Getting NIPs for a mystery car registered in my name
Discussion
Really odd one this.
A week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.
It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.
A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.
As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?
It's all most fascinating - how many NIPs will I get today I wonder?
A week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.
It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.
A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.
As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?
It's all most fascinating - how many NIPs will I get today I wonder?
SS2. said:
I'd write back to the issuing authority / authorities straightaway and tell them this is not (and never has been) your vehicle and you are unaware who was driving it on the dates and times specified.
Oh I have! However until DVLA actually action it I'll continue getting NIPs; I've a feeling there are going to be a lot.
On a Cheshire Police NIP there is no option for "This is not and has never been my vehicle"; GMP have this option.
It's uninsured on Askmid now, it's also got a "marker" on it. Really annoying as if I had the V5 I'd sorn it or scrap it (don't think I can scrap it).
I can only assume a stolen/cloned card was used to purchase it as why would a crim spend a four figure sum? I personally think the dealer is complicit - maybe someone at the post office? I cannot understand why I have no V5.
I can only assume a stolen/cloned card was used to purchase it as why would a crim spend a four figure sum? I personally think the dealer is complicit - maybe someone at the post office? I cannot understand why I have no V5.
Dog Star said:
It's uninsured on Askmid now, it's also got a "marker" on it. Really annoying as if I had the V5 I'd sorn it or scrap it (don't think I can scrap it).
I can only assume a stolen/cloned card was used to purchase it as why would a crim spend a four figure sum? I personally think the dealer is complicit - maybe someone at the post office? I cannot understand why I have no V5.
If the insurance quote was only received a week ago maybe the V5 is in the post still? Especially as dealers quite often sort them in batches so could have taken a while to do their bit.I can only assume a stolen/cloned card was used to purchase it as why would a crim spend a four figure sum? I personally think the dealer is complicit - maybe someone at the post office? I cannot understand why I have no V5.
If you have talked to the dealer have you asked them if they have informed dvla and if so, how long ago and what name/address?
Even if you do get it, I am not sure you can the car scrapped with actually having the car and declaring it sorn will not help you, in fact might make it more difficult to prove it has nothing to do with you?
Dog Star said:
Really odd one this.
A week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.
It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.
A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.
As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?
It's all most fascinating - how many NIPs will I get today I wonder?
Notify the police in case it. Is used in other crimesA week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.
It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.
A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.
As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?
It's all most fascinating - how many NIPs will I get today I wonder?
Dog Star said:
Really odd one this.
A week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.
It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.
A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.
As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?
It's all most fascinating - how many NIPs will I get today I wonder?
Seems incompetent if it's a genuine fraud.A week or so ago I got an insurance certificate, proposal etc from Direct Line. "WTF?" I thought. This is for a car I don't own, have never heard of - nothing to do with me.
It's got my address (minus the house name) correct, my name (minus middle name) and that's it - birthdate, occupation etc all rubbish. There's some nice gentleman with an Asian name who is the named driver. I instantly rang DL and flagged this as fraud.
A quick check on the net showed the car had been bought up in Scotland and I rang said dealer, another Asian. This may have some bearing as to the V5 business that follows.
As expected the day before yesterday I got an NIP. Yesterday I got another from a different police force. I expect I'll be getting flooded with these. Obviously the police and DVLA are aware etc. Now somehow this car has been registered in my name - I have received no V5 for it (if I do I'll be scrapping it). How is this even possible? Could the selling dealer be in on this?
It's all most fascinating - how many NIPs will I get today I wonder?
The "correct" way to do it is to register in a fictional name and a local empty or tenanted house. My brother had a few NIPs turn up at one of his BTLs. He reported it to the Police straight away (in a state of minor shock). The doubly annoying thing is that he recognised the car and knew the scrote who was currently driving it, which he ALSO mentioned to the Police..however sadly nothing seemed to have come of it.
I do wish Police would start crushing owners of vehicles with dodgy insurance.
bigandclever said:
Dog Star said:
I cannot understand why I have no V5.
Because there is a postal redirect for Mr Asianname@Your address in place? Wild speculation SantaBarbara said:
Notify the police in case it. Is used in other crimes
Oh I have; there's a "marker" on it and everything now, and the crime ref number has gone to the DVLA.I suspect it's running drugs around and up and down to Birmingham (looking at where one of the tickets is from).
bigandclever said:
Dog Star said:
I cannot understand why I have no V5.
Because there is a postal redirect for Mr Asianname@Your address in place? Wild speculation ETA: You might want to have a word with local plod just in case they come knocking with their own key
Edited by cptsideways on Thursday 7th September 18:43
justinio said:
Gavin0478 said:
Shame you don't have the log book as you could get a log book loan and profit from this. Then say well its not my car!
Call me old fashioned... But isnt that a wee bit fraudy?I've just had the police on the phone. The car isn't registered in my name, it isn't actually registered in any name, so stuff gets sent to the insured address.
Evidently they have a very good idea who the miscreant is and will be looking at "taking the car off him". Ho ho.
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