Crash, car taken without permission, no insurance/licence

Crash, car taken without permission, no insurance/licence

Author
Discussion

ArchEnemy

Original Poster:

58 posts

99 months

Thursday 24th June 2021
quotequote all
Hi, asking the below on behalf of a relative (no, really).

He’s taken his partners car in the night without permission, he’s not insured, has a provisional licence, and has managed to roll the car into a field.

The 2 rear passengers are injured with cuts/bruises and a concussion, nothing majorly serious at this stage it seems. No front passenger.

The car is a complete write off of course and of low value.

To keep the insurance valid, his partner has said he took the car without permission, which is true.

I’ve advised him to take legal advice before doing anything. Of course the entire situation is terrible and he’s been stupid. That goes without saying.

Can anyone advise what may happen next, there could be mitigating circumstances relating to mental health (tablets etc), but I’m not sure. The police didn’t say too much as far as I know but I assume they’ll be paying a visit to them soon?

APontus

1,935 posts

35 months

Thursday 24th June 2021
quotequote all
Get legal advice. Don't speak to the police without it.

normalbloke

7,443 posts

219 months

Thursday 24th June 2021
quotequote all
It’s TWOC, simple.

NMNeil

5,860 posts

50 months

Thursday 24th June 2021
quotequote all
Why would your relative need legal advice?
He/she has committed no crime but is the victim of a crime, so a police report may be in order. Something like "My car was taken without my consent". No need to elaborate or mention mitigating circumstances, that's something the person who took the car will have to deal with, not your relative.



randlemarcus

13,518 posts

231 months

Thursday 24th June 2021
quotequote all
Would agree with the advice to get legal advice. Best case scenario is 6 pts for no insurance, and a punitive premium for the next 5 years. Worst case is the injury claim thats going to come from the passengers. Tell him not to blame his partner for telling the truth, and apologise to her for being an idiot.

ArchEnemy

Original Poster:

58 posts

99 months

Thursday 24th June 2021
quotequote all
NMNeil said:
Why would your relative need legal advice?
He/she has committed no crime but is the victim of a crime, so a police report may be in order. Something like "My car was taken without my consent". No need to elaborate or mention mitigating circumstances, that's something the person who took the car will have to deal with, not your relative.
My relative is the one who took his partners car and crashed it!

Fish

3,976 posts

282 months

Thursday 24th June 2021
quotequote all
Some insurers will not cover TWOC if the person lives in the same house.. maybe worth reading your policy.

RSTurboPaul

10,327 posts

258 months

Thursday 24th June 2021
quotequote all
Driving without insurance is 6 points IIRC.

giantdefy

684 posts

113 months

Thursday 24th June 2021
quotequote all
RSTurboPaul said:
Driving without insurance is 6 points IIRC.
Plus, Driving otherwise than in accordance with his licence 3-6 points

Psycho Warren

3,087 posts

113 months

Thursday 24th June 2021
quotequote all
Hopefully he will be done for TWOC, no insurance, no licence, careless or dangerous driving for the crash etc etc.

RSTurboPaul

10,327 posts

258 months

Thursday 24th June 2021
quotequote all
Psycho Warren said:
Hopefully he will be done for TWOC, no insurance, no licence, careless or dangerous driving for the crash etc etc.
I predict a £300 fine and 6 points and a slap on the wrist...

Pothole

34,367 posts

282 months

Thursday 24th June 2021
quotequote all
How old are these people?

anonymous-user

54 months

Thursday 24th June 2021
quotequote all
Psycho Warren said:
Hopefully he will be done for TWOC, no insurance, no licence, careless or dangerous driving for the crash etc etc.
This.

He sounds like an utterly reckless and idiotic individual who needs his arse kicked with great force to prevent him doing it again.

I could be wrong, but I'm going to guess that the 'rear passengers' were children.

NMNeil

5,860 posts

50 months

Thursday 24th June 2021
quotequote all
ArchEnemy said:
My relative is the one who took his partners car and crashed it!
Brain fart on my behalf, sorry.

Countdown

39,824 posts

196 months

Thursday 24th June 2021
quotequote all
ArchEnemy said:
To keep the insurance valid, his partner has said he took the car without permission, which is true.
That was fortunate.

ArchEnemy

Original Poster:

58 posts

99 months

Thursday 24th June 2021
quotequote all
Lord Marylebone said:
This.

He sounds like an utterly reckless and idiotic individual who needs his arse kicked with great force to prevent him doing it again.

I could be wrong, but I'm going to guess that the 'rear passengers' were children.
They were adults.

anonymous-user

54 months

Thursday 24th June 2021
quotequote all
ArchEnemy said:
Lord Marylebone said:
This.

He sounds like an utterly reckless and idiotic individual who needs his arse kicked with great force to prevent him doing it again.

I could be wrong, but I'm going to guess that the 'rear passengers' were children.
They were adults.
I stand corrected regarding the passengers.

I stand by my comments about the driver requiring his backside kicked.

Aretnap

1,650 posts

151 months

Thursday 24th June 2021
quotequote all
giantdefy said:
RSTurboPaul said:
Driving without insurance is 6 points IIRC.
Plus, Driving otherwise than in accordance with his licence 3-6 points
Though as both offences were committed at the same time, he would normally only get one set of points, for the more serious offence.

martinbiz

3,068 posts

145 months

Friday 25th June 2021
quotequote all
Aretnap said:
giantdefy said:
RSTurboPaul said:
Driving without insurance is 6 points IIRC.
Plus, Driving otherwise than in accordance with his licence 3-6 points
Though as both offences were committed at the same time, he would normally only get one set of points, for the more serious offence.
He crashed the car and injured the passengers, those 2 offences posted above could pale into insignificance compared to what he may ultimately end up being charged with

eldar

21,721 posts

196 months

Friday 25th June 2021
quotequote all
martinbiz said:
He crashed the car and injured the passengers, those 2 offences posted above could pale into insignificance compared to what he may ultimately end up being charged with
Plus, of course, the civil element, whiplash, etc. Might end up being chased for those.