Hit and run low speed shunt

Hit and run low speed shunt

Author
Discussion

justinio

Original Poster:

1,151 posts

88 months

Thursday 21st September 2017
quotequote all
Mrs justinio got home today after work and told me on her way home she was the victim of a hit and run.

She was sitting at a red light after coming off Jct 6 of M25 and a woman driving an Audi Q7 went into the back of her. It was slow enough not to cause any apparent damage on initial inspection, but I've not been put to have a look yet (it's raining!). The shunt was enough to throw wifes head forward and she said it made an almighty bang (the car not her head).

Wife gets out to inspect damage and exchange details. Q7 driver also gets out, inspects damage then goes back to her car. Wife thinks she is going to get her details, but instead Q7 pulls round wifes car and drives off.

I've checked on askmid and the Q7 is insured. What are the next steps?, BiB?, will they be bothered?

Solocle

3,271 posts

84 months

Thursday 21st September 2017
quotequote all
Failing to give details is an offense, damage or no damage. If they drove off like that, they deserve what's coming. It's obvious that you've got the VRN, that make life pcensoreds easy for the plod. Obviously, your missus would recognise the driver on an identity parade.
If they're so worried about fraudulent claims, they can take photos. rolleyes
They have 24 hours to report it to the plod and not commit an offense. Definitely inform the plod. They'll wait until after the 24 hours, for sure.

paintman

7,678 posts

190 months

Thursday 21st September 2017
quotequote all
Check for damage.
Don't be surprised if your wife has a stiff neck tomorrow - Mrs p was rear ended some years ago & it wasn't until the following morning that any physical symptoms were apparent. 6 months of physio followed.
Report to BiB.
Notify your insurance company.

Edited by paintman on Thursday 21st September 18:31

Willy Nilly

12,511 posts

167 months

Thursday 21st September 2017
quotequote all
The woman in the Q7 had far more important things to do than interact with riff raff like you wife. She should think her self lucky that she was hit by such a high end car and in future would be advised to check her mirrors more often for more important people, who are clearly more successful and get out of their way.

Solocle

3,271 posts

84 months

Thursday 21st September 2017
quotequote all
There is CCTV. Get on to authorities prompto so the evidence is kept. judgesmash

nonsequitur

20,083 posts

116 months

Thursday 21st September 2017
quotequote all
Willy Nilly said:
The woman in the Q7 had far more important things to do than interact with riff raff like you wife. She should think her self lucky that she was hit by such a high end car and in future would be advised to check her mirrors more often for more important people, who are clearly more successful and get out of their way.
Charming, really charming.

Pica-Pica

13,746 posts

84 months

Thursday 21st September 2017
quotequote all
nonsequitur said:
Willy Nilly said:
The woman in the Q7 had far more important things to do than interact with riff raff like you wife. She should think her self lucky that she was hit by such a high end car and in future would be advised to check her mirrors more often for more important people, who are clearly more successful and get out of their way.
Charming, really charming.
You obviously do not get irony!

4x4Tyke

6,506 posts

132 months

Thursday 21st September 2017
quotequote all
At this stage, notify the Police and your insurance company.

This covers you from being accused of failing to provide and puts them in the frame for same charge.

Your insurance company can pursue a claim for any damage.

cliffe_mafia

1,634 posts

238 months

Thursday 21st September 2017
quotequote all
justinio said:
BiB?, will they be bothered?
I had a van hit and run me on the M60 is slow moving traffic - I pulled in and he indicated to, but then drove away. The police were brilliant - I got put through to the roads policing dept, they checked the cameras but they didn't show much.
They contacted the van driver and he admitted the bump. I got a letter stating his admission from the police and I got my car fixed through his insurance.

numtumfutunch

4,721 posts

138 months

Thursday 21st September 2017
quotequote all

All of the above plus my old man was once rear ended at walking pace, thought nothing of it and accepted an apology from the other party - stupidly didnt take his reg no - and when he actually looked at the car properly he noticed a slightly wonky bumper as the rear crumple bits had done their magic causing a few hundred quids worth of damage

Good luck

Wiccan of Darkness

1,839 posts

83 months

Thursday 21st September 2017
quotequote all
Echo the above re BiB. I found myself in an identical situation as a uni student. My pokey fiat panda rear ended by a woman in a discovery, who farted about, said 'no damage, no damage' and fked off. Drove to uni, bit miffed. Car sounded weird. Long story short, the whiplash took a day to develop and was agony, and the car chassis had buckled. The whole rear end had kept its shape but when I opened the boot, I needed a crowbar - then it wouldn't shut. Car was written off.

A bang like that WILL have caused damage, even if the plastic covering to the bumper hasn't been cracked or chipped. The actual bumper is a shock absorbing device behind the plastic that people refer to as 'bumpers' and it's likely that will be damaged and need replacing. That can make the difference between life and death in the event of a serious rear end shunt.

Whiplash, PROPER whiplash, is nasty. The tissues become inflamed and can impinge on nerves, causing numbness, pain, tingling and in more serious cases a list of symptoms too long to list.

Even if you cannot see visible damage on the surface does not mean something unseen is damaged or buckled.

However, on a point of principle, if some stuck up bh or arrogant cocksocket shunted me up the chuffer dandy, I'd report them out of principle. (And spite).

I hope wifey is OK.

justinio

Original Poster:

1,151 posts

88 months

Thursday 21st September 2017
quotequote all
BiB have now been notified. She needs to pop into the local station with her documents.

Would it be best for her to notify her insurer or wait until (if) we find out who the Q7 insurers are and then go straight to them?

KungFuPanda

4,329 posts

170 months

Friday 22nd September 2017
quotequote all
Pica-Pica said:
nonsequitur said:
Willy Nilly said:
The woman in the Q7 had far more important things to do than interact with riff raff like you wife. She should think her self lucky that she was hit by such a high end car and in future would be advised to check her mirrors more often for more important people, who are clearly more successful and get out of their way.
Charming, really charming.
You obviously do not get irony!
You obviously can't differentiate between irony and sarcasm.

KungFuPanda

4,329 posts

170 months

Friday 22nd September 2017
quotequote all
justinio said:
BiB have now been notified. She needs to pop into the local station with her documents.

Would it be best for her to notify her insurer or wait until (if) we find out who the Q7 insurers are and then go straight to them?
If she's driven off, I doubt she will notify her insurers. Do a MID search, identify her insurers and then contact the 3rd party department to chivvy things along. They will contact her to get her own version of events.

Magic919

14,126 posts

201 months

Friday 22nd September 2017
quotequote all
The Police will likely send out paperwork and include a voluntary form for details of Insurer. I expect she will report the accident to her Insurer once that arrives.

Don’t be surprised if the Police drop it once the Q7 driver responds and provides details.

4x4Tyke

6,506 posts

132 months

Friday 22nd September 2017
quotequote all
justinio said:
BiB have now been notified. She needs to pop into the local station with her documents.

Would it be best for her to notify her insurer or wait until (if) we find out who the Q7 insurers are and then go straight to them?
Notify your insurers, tell them the other party failed to provide details, give your insurance company the registration. They will trace the other insurance company from the registration, just like you have. That is their job not yours.

They will probably want the police incident number or what it is currently called.

TwigtheWonderkid

43,323 posts

150 months

Friday 22nd September 2017
quotequote all
KungFuPanda said:
Pica-Pica said:
nonsequitur said:
Willy Nilly said:
The woman in the Q7 had far more important things to do than interact with riff raff like you wife. She should think her self lucky that she was hit by such a high end car and in future would be advised to check her mirrors more often for more important people, who are clearly more successful and get out of their way.
Charming, really charming.
You obviously do not get irony!
You obviously can't differentiate between irony and sarcasm.
Work Colleague: You've very sarcastic. It won't get you anywhere.
Me: That's not true. I reached the semi final of the world sarcasm championships in Santiago, Chile in 2009
WC: Wow...really!
Me; Errr...no.

nonsequitur

20,083 posts

116 months

Friday 22nd September 2017
quotequote all
Pica-Pica said:
nonsequitur said:
Willy Nilly said:
The woman in the Q7 had far more important things to do than interact with riff raff like you wife. She should think her self lucky that she was hit by such a high end car and in future would be advised to check her mirrors more often for more important people, who are clearly more successful and get out of their way.
Charming, really charming.
You obviously do not get irony!
Did anyone else spot any irony? No me neither.

mac96

3,765 posts

143 months

Friday 22nd September 2017
quotequote all
nonsequitur said:
Pica-Pica said:
nonsequitur said:
Willy Nilly said:
The woman in the Q7 had far more important things to do than interact with riff raff like you wife. She should think her self lucky that she was hit by such a high end car and in future would be advised to check her mirrors more often for more important people, who are clearly more successful and get out of their way.
Charming, really charming.
You obviously do not get irony!
Did anyone else spot any irony? No me neither.
Surely it wasn't meant seriously though...smile

OddCat

2,522 posts

171 months

Friday 22nd September 2017
quotequote all
mac96 said:
nonsequitur said:
Pica-Pica said:
nonsequitur said:
Willy Nilly said:
The woman in the Q7 had far more important things to do than interact with riff raff like you wife. She should think her self lucky that she was hit by such a high end car and in future would be advised to check her mirrors more often for more important people, who are clearly more successful and get out of their way.
Charming, really charming.
You obviously do not get irony!
Did anyone else spot any irony? No me neither.
Surely it wasn't meant seriously though...smile
I think Willy Nilly was, in a long winded kind of way, suggesting that Q7 drivers were self important @rseholes. His scenario was therefore in support of the OP. Well, thats how I read it anyway...