Change owner without adding previous keepers?

[tegwin]

Simple(ish) scenario.

I own a car.... My father is the registered keeper on the V5, as he used to drive it more than me when I worked away from home.


I now need to insure the car under my own policy. But the car is still registered to him.... the V5 says that there is only 1 former keeper...I want to keep it that way!!

Can I change the name without changing the number of former keepers?

[UpTheIron]

Er, no.

Not all companies require you to be the registered keeper of a vehicle to insure it though.

[peterguk M500]

tegwin said:

Can I change the name without changing the number of former keepers?

Excuse me for the bleedin' obvious, but is this not a really daft question?

If you could, wouldn't every car on the road be a one owner?

[Cpn Jack Spanner]

I may have once misplaced a V5, sent in for a replacement, completely forgot which date I purchassed the car, sent off for a replacent guessing when I bought the car, and recieved the new V5.

Then, while tidying up some months later, I may have found the old V5, and noticed I may have put in a date of purchase somewhat earler than the actual date, and as a result, a keeper had now been erased from history on the new V5

Who knows, it may happen to you...

[Robert060379]

Then when you sell the car on as a "one owner vehicle" you will be commiting fraud.

[tegwin]

Robert060379 said:

Then when you sell the car on as a "one owner vehicle" you will be commiting fraud.

Why... I am the one owner... the registered keeper is not neceserily the legal owner!

[Robert060379]

tegwin said:

Robert060379 said:

Then when you sell the car on as a "one owner vehicle" you will be committing fraud.

Why... I am the one owner... the registered keeper is not neceserily the legal owner!

One family owned from new would be accurate. Failing that you could always change your name by deed poll.

Selling a "one owner from new vehicle" that has has more than one owner is dishonest and would be fraudulent if a single owner vehicle is worth substancially more than a multi-owner vehicle. You would be making money by that deception and therefore committing fraud.

[Nick-y7o60]

I have this problem, however as I read things I am allowed to change my name without a problem, so I am going to change my name from Mr. Nick to Mrs. Nick & amend the V5 accordingly. It does look to me as if I could also change the address if I wanted to, which sounds rather dodgy. I think it's more complicated, but as I don't want to do this I didn't read up on that.

[eatcustard]

The value of the car will not drop, so change it and keep it legal

[strain]

Many moons ago I bought my first car off my dad and didn't bother updating the RK, no reason not to he was the second owner.

Bought a private reg and updated the RK to me and added the plate, same address - I was owner number 2.

Car got wrote off and repaired, used for a few more years and sold to my brother, same address and initial, he's the second owner

[Red Devil]

Nick-y7o60 said:

I have this problem, however as I read things I am allowed to change my name without a problem, so I am going to change my name from Mr. Nick to Mrs. Nick & amend the V5 accordingly. It does look to me as if I could also change the address if I wanted to, which sounds rather dodgy. I think it's more complicated, but as I don't want to do this I didn't read up on that.

By doing that you'll be changing your gender not your name. I may be wrong but I suspect the DVLA will consider it a change of keeper unless you can prove you have legally changed gender under the Gender Recognition Act 2004.

[SantaBarbara]

Nick-y7o60 said:

I have this problem, however as I read things I am allowed to change my name without a problem, so I am going to change my name from Mr. Nick to Mrs. Nick & amend the V5 accordingly. It does look to me as if I could also change the address if I wanted to, which sounds rather dodgy. I think it's more complicated, but as I don't want to do this I didn't read up on that.

What reason do you wish to change your title?

[tigger1]

Bit of an odd thread resurrection (OP was >8 years ago).

Registered Keeper and Owner are not the same thing, V5 does not prove ownership etc.

[Pica-Pica]

tigger1 said:

Bit of an odd thread resurrection (OP was >8 years ago).

Registered Keeper and Owner are not the same thing, V5 does not prove ownership etc.

Agreed, and insured driver can be different again, AFAIK.

[98elise]

Pica-Pica said:

tigger1 said:

Bit of an odd thread resurrection (OP was >8 years ago).

Registered Keeper and Owner are not the same thing, V5 does not prove ownership etc.

Agreed, and insured driver can be different again, AFAIK.

Yup...my partner insures one of our cars. The insurance states she is neither the RK or the owner, because that's exactly what the situation is.

[tigger1]

98elise said:

Pica-Pica said:

tigger1 said:

Bit of an odd thread resurrection (OP was >8 years ago).

Registered Keeper and Owner are not the same thing, V5 does not prove ownership etc.

Agreed, and insured driver can be different again, AFAIK.

Yup...my partner insures one of our cars. The insurance states she is neither the RK or the owner, because that's exactly what the situation is.

True for most leases true, I guess. No requirement for the insured to be the owner or RK (although some insurers may not agree!)

[98elise]

tigger1 said:

98elise said:

Pica-Pica said:

tigger1 said:

Bit of an odd thread resurrection (OP was >8 years ago).

Registered Keeper and Owner are not the same thing, V5 does not prove ownership etc.

Agreed, and insured driver can be different again, AFAIK.

Yup...my partner insures one of our cars. The insurance states she is neither the RK or the owner, because that's exactly what the situation is.

True for most leases true, I guess. No requirement for the insured to be the owner or RK (although some insurers may not agree!)

In our case the car is owned.

I bought it so I own it, and I'm the RK as I'm the one that keeps it legal. My partner drives it 80% of the time so she insures it.