Luton drivers lacking common sense as well as insurance

[MadCaptainJack]

Terminator X said:

Countdown said:

Terminator X said:

Unintended consequences of sky high insurance costs?

TX.

Or maybe the cause?

How so? If someone uninsured has an accident do insurers payout?

TX.

[Countdown]

Wills2 said:

Terminator X said:

Unintended consequences of sky high insurance costs?

TX.

No, just entitled and arrogant fools that think the rules don't apply to them.

For 2nd offences the cars should be auctioned or scrapped.

[Tindersticks]

Countdown said:

For 2nd offences the cars should be auctioned or scrapped.

100% this.

[vikingaero]

Terminator X said:

Unintended consequences of sky high insurance costsinbreeding?

TX.

Corrected that for you.

[98elise]

I'd love to to have sent the body cam footage.

How stupid do you have to be to pick someone up from a car seizure while committing the same offence, then get a mate to do the same.

I guess they shared a taxi home

Edited by 98elise on Friday 14th March 11:28

[mac96]

MadCaptainJack said:

Simpo Two said:

sospan said:

In our Ops room was a feed from ANPR cameras dotted round our area. Photos pinged up very regularly. Trouble is there were a lot so to deal with them all would tie up way too many officers, adding to the calls to leave motorists alone and catch burglars!

The system can automatically detect and fine speeders easily enough, why doesn't it work that way for the uninsured? Same for illegal plates.

I wouldn\t put too much faith in the system. See the Car Seized even though I was fully insured thread.

Camera can't tell who is driving, or the purpose of the journey, which makes camera enforcement difficult, given that in the UK these are critical to whether the vehicle is insured at the time.

[Terminator X]

Tindersticks said:

Terminator X said:

How so? If someone uninsured has an accident do insurers payout?

TX.

How do you not know this?

https://www.mib.org.uk

Never heard of it, I assumed non insured drivers just get sued. How does it effect all insurers or the cost that we all pay for insurance?

TX.

[Castrol for a knave]

98elise said:

I guess they shared an uninsured taxi home

FTFY

[CDP]

Tindersticks said:

Sell the cars. Give the money to charity.

Or use the money to compensate victims of uninsured drivers? Better still use it to pay down the national debt, the UK would have a growth fund in 5 years...

[IanJ9375]

CDP said:

Or use the money to compensate victims of uninsured drivers? Better still use it to pay down the national debt, the UK would have a growth fund in 5 years...

Give that Norwegian Sovereign Wealth Fund a run for it's money lol

[Tindersticks]

Terminator X said:

Never heard of it, I assumed non insured drivers just get sued. How does it effect all insurers or the cost that we all pay for insurance?

TX.

Because every insurer has to pay into it - so the more it's needed the more they pay and guess who pays in the end?

Come on man, this isn't hard to understand. Like I said - if you can afford to buy run and wrap an RR don't cry about the insurance cost. Can't afford it? Run something else.

[IanJ9375]

Tindersticks said:

Because every insurer has to pay into it - so the more it's needed the more they pay and guess who pays in the end?

Come on man, this isn't hard to understand. Like I said - if you can afford to buy run and wrap an RR don't cry about the insurance cost. Can't afford it? Run something else.

That something else seems to be clone plated stolen RR's

[MB140]

Tindersticks said:

Sell the cars. Give the money to charity.

This is the answer.

Only problem is these scrotes are more than likely to buy a nicked one to replace there confiscated one.

[Terminator X]

Tindersticks said:

Terminator X said:

Never heard of it, I assumed non insured drivers just get sued. How does it effect all insurers or the cost that we all pay for insurance?

TX.

Because every insurer has to pay into it - so the more it's needed the more they pay and guess who pays in the end?

Come on man, this isn't hard to understand. Like I said - if you can afford to buy run and wrap an RR don't cry about the insurance cost. Can't afford it? Run something else.

Fair enough I genuinely did not know.

I'm always insured, just pointing out that you can see why some people don't bother. As the cost continues to rise and people get "poorer" due to inflation + taxes etc etc it will surely get worse. Also the punishment seems fairly lenient so again little consequences to just chancing it.

I posted up a thread recently about my FiL, over 80 yrs old but insurance at £1300 for driving an old Honda. It may well force him out of his car at which point he's fked as he's not fit enough to walk places eg to the bus stop, to the local shops.

TX.

[Grumbler]

martinbiz said:

ralphrj said:

https://www.bbc.co.uk/news/videos/c39vpgeg170o

BBC Look East spent a day alongside Bedfordshire Police who were targeting uninsured drivers in Luton.

The driver of a Range Rover Sport is pulled over and has his car seized for no insurance. The now car-less driver gets his wife to come and collect him but her car isn't insured either so that car is also seized. The driver returns later in a Range Rover driven by a friend to remonstrate with the Police for seizing both his cars. Unfortunately for him, his friend's Range Rover was also uninsured and the Police seized that too.

In total, 43 drivers were stopped during the day for not having valid insurance.

I would think plod on that shout would have been absolutely pi**ing themselves, I know I would have been

Did you see the video? Copper could barely contain himself. Best. Day. Ever.

[bergclimber34]

Having sadly lived there, utterly unsurprising.

[Mr Miata]

What hasn’t been discussed is how extortionate the insurance industry is and is coming more and more unaffordable as they squeeze as much out of customers as they can.

Im 45, had my driving licence for 26 years, I have at least 19 years NCB (lost count), 0 points and 0 claims, my 7 year old car that’s probably worth £18,000 is parked in a secure carpark with no public access and has a GPS tracker and immobiliser fitted. Maybe 12,000 miles a year. I couldn’t be a better customer!

… yet my insurance is still getting more expensive every year and it seems the age, experience and NCB makes little difference. I’m now paying around £750 a year and have had quotes in the £1000s.

For young kids in their 20s. They’re paying more in insurance than what their Rover Metro / Fiat 500 / Vauxhall Corsa is worth.

[E-bmw]

Mr Miata said:

What hasn’t been discussed is how extortionate the insurance industry is and is coming more and more unaffordable as they squeeze as much out of customers as they can.

You say that & yet for well over 10 years now my insurance has remained in the £280 - 340 zone.

In that time I have owned a wide variety of cars from track prepped R53/E36 through 328/530 Sport, to V40/V50 in a variety of addresses and it still is.

[98elise]

E-bmw said:

Mr Miata said:

What hasn’t been discussed is how extortionate the insurance industry is and is coming more and more unaffordable as they squeeze as much out of customers as they can.

You say that & yet for well over 10 years now my insurance has remained in the £280 - 340 zone.

In that time I have owned a wide variety of cars from track prepped R53/E36 through 328/530 Sport, to V40/V50 in a variety of addresses and it still is.

We pay £160 on a Ford Focus. My son (26) pays £700 on a Golf TSI, and my daughter (24) pays £600 on a Hyundai i10. My kids insurance would be even cheaper if they paid in full rather then monthly.

I don't find those prices extortionate at all. Ours is less than 50p a day!

Even if the OP is paying £750, it's not extortionate. It's simply what it costs to insure a car for their risk profile.

Edited by 98elise on Friday 14th March 11:41

[andburg]

probably safe to assume they've paid somebody for a one the ghost policies that never existed. They'll have certificates etc and believe they're insured but the certificate is fake/fraudulent or they were added to some real policy and then removed.

There is no excuse for the stupidity if this is the case.

https://www.insurancefraudbureau.org/ghost-broking