17 Year Old Insurance for MG Midget. HELP!!!!!!!!!!!!

[na]

I really hope Michael gets insurance as we need youngsters to own and use classics

I also hope Michael has gone into classic car ownership with his eyes open as his parents have a point, get it wrong and it can be a very expensive and unpleasant experience

get it right it can still be a bit expensive but so much more enjoyable than modern cars and he'll learn to drive better and sooner but it does require more effort and servicing than a modern

[Jimmy No Hands]

I'm with Lancaster at 23 on a 944 for £270. Nobody else can even get close to that price!

[MichaelAndrews]

Podie said:

I know someone who's daughter has run a Midget. Will point them at this thread...

please do i have to say i'm struggling with this at the moment

[MichaelAndrews]

na said:

I really hope Michael gets insurance as we need youngsters to own and use classics

I also hope Michael has gone into classic car ownership with his eyes open as his parents have a point, get it wrong and it can be a very expensive and unpleasant experience

get it right it can still be a bit expensive but so much more enjoyable than modern cars and he'll learn to drive better and sooner but it does require more effort and servicing than a modern

I think i have a good background to deal with the mechanical side of things. my dad used to buy and sell classics as a business, but it is more my mum that wants me to sell it. at the moment i only really have one more avenue to try, and that is to ask the tssc if they would insure me on a spitfire through there insurers. i know that two of there insurers won't but there is one that may do if i am a member of the club

[v8250]

michael, if you've yet to secure insurance at a sensible price try these guys

https://www.hertsinsurance.com/youngdrivers.php

as previously mentioned, do call them rather than using the online calculator. good luck.

[johnfm]

Aar0sc said:

£951 with Footman James for me as a 17 year old on limited mileage with my dad a named driver, last year.


Although... that was on a Triumph Spitfire 1500...!

Edited by Aar0sc on Thursday 27th September 16:24

I know nothing about these - are they a convertible?

If so, just saw a tidy one for less than £4k,

If so, if I could get my 17 year old daughter insured for less than £1k that would be doable.

[Aar0sc]

johnfm said:

Aar0sc said:

£951 with Footman James for me as a 17 year old on limited mileage with my dad a named driver, last year.


Although... that was on a Triumph Spitfire 1500...!

Edited by Aar0sc on Thursday 27th September 16:24

I know nothing about these - are they a convertible?

If so, just saw a tidy one for less than £4k,

If so, if I could get my 17 year old daughter insured for less than £1k that would be doable.

Yes, and mine was £1,300

[MichaelAndrews]

v8250 said:

michael, if you've yet to secure insurance at a sensible price try these guys

https://www.hertsinsurance.com/youngdrivers.php

as previously mentioned, do call them rather than using the online calculator. good luck.

i will try ringing them. i did an online quote which came to £7000!!!!!!!!!! but i am still to find a decent price and i have been trying for weeks now. when i bought the car i was eligible for some classic policies but they seem to have closed the loophole and normal quotes tend to be ridiculas

[MichaelAndrews]

//j17 said:

How about this...

1) The TSSC (Triumph Sports Six Club) have a rule that anyone on their insurance panel must offer insurance to young members at a reasonable price.
2) The TSSC doesn't just cover the Triumph models but also Triumph-based specials.
3) A '78 Midget should have the Triumph 1500cc engine I think.

So could you join the TSSC and insure the Midget through the club as a Triumph-based special?

i can't do the midget through this and two of the companies said no for a 1300 spitfire. im going to try the last on which is peter james

[Coco H]

I am staggered. Absolutely at the cost of insurance for young drivers. I thought my impreza was expensive to insure. My Midget is cheap to insure. I may be middle aged but its less than half the cost of the diesel peugeot we have. Sorry I have no suggestions.

[MichaelAndrews]

Coco H said:

I am staggered. Absolutely at the cost of insurance for young drivers. I thought my impreza was expensive to insure. My Midget is cheap to insure. I may be middle aged but its less than half the cost of the diesel peugeot we have. Sorry I have no suggestions.

i have just had a quote for £1950 for my midget and £1500 for a spitfire fully comp so things are looking good.
peter james gave me the quote.

[na]

I'm with Peter James so if you take it up please drive carefullly so that me premiums don't rise

[Agrispeed]

Aar0sc said:

johnfm said:

Aar0sc said:

£951 with Footman James for me as a 17 year old on limited mileage with my dad a named driver, last year.


Although... that was on a Triumph Spitfire 1500...!

Edited by Aar0sc on Thursday 27th September 16:24

I know nothing about these - are they a convertible?

If so, just saw a tidy one for less than £4k,

If so, if I could get my 17 year old daughter insured for less than £1k that would be doable.

Yes, and mine was £1,300

I think 1500s are cheaper than the MKIV and older as you will have to pay tax (post '72) and they have a slightly higher borkfactor than 1300s, however, they are still great motors! and good value for money, having many issues from the older models sorted out.

however, they have no power steering, the clutch is weighty and the breaks require effort to use! all in all its a car for people who want more than to just drive them and are happy to get oily... Also a spitfire, even a 1500 (with working suspension) cannot be driven like a modern car, they are not safe but any standard, and you do need sympathy and interest in it, not only driving but also maintenance.


Being me, I bought a dog of a MKIV spit' but a new rear wiring loom, head gasket, radiator, front brakes, hoses, cables and bits and pieces all added up to £500 max... not so bad really...

But, If she likes them and is prepared to look after it well, they, like most classics are very good fun, and you get a full experience of motoring, as well as IMO becoming a better driver, with certainly more mechanical sympathy (I can actually drive with one eye on the oil pressure gauge now... )

[onomatopoeia]

Coco H said:

I am staggered. Absolutely at the cost of insurance for young drivers.

Likewise, and to think I paid £280 TPF&T on my first car, an 1800 Marina. Before that my parents paid a £50 extra on their policy to add "any nominated driver" cover.

/old fart (43)

[Arthur Daley]

I assume you have tried flux? Always had reasonable quotes on my classics and im youngish...

[Aar0sc]

Agrispeed said:

the clutch is weighty

Oh no it isn't!!!


But seriously, they're really quite lovely and light

[kiethton]

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