Tree has Fallen on my Porsche while visiting family's apt
Discussion
Austin_Metro said:
I’m sure he’ll provide photos.
No signs on the property expressing it's my own responsibility, yes I'm 19 hence the high excess and even higher premium!
I don't regularly post on this forum as the majority of answers are online, so I only ask the weird and wacky ones to the people who have experience/knowledge.
Thanks.
normalbloke said:
Austin_Metro said:
Miserablegit said:
It won’t cost anything to fix as it didn’t happen.
OP has started a few posts which seemed to be a flight of fancy. Have school holidays started again?
I’m sure he’ll provide photos. OP has started a few posts which seemed to be a flight of fancy. Have school holidays started again?
Miserablegit said:
I’m sure he will but they won’t be of his car …
I'm pretty sure the OP has had at least two other threads where people questioned his circumstances and been shown wrong. Not sure why he would start another one about an old tree falling on a couple of cars, if they were fake he would come up with something much more exciting than that.Username checks out though.
ScotHill said:
I'm pretty sure the OP has had at least two other threads where people questioned his circumstances and been shown wrong. Not sure why he would start another one about an old tree falling on a couple of cars, if they were fake he would come up with something much more exciting than that.
Username checks out though.
OP failed the custard test in April this year…Username checks out though.
Stone02 said:
Hi all,
My mother lives in a Manor House / Apartment Block with around 20 total apartments. This includes visitors parking, while parked in the visitor parking with 2 other cars, a tree has fallen onto my car, fortunately only scratching the bonnet and a few marks... although causing £5000+ worth of damage to my car. From what I saw it also wrote off a 2020 Range Rover and damaged a BMW quite badly. I was the lucky one.
My excess for insurance is £5000 and I'm a young driver so don't want to claim.
The tree was rotting, I've got pictures of it all.
Currently, they're looking into the policy to see if I'm covered under the home insurance, if not... Does anyone have legal advice?
If it's a leasehold flat it's likely the management company or freeholder effects the insurance for the whole site. That's where you should make your claim.My mother lives in a Manor House / Apartment Block with around 20 total apartments. This includes visitors parking, while parked in the visitor parking with 2 other cars, a tree has fallen onto my car, fortunately only scratching the bonnet and a few marks... although causing £5000+ worth of damage to my car. From what I saw it also wrote off a 2020 Range Rover and damaged a BMW quite badly. I was the lucky one.
My excess for insurance is £5000 and I'm a young driver so don't want to claim.
The tree was rotting, I've got pictures of it all.
Currently, they're looking into the policy to see if I'm covered under the home insurance, if not... Does anyone have legal advice?
- It wasn't windy last night, just a massive rotten branch fell **
They would need to be deemed negligent for your claim to be successful.
Miserablegit said:
OP failed the custard test in April this year…
Not on this thread, you miserable git.https://www.pistonheads.com/gassing/topic.asp?h=0&...
carinaman said:
All three car owners should be claiming from the insurer of the company that manages the property.
It's their rotten tree. If they didn't have the trees surveyed and the rotten tree removed that's their problem.
As someone with several large trees on their property, I've informally looked into this several times.It's their rotten tree. If they didn't have the trees surveyed and the rotten tree removed that's their problem.
It's not at all clear cut that your fallen tree = your liability.
It's more that the OP (or whoever) would have to demonstrate negligence on behalf of the owner - e.g. ignoring obvious signs of rot or disease. As I understand it, no negligence = no liability. Sometimes trees fall without any obvious signs of any problem beforehand.
There's no legal requirement to have your trees surveyed once per year, or whatever. I gather that typically, folks in the OP's position end up claiming on their car insurance. Random damage from windfall is a great example of why we all need car insurance, and why we all need to make sure our excess is a figure we can afford to pay.
IANALbeads.
ScotHill said:
Miserablegit said:
OP failed the custard test in April this year…
Not on this thread, you miserable git.https://www.pistonheads.com/gassing/topic.asp?h=0&...
ScotHill said:
No custard there I’m afraid…Anyway, it matters not a jot to me whether he has a cayman or not. I’ll leave you to this thread
Edited by Miserablegit on Friday 24th June 17:16
Bennet said:
As someone with several large trees on their property, I've informally looked into this several times.
It's not at all clear cut that your fallen tree = your liability.
It's more that the OP (or whoever) would have to demonstrate negligence on behalf of the owner - e.g. ignoring obvious signs of rot or disease. As I understand it, no negligence = no liability. Sometimes trees fall without any obvious signs of any problem beforehand.
There's no legal requirement to have your trees surveyed once per year, or whatever. I gather that typically, folks in the OP's position end up claiming on their car insurance. Random damage from windfall is a great example of why we all need car insurance, and why we all need to make sure our excess is a figure we can afford to pay.
IANALbeads.
Correct, there needs to be evidence of negligence. Annual tree surveys aren't needed but every few years is good practice if near highway etc. It's not at all clear cut that your fallen tree = your liability.
It's more that the OP (or whoever) would have to demonstrate negligence on behalf of the owner - e.g. ignoring obvious signs of rot or disease. As I understand it, no negligence = no liability. Sometimes trees fall without any obvious signs of any problem beforehand.
There's no legal requirement to have your trees surveyed once per year, or whatever. I gather that typically, folks in the OP's position end up claiming on their car insurance. Random damage from windfall is a great example of why we all need car insurance, and why we all need to make sure our excess is a figure we can afford to pay.
IANALbeads.
This tree appears to be full of leaf, so wouldn't suggest disease at a glance.
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