Getting NIPs for a mystery car registered in my name

Getting NIPs for a mystery car registered in my name

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Dog Star

Original Poster:

16,079 posts

167 months

Thursday 7th September 2017
quotequote all
Really odd one this.

A week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.

It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.

A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.

As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?

It's all most fascinating - how many NIPs will I get today I wonder? jester

SS2.

14,455 posts

237 months

Thursday 7th September 2017
quotequote all
I'd write back to the issuing authority / authorities straightaway and tell them this is not (and never has been) your vehicle and you are unaware who was driving it on the dates and times specified.

Dog Star

Original Poster:

16,079 posts

167 months

Thursday 7th September 2017
quotequote all
SS2. said:
I'd write back to the issuing authority / authorities straightaway and tell them this is not (and never has been) your vehicle and you are unaware who was driving it on the dates and times specified.
Oh I have!
However until DVLA actually action it I'll continue getting NIPs; I've a feeling there are going to be a lot.

On a Cheshire Police NIP there is no option for "This is not and has never been my vehicle"; GMP have this option.

55palfers

5,893 posts

163 months

Thursday 7th September 2017
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Is it still showing insured on MID?

https://ownvehicle.askmid.com/

justinio

1,151 posts

87 months

Thursday 7th September 2017
quotequote all
This all sounds like one of those headaches you could well do without.

I wonder what the solution to all this is? Vehicles that can only be sold by registered dealers? Mandatory to provide ID when buying a vehicle?

The system as it stands is open to a fair amount of abuse.

Dog Star

Original Poster:

16,079 posts

167 months

Thursday 7th September 2017
quotequote all
It's uninsured on Askmid now, it's also got a "marker" on it. Really annoying as if I had the V5 I'd sorn it or scrap it (don't think I can scrap it).

I can only assume a stolen/cloned card was used to purchase it as why would a crim spend a four figure sum? I personally think the dealer is complicit - maybe someone at the post office? I cannot understand why I have no V5.

brman

1,233 posts

108 months

Thursday 7th September 2017
quotequote all
Dog Star said:
It's uninsured on Askmid now, it's also got a "marker" on it. Really annoying as if I had the V5 I'd sorn it or scrap it (don't think I can scrap it).

I can only assume a stolen/cloned card was used to purchase it as why would a crim spend a four figure sum? I personally think the dealer is complicit - maybe someone at the post office? I cannot understand why I have no V5.
If the insurance quote was only received a week ago maybe the V5 is in the post still? Especially as dealers quite often sort them in batches so could have taken a while to do their bit.
If you have talked to the dealer have you asked them if they have informed dvla and if so, how long ago and what name/address?

Even if you do get it, I am not sure you can the car scrapped with actually having the car and declaring it sorn will not help you, in fact might make it more difficult to prove it has nothing to do with you?

bigandclever

13,750 posts

237 months

Thursday 7th September 2017
quotequote all
Dog Star said:
I cannot understand why I have no V5.
Because there is a postal redirect for Mr Asianname@Your address in place? Wild speculation smile

SantaBarbara

3,244 posts

107 months

Thursday 7th September 2017
quotequote all
Dog Star said:
Really odd one this.

A week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.

It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.

A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.

As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?

It's all most fascinating - how many NIPs will I get today I wonder? jester
Notify the police in case it. Is used in other crimes

Countdown

39,690 posts

195 months

Thursday 7th September 2017
quotequote all
Dog Star said:
Really odd one this.

A week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.

It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.

A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.

As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?

It's all most fascinating - how many NIPs will I get today I wonder? jester
Seems incompetent if it's a genuine fraud.

The "correct" way to do it is to register in a fictional name and a local empty or tenanted house. My brother had a few NIPs turn up at one of his BTLs. He reported it to the Police straight away (in a state of minor shock). The doubly annoying thing is that he recognised the car and knew the scrote who was currently driving it, which he ALSO mentioned to the Police..however sadly nothing seemed to have come of it.

I do wish Police would start crushing owners of vehicles with dodgy insurance.

Dog Star

Original Poster:

16,079 posts

167 months

Thursday 7th September 2017
quotequote all
bigandclever said:
Dog Star said:
I cannot understand why I have no V5.
Because there is a postal redirect for Mr Asianname@Your address in place? Wild speculation smile
Well the NIPs come to me, so it must therefore be in my name.

SantaBarbara said:
Notify the police in case it. Is used in other crimes
Oh I have; there's a "marker" on it and everything now, and the crime ref number has gone to the DVLA.
I suspect it's running drugs around and up and down to Birmingham (looking at where one of the tickets is from).

Gavin0478

472 posts

140 months

Thursday 7th September 2017
quotequote all
Shame you don't have the log book as you could get a log book loan and profit from this. Then say well its not my car!

justinio

1,151 posts

87 months

Thursday 7th September 2017
quotequote all
Gavin0478 said:
Shame you don't have the log book as you could get a log book loan and profit from this. Then say well its not my car!
Call me old fashioned... But isnt that a wee bit fraudy?

cptsideways

13,535 posts

251 months

Thursday 7th September 2017
quotequote all
bigandclever said:
Dog Star said:
I cannot understand why I have no V5.
Because there is a postal redirect for Mr Asianname@Your address in place? Wild speculation smile
It's been put in trade in your name & address. Its the simplest way to dodge the system, no paper involved but the name & address are recorded on the system. Probably being used for running drugs around or similar.

ETA: You might want to have a word with local plod just in case they come knocking with their own key

Edited by cptsideways on Thursday 7th September 18:43

WokingWedger

1,030 posts

204 months

Friday 8th September 2017
quotequote all
Countdown said:
Dog Star said:
I do wish Police would start crushing owners of vehicles with dodgy insurance.
A bit harsh !

Mutley

3,178 posts

258 months

Friday 8th September 2017
quotequote all
WokingWedger said:
Countdown said:
Dog Star said:
I do wish Police would start crushing owners of vehicles with dodgy insurance.
A bit harsh !
But no repeat offenders

Dog Star

Original Poster:

16,079 posts

167 months

Monday 11th September 2017
quotequote all
justinio said:
Gavin0478 said:
Shame you don't have the log book as you could get a log book loan and profit from this. Then say well its not my car!
Call me old fashioned... But isnt that a wee bit fraudy?
What an awesome idea that is! rofl

I've just had the police on the phone. The car isn't registered in my name, it isn't actually registered in any name, so stuff gets sent to the insured address.

Evidently they have a very good idea who the miscreant is and will be looking at "taking the car off him". Ho ho.

Who me ?

7,455 posts

211 months

Monday 11th September 2017
quotequote all
In the meantime- ( possibly what OP should have done when first NIP arrived ) is to fix something to front and rear windows of car ( PH STICKER?)to make his car different from same make & colour models.

Thermobaric

725 posts

119 months

Monday 11th September 2017
quotequote all
I can't see how that would work. You could go and rack up a load of points then put a sticker on your car. 'Obviously not me, look, I have a sticker on my car'

SantaBarbara

3,244 posts

107 months

Monday 11th September 2017
quotequote all
[quote=Who me ?]In the meantime- ( possibly what OP should have done when first NIP arrived ) is to fix something to front and rear windows of car ( PH STICKER?)to make his car different from same make & colour models.
[/quote]
What ma de you think of that daft idea