Unbelievably quick theft!
Discussion
Yesterday I lost my wallet. I last saw it at approximately 12:45. When I realised at about 13:30 I didn't have it I checked the app on my phone to see about freezing my cards.
£900 gone in 30 minutes! I can't believe that some thieving git could stumble upon my card and then spend £900 before I realised it was gone!!!
Anyway, I rang the bank and blocked the cards and then had a look at the pending transactions. The first was a test purchase of £10 then a number of other purchases totaling the £900 all made to b365. I did a bit of googling and it transpires that b365 is the transaction code for Bet365.com. I rang them up and explained the situation and they confirmed that deposits in my name had been made and with my card. They couldn't tell me anymore because of data protection blah blah.
They did tell me that the money if withdrawn would have to go back on the same card as it came from and that they would freeze the account the money was deposited to so hopefully I will see it again. If not I hope the bank will sort it out.
Unbelievable!
£900 gone in 30 minutes! I can't believe that some thieving git could stumble upon my card and then spend £900 before I realised it was gone!!!
Anyway, I rang the bank and blocked the cards and then had a look at the pending transactions. The first was a test purchase of £10 then a number of other purchases totaling the £900 all made to b365. I did a bit of googling and it transpires that b365 is the transaction code for Bet365.com. I rang them up and explained the situation and they confirmed that deposits in my name had been made and with my card. They couldn't tell me anymore because of data protection blah blah.
They did tell me that the money if withdrawn would have to go back on the same card as it came from and that they would freeze the account the money was deposited to so hopefully I will see it again. If not I hope the bank will sort it out.
Unbelievable!
You sure you lost the wallet and it wasnt stolen from you? I dealt with dozens similar to this over the years and nine times out of ten the wallet/purse/bag had actually been stolen and not lost as initially assumed.
Edited by Bigends on Friday 27th April 09:46
Edited by Bigends on Friday 27th April 09:48
Bigends said:
You sure you lost the wallet and it wasnt stolen from you? I dealt with dozens similar to this over the years and nine times out of ten the wallet/purse/bag had actually been stolen and not lost as initially assumed.
Do cops not try and persuade you the wallet or card was lost as opposed to stolen for less paperwork by not criming it? Edited by Bigends on Friday 27th April 09:46
Edited by Bigends on Friday 27th April 09:48
mgv8 said:
I take it they did not have your address?
If so shows how many places are not checking full details before taking payment.
What's the odds the wallet also contained a driving licence photocard, and/or something else with address...?If so shows how many places are not checking full details before taking payment.
<rummages through own wallet>
I'm quite surprised to find my address only on two things.
Love it. Exact same thing happened to a girl at work , she had £600 taken by Ladbrooks she also “won” I don’t know if she just got her £600 back or the winnings too (won £250) ! I’m not sure what the scam is as the money goes back onto the card the bet was placed with so how does the thief get his ill gotten gains ?
I went through the entrance to Bank tube station, pinged the barrier to pay and got on the first train within 2 mins to Waterloo on the Waterloo & City line.
On the train, I realised my card wallet with 2 cards had been stolen or dropped by me (more likely). It is a 5-10 min underground journey max. I canceled the cards on the relative apps immediately I had reception.
In the time, same as the op, small test payment of £0.89 then £30, £28, £19 to the c.£300 max on one card and c.£150+ on the other. Whilst I was canceling the cards I was getting text after text saying "you have just been debited, you have just been debited...
Mobile phone top-up vouchers, spirits and a train ticket to Harlow.
Next day once all cards were canceled the cards were tried again and again and again and randomly for weeks. The card guys had canceled them but told me the people who have the cards sell them to other scum for a few ££'s a time and say they work. From scum to scum to scum....
Touch technology is great until you lose a card/s...
On the train, I realised my card wallet with 2 cards had been stolen or dropped by me (more likely). It is a 5-10 min underground journey max. I canceled the cards on the relative apps immediately I had reception.
In the time, same as the op, small test payment of £0.89 then £30, £28, £19 to the c.£300 max on one card and c.£150+ on the other. Whilst I was canceling the cards I was getting text after text saying "you have just been debited, you have just been debited...
Mobile phone top-up vouchers, spirits and a train ticket to Harlow.
Next day once all cards were canceled the cards were tried again and again and again and randomly for weeks. The card guys had canceled them but told me the people who have the cards sell them to other scum for a few ££'s a time and say they work. From scum to scum to scum....
Touch technology is great until you lose a card/s...
Edited by 7795 on Friday 27th April 20:03
Jasandjules said:
7795 said:
Touch technology is great until you lose a card/s...
As Frankie Boyle said, one day you will lose your cards and need new eyes and fingers..........Card fraud peoples attitudes were along the lines of yer, it happens all the time...meh!
matjk said:
Exact same thing happened to a girl at work , she had £600 taken by Ladbrooks she also “won” I don’t know if she just got her £600 back or the winnings too (won £250) ! I’m not sure what the scam is as the money goes back onto the card the bet was placed with so how does the thief get his ill gotten gains ?
Not saying this is what they were upto but very likely. Theifs may be laying the bets they have placed with the stolen funds on a betting exchange. so betting on say team A to win, then betting against team A to win. so regardless of the outcome, you would end up with roughly the same amount. If the bookie bet loses, they make the money at the exchange and the have a non traceable amount appearing like a normal betting exchange bet and the money is transferred with no link to the victim.
The issue with this would be if the bookie bet wins and you end up with a huge amount at the bookie, the theif could lose his "own" cash at the exchange and it goes into a bookies account. theif would then need to place more bets to get the money over to the exchange, a run of bad luck and you could end up with thousands at the bookie, bookie gets note that its dodgy money and locks the account and if the account is not operated by the person its registered too, they can seize funds for duplicate/fraudulent accounts.
pretty common with some russian money and general money laundering. Some betfair accounts were hacked a while back where hackers made ridiculous prices on betting exchanges, then this money on the exchange was taken by the money laundering accounts, betfair just stepped back and went sorry not our problem, despite seeing all the transactions.
bookies/casinos for years now have to KYC checks and funds have to go back to the deposit method. even if you had a paypal and debit card linked to an account. if you deposit with bank card, it cant be withdrawn to your paypal account etc.
I addition to scraping the number off of the rear, I create a fictitious contact in my phone contacts which contains the pin and the number on the back of the card. Then if you forget either it's easy for you to recover the numbers from your phone. A thief even with your phone would have no idea what to look for.
stevensdrs said:
I addition to scraping the number off of the rear, I create a fictitious contact in my phone contacts which contains the pin and the number on the back of the card. Then if you forget either it's easy for you to recover the numbers from your phone. A thief even with your phone would have no idea what to look for.
That's what I do.7795 said:
I
Touch technology is great until you lose a card/s...
Yes indeed.... I had this recently too. I must have dropped my card at Waterloo when digging out my season ticket. I know precisely when I was at Waterloo (as commuters do). My card was being used with 5 minutes of being dropped - the bank stopped it almost immediately, but even so, £80 had been run up, which was all refunded.Touch technology is great until you lose a card/s...
I asked the bank how they knew to do this and apparently very few people make multiple purchases, within minutes, at different outlets on their card - the card was flagged immediately.
As it was all food (Pret a Manger etc) I didn't feel too bad about it as I assume I fed someone who was hungry.
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