SORN and insurance

[wrong_turn]

I'm seeing conflicting advice. My car is not in use, SORNed and parked in allocated parking in a small area of private land.

Do I need insurance?



It's not that car, that's a very old photo to the point that the "PRIVATE" has completely worn away.

[twing]

wrong_turn said:

I'm seeing conflicting advice. My car is not in use, SORNed and parked in allocated parking in a small area of private land.

Do I need insurance?



It's not that car, that's a very old photo to the point that the "PRIVATE" has completely worn away.

What if some toe-rag burns it out?

[cuprabob]

Legally, you don't need insurance but you may wish to have insurance in place incase it gets damaged or stolen.

[Dark Star]

You say it is private land?
Who maintains the land? ie does the local Highways department do the tarmac/re surfacing?
If they do then it is an extension of the Highway and will need to be insured and taxed.

If the general public have a clear right of access to that land then you will need insurance

From the picture it looks like a designated parking area for those houses but unless it is maintained privately then the normal highway rules apply.

[Countdown]

If it's your private land you should be fine.

If it's somebody else's private land then you risk it being vandalised (by whoever the belongs to) or it being jacked up and towed to the nearest public road.

[andburg]

private owned but no gate/fence or security, public have reasonable access to it. I'd say it should be insured.

you can get laid up cover.

[wrong_turn]

It is my allocated parking spot on private land which I rent. The public access is my main concern, the car isn't worth stealing and I haven't upset anybody. I don't see much risk.

The problem - getting cover. I found a good quote (Flux) but they won't allow me to insure the car as I don't have a driving licence. If anybody knows an insurer that can allow this and is affordable then please let me know.

I wanted to avoid the hassle of selling a SORNed and uninsured car then buying another when my licence is returned. But in this case the hassle will be on someone else to insure a car not owned by them. Perhaps I could transfer the V5. I was planning on keeping the car until it's mere scrap but plans have obviously changed.

The car is not worth much but in the last 6 months I've spent more than the car is worth on repairs, fines, recovery costs etc. Plus it's in good nick for it's age and I know the car. Always a bonus in bangernomics.

[lyonspride]

Doesn't need insurance on private land, but take the number plate off before the DVLA ANPR vans pick it up, they have targets to meet, you will get a fine and they won't back down until you take it to court.

I sorned my car on my own driveway for 3 months (because an unresolved non-fault claim trippled my insurance renewal), first thing I did was remove the number plate visible from the road.

[martinbiz]

lyonspride said:

Doesn't need insurance on private land, but take the number plate off before the DVLA ANPR vans pick it up, they have targets to meet, you will get a fine and they won't back down until you take it to court.

I sorned my car on my own driveway for 3 months (because an unresolved non-fault claim trippled my insurance renewal), first thing I did was remove the number plate visible from the road.

What a complete wast of time and effort

[Cat]

lyonspride said:

Doesn't need insurance on private land

If the private land is a public place, for example a supermarket car park, industrial estate, parking area outside a block of flats, etc. then it absolutely does need insurance.

Cat

[TwigtheWonderkid]

Cat said:

lyonspride said:

Doesn't need insurance on private land

If the private land is a public place, for example a supermarket car park, industrial estate, parking area outside a block of flats, etc. then it absolutely does need insurance.

Cat

Yup. Looking at that picture, it'll need to be insured.

[lyonspride]

martinbiz said:

lyonspride said:

Doesn't need insurance on private land, but take the number plate off before the DVLA ANPR vans pick it up, they have targets to meet, you will get a fine and they won't back down until you take it to court.

I sorned my car on my own driveway for 3 months (because an unresolved non-fault claim trippled my insurance renewal), first thing I did was remove the number plate visible from the road.

What a complete wast of time and effort

Oh really?

So one of my old neighbours got a fine from the DVLA for not taxing their MK3 Escort RS Turbo, which was on their drive, on axle stands, engine out and all four wheels wheels off.....
The DVLA has a list of sorned vehicles (obviously), and they routinely send ANPR vans out to the locations of said vehicles, i've caught them on my CCTV.

If you sorn your vehicle and it's visible from the road, remove your plate, it's only 30 seconds work and could save you £80.

[martinbiz]

lyonspride said:

martinbiz said:

lyonspride said:

Doesn't need insurance on private land, but take the number plate off before the DVLA ANPR vans pick it up, they have targets to meet, you will get a fine and they won't back down until you take it to court.

I sorned my car on my own driveway for 3 months (because an unresolved non-fault claim trippled my insurance renewal), first thing I did was remove the number plate visible from the road.

What a complete wast of time and effort

Oh really?

So one of my old neighbours got a fine from the DVLA for not taxing their MK3 Escort RS Turbo, which was on their drive, on axle stands, engine out and all four wheels wheels off.....
The DVLA has a list of sorned vehicles (obviously), and they routinely send ANPR vans out to the locations of said vehicles, i've caught them on my CCTV.

If you sorn your vehicle and it's visible from the road, remove your plate, it's only 30 seconds work and could save you £80.

Of course he did, he's spouting total claptrap mate, If any of it's true, it's more likely he forgot to sorn it and got fined for that. The version of events in your post just wouldn't happen

[MustangGT]

lyonspride said:

Oh really?

So one of my old neighbours got a fine from the DVLA for not taxing their MK3 Escort RS Turbo, which was on their drive, on axle stands, engine out and all four wheels wheels off.....
The DVLA has a list of sorned vehicles (obviously), and they routinely send ANPR vans out to the locations of said vehicles, i've caught them on my CCTV.

If you sorn your vehicle and it's visible from the road, remove your plate, it's only 30 seconds work and could save you £80.

My bet is the mate had not declared SORN.

[lyonspride]

MustangGT said:

lyonspride said:

Oh really?

So one of my old neighbours got a fine from the DVLA for not taxing their MK3 Escort RS Turbo, which was on their drive, on axle stands, engine out and all four wheels wheels off.....
The DVLA has a list of sorned vehicles (obviously), and they routinely send ANPR vans out to the locations of said vehicles, i've caught them on my CCTV.

If you sorn your vehicle and it's visible from the road, remove your plate, it's only 30 seconds work and could save you £80.

My bet is the mate had not declared SORN.

It was SORN.........

But do what you like, I don't give a flying one, I made a suggestion that could save someone from an £80 fine, anyone who has ever had the misfortune to deal with the DVLA and it's automated fines, will know it's better to play it safe.

[SS2.]

lyonspride said:

MustangGT said:

lyonspride said:

Oh really?

So one of my old neighbours got a fine from the DVLA for not taxing their MK3 Escort RS Turbo, which was on their drive, on axle stands, engine out and all four wheels wheels off.....
The DVLA has a list of sorned vehicles (obviously), and they routinely send ANPR vans out to the locations of said vehicles, i've caught them on my CCTV.

If you sorn your vehicle and it's visible from the road, remove your plate, it's only 30 seconds work and could save you £80.

My bet is the mate had not declared SORN.

It was SORN.........

But do what you like, I don't give a flying one, I made a suggestion that could save someone from an £80 fine, anyone who has ever had the misfortune to deal with the DVLA and it's automated fines, will know it's better to play it safe.

£80 is the fine for being the registered keeper of an untaxed vehicle.

That's an administrative affair which can be enforced from the comfort of a desk in Swansea - no need for any DVLA snoopers to catch sight of the vehicle in question, and no benefit to be had from the keeper removing the number plates.

It does sound like he may have thought it was SORN, but it wasn't.

[Countdown]

I thought the DVLA vans actually clamped vehicles which were supposed to be SORN but found to still be on public roads.....?

I remember one in Manchester which had been clamped and (I think) was waiting to be towed away.

[NGee]

Countdown said:

I thought the DVLA vans actually clamped vehicles which were supposed to be SORN but found to still be on public roads.....?

I remember one in Manchester which had been clamped and (I think) was waiting to be towed away.

They tried that, but there were no wheels to put the clamp round.

[wrong_turn]

I'm going to try to insure it. Any idea if my being banned means I don't have a licence? I wondered if there's a difference between "suspended" and "no licence".

I think removing the plates would look even more suspicious. The VIN is clearly visible in the windscreen if anybody cares to check. I think for £60 to cover it, it's a no-brainer. But the insurer's decision that I need a licence to insure a car I don't use, seems odd.

[Drawweight]

Don’t you have a mate / relative that can insure it in their name if you give them the money? Not ideal for the reasons listed below but if it’s your last resort....

( Cue everyone jumping in with illegal / fronting etc.)