New story - lying to insurers.

New story - lying to insurers.

Author
Discussion

KungFuPanda

Original Poster:

4,332 posts

170 months

Monday 11th September 2017
quotequote all
http://www.manchestereveningnews.co.uk/news/greate...

Lied to his insurers about his age making himself 51 rather than 21. Also lied about his address too. I think this is one instance where the policy will be void from inception.

Edited by KungFuPanda on Monday 11th September 13:24

SantaBarbara

3,244 posts

108 months

Monday 11th September 2017
quotequote all
If. The insurance company had checked his driving license number then they should have noticed the age discrepancy

KungFuPanda

Original Poster:

4,332 posts

170 months

Monday 11th September 2017
quotequote all
I think it depends on the insurer. I don't recall having mine checked when I've started a policy.

matjk

1,102 posts

140 months

Monday 11th September 2017
quotequote all
got away with the drink driving !!

TwigtheWonderkid

43,347 posts

150 months

Monday 11th September 2017
quotequote all
Bloody insurers, always looking for a minor technicality to avoid paying out.

Ki3r

7,816 posts

159 months

Monday 11th September 2017
quotequote all
KungFuPanda said:
I think it depends on the insurer. I don't recall having mine checked when I've started a policy.
Strangely the only time I've had to is with my motorbike. Wonder if there are more people saying they have a licence?

Pica-Pica

13,777 posts

84 months

Monday 11th September 2017
quotequote all
Easy to check age on driver licence number. I am surprised that is not a cross check.

'Out of character'..'crying in the dock'? Do me a favour. Just a lying git.

xjay1337

15,966 posts

118 months

Monday 11th September 2017
quotequote all
Not really new. I'm sure loads of people do this.

Elroy Blue

8,687 posts

192 months

Monday 11th September 2017
quotequote all
This a scam that is rampant amongst certain Eastern Europeans.They insure to a false address (usually a very low risk postcode), create a fictitious, elderly main driver and add themselves as a named driver. A cursory check will show as the car being legitimately insured. We have had real problems getting the insurers to take the issue seriously.

Pica-Pica

13,777 posts

84 months

Monday 11th September 2017
quotequote all
Elroy Blue said:
This a scam that is rampant amongst certain Eastern Europeans.They insure to a false address (usually a very low risk postcode), create a fictitious, elderly main driver and add themselves as a named driver. A cursory check will show as the car being legitimately insured. We have had real problems getting the insurers to take the issue seriously.
When I moved, I insured at update with NFU Mutual. You actually go in an office and talk to real people, no hoodwinking there.

Sa Calobra

37,122 posts

211 months

Monday 11th September 2017
quotequote all
So if he/someone Elroy blue mentions above hits my car what are the chances of prosecution/pay out?

voyds9

8,488 posts

283 months

Monday 11th September 2017
quotequote all
He brought 'shame' on his family.

Well they weren't going to be please were they. And not that much shame that it stopped him from driving whilst uninsured, possibly drunk, leaving the scene of an accident, and PTCOJ.

Wonder what his 2:1 will be in, law?

KungFuPanda

Original Poster:

4,332 posts

170 months

Tuesday 12th September 2017
quotequote all
Sa Calobra said:
So if he/someone Elroy blue mentions above hits my car what are the chances of prosecution/pay out?
You'll still get a payout from the insurer as they are duty bound under the Road Traffic Act to pay out to third parties. They'll just try to recoup their outlay from him.

WonkeyDonkey

2,339 posts

103 months

Tuesday 12th September 2017
quotequote all
Which bit was out of character?

Lying about age?
Lying about address?
Leaving the scene of an accident?
Drink driving?
Falsely reporting a car as stolen?

I'd hazard a guess that his usual character isn't a good one.

djohnson

3,430 posts

223 months

Tuesday 12th September 2017
quotequote all
Elroy Blue said:
This a scam that is rampant amongst certain Eastern Europeans.They insure to a false address (usually a very low risk postcode), create a fictitious, elderly main driver and add themselves as a named driver. A cursory check will show as the car being legitimately insured. We have had real problems getting the insurers to take the issue seriously.
We live at a pretty low risk address close to Ilkley and started getting correspondence and car insurance documents through in a foreign name for someone who I know has never lived at this address. I guessed that something like the above was going on. However the insurance company involved simply weren't interested and kept telling me not to worry about it....

s55shh

499 posts

212 months

Tuesday 12th September 2017
quotequote all
Is there a way to report someone that you are pretty sure is doing something similar?
neighbour has three reported convictions for impersonating a police officer (and one for making child porn). He drives around with strobes all over his car and multiple antenna on the roof wearing a stab vest. He's a bit of a Walter Mitty type but utterly unpleasant and his time inside hasn't rehabilitated him at all. I can't believe he's been honest with his insurer about his convictions or modifications.

fido

16,796 posts

255 months

Tuesday 12th September 2017
quotequote all
s55shh said:
He drives around with strobes all over his car and multiple antenna on the roof wearing a stab vest.
At a guess, maybe the police .. ? The chap in the story is taking the p1ss - hope the insurance company chase him for every penny.

TooMany2cvs

29,008 posts

126 months

Tuesday 12th September 2017
quotequote all
s55shh said:
Is there a way to report someone that you are pretty sure is doing something similar?
neighbour has three reported convictions for impersonating a police officer (and one for making child porn). He drives around with strobes all over his car and multiple antenna on the roof wearing a stab vest. He's a bit of a Walter Mitty type but utterly unpleasant and his time inside hasn't rehabilitated him at all. I can't believe he's been honest with his insurer about his convictions or modifications.
If you're so inclined, then check his reg on askmid from your phone or tablet - that'll give you his policy details, rather than simply whether he's covered or not. Then an anonymous letter.

surveyor_101

5,069 posts

179 months

Tuesday 12th September 2017
quotequote all
Gets worth was drink driving and crashed into parked cars, but its ok has he is doing an unknown degree and unknown uni and is predicted to get a 2:1.

You don't add 9 years to your age by accident.

This is a cultural issue with some types were they need to appear to have all the big ticket branded goods.

Clearly he can't afford to run a BMW!

Gareth79

7,666 posts

246 months

Tuesday 12th September 2017
quotequote all
TooMany2cvs said:
If you're so inclined, then check his reg on askmid from your phone or tablet - that'll give you his policy details, rather than simply whether he's covered or not. Then an anonymous letter.
For my vehicle it just shows as whether it's insured, not the insurer. Also is it not illegal to check a vehicle that you aren't authorised to, as the website states?

I'd have thought calling the police would be sufficient - if they know the best times to catch them driving that might help.