They want to see my personal life before being my client
Discussion
From your other thread:
There’s a checklist they’ll be following, probably outsourced, you’ll need to send or fax the statements if you want the job.
LunarOne said:
Since August last year, I've been freelancing for a managed services provider, working on a few projects, working on average 2-3 days a week and invoicing directly.
As you’re presumably not able to provide payslips for the last three months they are checking bank records to confirm you weren’t in paid employment elsewhere and lying about your work history on the application. There’s a checklist they’ll be following, probably outsourced, you’ll need to send or fax the statements if you want the job.
Edited by essayer on Saturday 12th June 09:59
Taita said:
Just as a minor point, intercepting emails on the wire in the fashion you describe is not a thing.
Depending on config, it can be. Emails can be sent unencrypted and anyone with a packet capture can read them. Within a well configured environment there should be no problem.
From an unknown account to an unknown account the OP is wise to be careful. Encryption and a key shared out of band would appear to be sensible.
Had a request for bank statements from a bank I had secured a contract with 2 years ago, on the basis I had a longer than 3 month gap on my CV. For that 4 months I had been out of work , they wanted statements covering it, giving some old tosh about counter terrorism requirements. No idea . I asked what they needed them for and they said checking for payments. Payments in? Yes. Ok so I redacted every payment out and who it was too, leaving only the balance and payments in (so you could total them up and see I hadn't redacted any payments in). I sent them in that way without asking and they didn't bother arguing about it.
LunarOne said:
Austin_Metro said:
Have they actually said why they need this? (Sorry if I missed it)
They won’t say why they need it!AS to the person who says the Mortgage lender wants this. Yes, they may be lending you hundreds of thousands of pounds, a bit different to a client/contractor relationship.
Sound strange to me. When I worked at the police as a Strawberry I went through SC clearing, but then the police did their own thing on top. One was a financial declaration, but it was all done on a form they never asked to see statements. The questions on the form weren't looking for massive detail either.
Regardless, your choice is easy. Show them the statements and take the role, tell them no to the statements and see what they do, of tell them to stick the job where the sun don't shine.
Regardless, your choice is easy. Show them the statements and take the role, tell them no to the statements and see what they do, of tell them to stick the job where the sun don't shine.
I worked in an FCA regulated organisation (as a permanent employee) and bank statements were requested as standard prior to them making a job offer. Contracting is different and I'm not sure if they asked contractors to provide bank statements too but I'd assume so. I don't think you're going to gain anything trying to change their process, your best bet is to either accept it as part of the process or look for another job.
Mr E said:
Taita said:
Just as a minor point, intercepting emails on the wire in the fashion you describe is not a thing.
Depending on config, it can be. Emails can be sent unencrypted and anyone with a packet capture can read them. Within a well configured environment there should be no problem.
From an unknown account to an unknown account the OP is wise to be careful. Encryption and a key shared out of band would appear to be sensible.
Agree with encrypt / key thing but pop3 is not flying around the Internet as much as the old days. Especially not from any mainstream email provider.
hajaba123 said:
It’s to look for evidence of financial pressure, gambling, etc etc that could give you a motive to misbehave. I wouldn’t worry about it
This, plus you may need to sign something around purchase and sale of stocks and shares. For instance my employer won’t let me race in options, CFDs, etc.When we applied to be foster carers, the council wanted to see 3 months statements as well - in that case I’m guessing it came down to whether you wanted to foster to help children, or was it just for the money.
Edited by hepy on Saturday 12th June 20:54
Scabutz said:
Sound strange to me. When I worked at the police as a Strawberry I went through SC clearing, but then the police did their own thing on top. One was a financial declaration, but it was all done on a form they never asked to see statements. The questions on the form weren't looking for massive detail either.
Regardless, your choice is easy. Show them the statements and take the role, tell them no to the statements and see what they do, of tell them to stick the job where the sun don't shine.
Regardless, your choice is easy. Show them the statements and take the role, tell them no to the statements and see what they do, of tell them to stick the job where the sun don't shine.
Taita said:
It would be EXTREMELY abnormal for any modern email setup to be like that.
Agree with encrypt / key thing but pop3 is not flying around the Internet as much as the old days. Especially not from any mainstream email provider.
Agreed. But unless you know otherwise, I presume comms paths are insecure. Agree with encrypt / key thing but pop3 is not flying around the Internet as much as the old days. Especially not from any mainstream email provider.
hajaba123 said:
It’s to look for evidence of financial pressure, gambling, etc etc that could give you a motive to misbehave. I wouldn’t worry about it
Exactly this. You either want the job or you don’t. If you do send them in, if the small chance of being scammed is more important walk away. Your choice and not a tough one
Maybe consider getting a second bank account in the future.
I find it handy to have a few. When asked for such things they see a very blank looking statement with a few gym Netflix and phone debits and whatnot.
It’s also handy for when bank systems are down which happens from time to time.
I find it handy to have a few. When asked for such things they see a very blank looking statement with a few gym Netflix and phone debits and whatnot.
It’s also handy for when bank systems are down which happens from time to time.
vindaloo79 said:
Maybe consider getting a second bank account in the future.
I find it handy to have a few. When asked for such things they see a very blank looking statement with a few gym Netflix and phone debits and whatnot.
It’s also handy for when bank systems are down which happens from time to time.
And a transfer from your wages into another account. Bank accounts with very few transactions won’t help your cause in a vetting process like this. I find it handy to have a few. When asked for such things they see a very blank looking statement with a few gym Netflix and phone debits and whatnot.
It’s also handy for when bank systems are down which happens from time to time.
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