daemon said:
C70R said:
give the buyer a plausible reason for sale
Ah yes, the "my wife doesnt like it", "bought it but really need a manual", "selling it for my uncle whos a Vicar", then meet them at tescos car park so they dont know where you live. All those neat ways of avoiding your responsibilities to your
We're talking about very infrequent buying/sale of low value cars - not someone keeping a stock of questionable exotica on their driveway.
C70R said:
daemon said:
C70R said:
give the buyer a plausible reason for sale
Ah yes, the "my wife doesnt like it", "bought it but really need a manual", "selling it for my uncle whos a Vicar", then meet them at tescos car park so they dont know where you live. All those neat ways of avoiding your responsibilities to your
We're talking about very infrequent buying/sale of low value cars - not someone keeping a stock of questionable exotica on their driveway.
But thats ok if you just do it once in a while? You can stiff a buyer but its ok if you're only doing it now and again?
Brilliant. Wait til your sister or father or son or a friend gets stiffed by some low life doing that and see how great you think it is then.
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