Personal injury claim - has it all gone mad?
Discussion
I had the same, I argued their insurance and solicitors into silence more than once but they still settled it with him getting a big claim.
The other driver produced a mystery, independent eye-witness a year after it happened and the insurers never batted an eyelid.
I used to class people making false benefit claims/whiplash claims etc as being lower than a snakes belly but now I blame the 'system' for letting them get away with it.
The other driver produced a mystery, independent eye-witness a year after it happened and the insurers never batted an eyelid.
I used to class people making false benefit claims/whiplash claims etc as being lower than a snakes belly but now I blame the 'system' for letting them get away with it.
Edited by randomeddy on Sunday 22 October 05:47
The 'system' in the UK has several components which contribute to spurious/false claims.
We could learn a lot from other countries if the will was there.
See - http://www.frontier-economics.com/documents/2015/0...
Unfortunately the will to do so is sadly lacking from all parties involved but especially the government.
The latter will be far too busy dealing with Brexit and its consequences for years to come.
We could learn a lot from other countries if the will was there.
See - http://www.frontier-economics.com/documents/2015/0...
Unfortunately the will to do so is sadly lacking from all parties involved but especially the government.
The latter will be far too busy dealing with Brexit and its consequences for years to come.
randomeddy said:
I had the same, I argued their insurance and solicitors into silence more than once but they still settled it with him getting a big claim.
The other driver produced a mystery, independent eye-witness a year after it happened and the insurers never batted an eyelid.
I used to class people making false benefit claims/whiplash claims etc as being lower than a snakes belly but now I blame the 'system' for letting them get away with it.
They simply don't care, the insurance companies get the money back through higher insurance premiums from Joe public.The other driver produced a mystery, independent eye-witness a year after it happened and the insurers never batted an eyelid.
I used to class people making false benefit claims/whiplash claims etc as being lower than a snakes belly but now I blame the 'system' for letting them get away with it.
Edited by randomeddy on Sunday 22 October 05:47
They claimed the cost of investigating and admin would far outweigh the payout.
https://www.lawgazette.co.uk/news/courts-bill-moj-...
The government ARE taking action. Proposals due to be implemented in October next year.
The government ARE taking action. Proposals due to be implemented in October next year.
BlueHave said:
Had to put up with this nonsense a few years ago with an elderly relative.
He was stopped at traffic lights behind a 7.5 TONNE lorry which then stalled as the lights turned green, the relatives puddle jumper nudged the crash guard on the lorry which had caused no damage to the lorry and a small dent on the bonnet of the relatives car.
Pulled over to the side and swapped details, the relative accepted responsibility and everything was fine and dandy.
Then a few weeks later he got a visit from the police as the other guy had reported him for failing to stop and another from a solicitor.
The 7.5 tonne driver had driven straight to A&E and was off work since with whiplash, sore knee , aches and pains, sore wrists all the above.
Claim was something like £13k which they settled. Within a week the lorry driver was spotted driving around without any noticeable injury.
It was fraud but did the insurance company or solicitors care, did they f
k.
Had this... Was driving in the outside lane of the motorway in the rain and a car in the middle lane wasn't paying attention to the car in front of him and instead of hitting him, he suddenly swerved out in front of me with a good 20mph difference in speed, no indicators, etc... All this in quite bad rain, I ended up aquaplaning into the idiot trying to avoid him.He was stopped at traffic lights behind a 7.5 TONNE lorry which then stalled as the lights turned green, the relatives puddle jumper nudged the crash guard on the lorry which had caused no damage to the lorry and a small dent on the bonnet of the relatives car.
Pulled over to the side and swapped details, the relative accepted responsibility and everything was fine and dandy.
Then a few weeks later he got a visit from the police as the other guy had reported him for failing to stop and another from a solicitor.
The 7.5 tonne driver had driven straight to A&E and was off work since with whiplash, sore knee , aches and pains, sore wrists all the above.
Claim was something like £13k which they settled. Within a week the lorry driver was spotted driving around without any noticeable injury.
It was fraud but did the insurance company or solicitors care, did they f
k.As I hit him, its all my fault and he acted all innocent when asked what happened and said he indicated etc and I came like a bat out of hell, etc.
He claimed for the whole whiplash, etc... claimed to be suffering mentally, etc... got a decent payout, thing was that the guy worked in the same company as me, with friends of mine, who told me he was so proud of his payday considering he had no injuries, etc... Stupid f
k told people this and it got back to me.I was pissed off, but there is nothing I could do about even with the confession to his colleagues, all water under the bridge, he did one over the nasty insurance company, etc.
A week later he ended up playing against me in an interdepartmental 5 a side football... lets just say he got quite a few hard tackles (all looked innocent and never yellow carded) that made me feel better and last I saw of him, he had a limp heading back to the changing rooms, never did see the idiot again.
The guy was so happy that he could keep his private plate to put on his new vehicle... J122CUM
I ran well touched the back of some ones car, no damage, we swapped details.
40k in personally injury claims for the driver and passengers (their weren't any passengers), I told the insurance company but they didn't care.
I didn't have to pay anything and have protected no claims.
Its rife, its always going to be rife, don't worry about it.
40k in personally injury claims for the driver and passengers (their weren't any passengers), I told the insurance company but they didn't care.
I didn't have to pay anything and have protected no claims.
Its rife, its always going to be rife, don't worry about it.
I know several people who did suffer injuries in car accidents, both as passengers and drivers, and chose not to see a doctor or claim for the injury because of the stigma attached to it. Some were fairly serious resulting in over 12 months of pain.
They could have really made use of modest compensation for a couple of weeks off work, physio, new office chairs/mattresses, things like that... But they just suffered through it.
The stories posted above really piss me off - greedy selfish idiots have ruined it for everyone
They could have really made use of modest compensation for a couple of weeks off work, physio, new office chairs/mattresses, things like that... But they just suffered through it.
The stories posted above really piss me off - greedy selfish idiots have ruined it for everyone
Foliage said:
I ran well touched the back of some ones car, no damage, we swapped details.
40k in personally injury claims for the driver and passengers (their weren't any passengers), I told the insurance company but they didn't care.
I didn't have to pay anything and have protected no claims.
Its rife, its always going to be rife, don't worry about it.
It's not so much the effect on your own insurance, more so that so many people are getting away with pulling these scams while the honest in society have to pay for it with increased premiums. These 40k in personally injury claims for the driver and passengers (their weren't any passengers), I told the insurance company but they didn't care.
I didn't have to pay anything and have protected no claims.
Its rife, its always going to be rife, don't worry about it.
s get a year or more worth of salary because insurance companies just don't put up a fight and it is a piss boiler.Perhaps even worse than these parasites are the people who send messages and texts saying something like £2,600 is waiting for you, if you just complete the forms.
A bunch of crooks from Manchester harvested my name and mobile from my website and have called, ot texted most weeks since about 2008. I recently managed to persuade them that as I do not even live in the UK, they are clearly wrong.
So they have simply passed on my details to a similar bunch in London. Most calls come on Tuesday. I get the impression that they get new recruits on Monday and they start telesales on Tuesday. I am obviously seen as a challenge that needs to be overcome.
Inevitably with this level of fishing they will find a desperate sole who will complete the form and make a fraudulent claim, just so that they can skim a fraudulent fee, on top.
A bunch of crooks from Manchester harvested my name and mobile from my website and have called, ot texted most weeks since about 2008. I recently managed to persuade them that as I do not even live in the UK, they are clearly wrong.
So they have simply passed on my details to a similar bunch in London. Most calls come on Tuesday. I get the impression that they get new recruits on Monday and they start telesales on Tuesday. I am obviously seen as a challenge that needs to be overcome.
Inevitably with this level of fishing they will find a desperate sole who will complete the form and make a fraudulent claim, just so that they can skim a fraudulent fee, on top.
got to put a bit of balance from my experience.
We confirmed how many were in his car - ie 1x person of sunny dispositions further south than the IoW and with about as much English understanding as my tyre pump. Took lots of pics of his car and people etc. He had amazingly a witness appear - another person with a sunny disposition who could actually speak a few words of English. (which coincidently was in the same facebook relative as the driver)
Google maps, photos, description, 100% is fault etc Long story short the insurance co investigated and refused any pay-out to him. I was fully comp+ protected. end of story.
We confirmed how many were in his car - ie 1x person of sunny dispositions further south than the IoW and with about as much English understanding as my tyre pump. Took lots of pics of his car and people etc. He had amazingly a witness appear - another person with a sunny disposition who could actually speak a few words of English. (which coincidently was in the same facebook relative as the driver)
Google maps, photos, description, 100% is fault etc Long story short the insurance co investigated and refused any pay-out to him. I was fully comp+ protected. end of story.
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