Older lady fell down behined car
Discussion
About 5 weeks ago, my wife was reversing out of a car parking space at the local supermarket and initially thought she had knocked over an older lady. The PDC didn't kick in and she was checking the reversing camera as the space next door had a van parked so the view was obscured.
The lady was fine just a little shaken, a number of people were around and helped her get back on her feet, made sure she was fine, loaded up her car and sent her on her way.
My wife was adamant she didn't hit her, or the trolley, the car was a disgrace (not washed for a few weeks), there were no marks scuffs or anything on the back that would suggest otherwise
She told my wife she had fallen days earlier and was very unsteady on her feet and fell over as she saw the car coming
She told my wife that she saw her brake lights go off (reversing lights were on) and was safe to go
She explained that she didn't get hit but my wife may have hit her trolley and knocking her down
We have the details of a witness who saw it and has said she fell over and was pretty sure she was not hit
We heard nothing for 5 weeks then we had a call today from her husband asking for our car and insurance details as she is still in pain and her friends from bingo have told her to make a claim!!!
We have legal cover on the insurance etc but I don't want to give them the details unless I really have to. She is adamant that she didn't hit her of the trolley etc.
Shall I just let the insurance deal with it?
The lady was fine just a little shaken, a number of people were around and helped her get back on her feet, made sure she was fine, loaded up her car and sent her on her way.
My wife was adamant she didn't hit her, or the trolley, the car was a disgrace (not washed for a few weeks), there were no marks scuffs or anything on the back that would suggest otherwise
She told my wife she had fallen days earlier and was very unsteady on her feet and fell over as she saw the car coming
She told my wife that she saw her brake lights go off (reversing lights were on) and was safe to go
She explained that she didn't get hit but my wife may have hit her trolley and knocking her down
We have the details of a witness who saw it and has said she fell over and was pretty sure she was not hit
We heard nothing for 5 weeks then we had a call today from her husband asking for our car and insurance details as she is still in pain and her friends from bingo have told her to make a claim!!!
We have legal cover on the insurance etc but I don't want to give them the details unless I really have to. She is adamant that she didn't hit her of the trolley etc.
Shall I just let the insurance deal with it?
E92M3STEVE said:
Pistonheader101 said:
They only have your phone number?
If they haven't got your contact details, reg plate or anything else, then I wouldn't bother replying as your wife's car was not involved in any incident.
Yep, just my wife's mobile number, no other details were shared.If they haven't got your contact details, reg plate or anything else, then I wouldn't bother replying as your wife's car was not involved in any incident.
Her husband clearly wants to make a quick buck with an insurance claim. Easy £4k.
Pistonheader101 said:
They only have your phone number?
If they haven't got your contact details, reg plate or anything else, then I wouldn't bother replying as your wife's car was not involved in any incident.
If they haven't got your contact details, reg plate or anything else, then I wouldn't bother replying as your wife's car was not involved in any incident.
J2daG1990 said:
E92M3STEVE said:
We have the details of a witness who saw it and has said she fell over and was pretty sure she was not hit
Mention this to them and tell them you will be reporting it to the police on 101 if they contact you again.
The fact you didn't hit her and have a witness saying the same isn't going to do you any favours when the old biddy goes to the police to tell them you knocked her over and won't provide your details. At the very least I'd take advice from someone that actually knows what they're talking about rather than the "head in the sand" brigade above.
Centurion07 said:
Yeah, just ignore it. I'm sure they'll just let it go and the police won't be in the least bit bothered about an RTA involving an injured pedestrian. What could possibly go wrong?
The fact you didn't hit her and have a witness saying the same isn't going to do you any favours when the old biddy goes to the police to tell them you knocked her over and won't provide your details. At the very least I'd take advice from someone that actually knows what they're talking about rather than the "head in the sand" brigade above.
^This. I would not ignore it.The fact you didn't hit her and have a witness saying the same isn't going to do you any favours when the old biddy goes to the police to tell them you knocked her over and won't provide your details. At the very least I'd take advice from someone that actually knows what they're talking about rather than the "head in the sand" brigade above.
I may have misread the OP but it sounded as if the old lady may have fallen over trying to avoid the car reversing towards them. That could (note, could) give them potential for a claim if they have suffered an injury as a result of the drivers action - even if there wasn't actually a collision.
Pass it to your insurers (including the details of the witness) to deal with.
Pistonheader101 said:
They only have your phone number?
If they haven't got your contact details, reg plate or anything else, then I wouldn't bother replying as your wife's car was not involved in any incident.
But she was involved in an incident, no contact has to occur for you to be involved.If they haven't got your contact details, reg plate or anything else, then I wouldn't bother replying as your wife's car was not involved in any incident.
The open and honest approach invariably gives a better result than the obviously transparent attempt at a subterfuge.
Pistonheader101 said:
E92M3STEVE said:
Pistonheader101 said:
They only have your phone number?
If they haven't got your contact details, reg plate or anything else, then I wouldn't bother replying as your wife's car was not involved in any incident.
Yep, just my wife's mobile number, no other details were shared.If they haven't got your contact details, reg plate or anything else, then I wouldn't bother replying as your wife's car was not involved in any incident.
Her husband clearly wants to make a quick buck with an insurance claim. Easy £4k.
And his wife's car was involved in an incident. There doesn't have to be contact for a car to be involved in an incident.
Centurion07 said:
Yeah, just ignore it. I'm sure they'll just let it go and the police won't be in the least bit bothered about an RTA involving an injured pedestrian. What could possibly go wrong?
IME they are not interested.. Oh, and I have the photos to show the damage to my back where I was hit too. Whatever your decision, keep your replies short and simple.
I've found anything bar the simplest of incidents finds insurers not bothering to investigate properly and going for the simplest solution for them.
This is the exact reason you are supposed to reverse park. Much increased visibility when pulling out of a parking space. You would not be having this issue. Add a dashcam and you wouldn't even need the witnesses.
I've found anything bar the simplest of incidents finds insurers not bothering to investigate properly and going for the simplest solution for them.
This is the exact reason you are supposed to reverse park. Much increased visibility when pulling out of a parking space. You would not be having this issue. Add a dashcam and you wouldn't even need the witnesses.
You've been notified by the injured party that she "could" make a claim.
IMO, you need to notify your insurers ASAP and give them all of the details including for the witness. If you don't and she subsequently makes a claim, your insurers may very well refuse to indemnify you given that you have not notified them, which will be a condition of your policy.
If a claim is made, I very much expect that your insurers will end up paying out.
IMO, you need to notify your insurers ASAP and give them all of the details including for the witness. If you don't and she subsequently makes a claim, your insurers may very well refuse to indemnify you given that you have not notified them, which will be a condition of your policy.
If a claim is made, I very much expect that your insurers will end up paying out.
Lynchie999 said:
garyhun said:
E92M3STEVE said:
her friends from bingo have told her to make a claim!!!
Gotta love those friends! 
herewego said:
Lynchie999 said:
garyhun said:
E92M3STEVE said:
her friends from bingo have told her to make a claim!!!
Gotta love those friends! Rick101 said:
This is the exact reason you are supposed to reverse park. Much increased visibility when pulling out of a parking space. You would not be having this issue. Add a dashcam and you wouldn't even need the witnesses.
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