Boris Johnson- Prime Minister (Vol. 5)

Boris Johnson- Prime Minister (Vol. 5)

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Red 4

10,744 posts

187 months

Wednesday 28th October 2020
quotequote all
Murph7355 said:
Red 4 said:
Yep, you're right. There are also more losers than winners under this new "levelling up, everyone gets the same" new State Pension iirc.

For example, my next door neighbour, a former Lieutenant Commander in the Royal Navy gets in excess of £200 per week on his state pension.
Now, he served his time and paid his NI but even if I pay the max in NI, I'm only going to get about £155 (ish).

Seems like progress. Not.
Is that just bog standard state pension rather than anything employment (within public service) related?

How old are they/you? And were you contracted out?

AIUI the rules on state pension are very formulaic, so there'll be a good reason why he gets £45 more than you do. I would guess there will also be people who weren't Lieutenant Commanders in the RN who will also get more than you do. Possibly even people you think are lower down the pecking order smile
He's in his 80's but that is just his state pension.

I'm 50 so nowhere near old enough to qualify for a state pension yet, you cheeky monkey.

My pension is similar to that of a Chief Superintendent. I was an Inspector. I'll leave you to ponder.

markyb_lcy

9,904 posts

62 months

Wednesday 28th October 2020
quotequote all
Red 4 said:
Murph7355 said:
Red 4 said:
Yep, you're right. There are also more losers than winners under this new "levelling up, everyone gets the same" new State Pension iirc.

For example, my next door neighbour, a former Lieutenant Commander in the Royal Navy gets in excess of £200 per week on his state pension.
Now, he served his time and paid his NI but even if I pay the max in NI, I'm only going to get about £155 (ish).

Seems like progress. Not.
Is that just bog standard state pension rather than anything employment (within public service) related?

How old are they/you? And were you contracted out?

AIUI the rules on state pension are very formulaic, so there'll be a good reason why he gets £45 more than you do. I would guess there will also be people who weren't Lieutenant Commanders in the RN who will also get more than you do. Possibly even people you think are lower down the pecking order smile
He's in his 80's but that is just his state pension.

I'm 50 so nowhere near old enough to qualify for a state pension yet, you cheeky monkey.

My pension is similar to that of a Chief Superintendent. I was an Inspector. I'll leave you to ponder.
At this stage, Red 4, I know more about your bloody pension than my own rofl

Tuna

19,930 posts

284 months

Wednesday 28th October 2020
quotequote all
bhstewie said:
It's an interesting thought experiment if you stuck a few food vouchers in his pocket and changed the voice a bit whether the simpering adulation unrelenting disdain would be the same.

Suspect we both know the answer to that one whistle
Works both ways, I suspect... wink

Trying to think who on this thread has shown "simpering adulation".. a couple of posters perhaps?

Red 4

10,744 posts

187 months

Wednesday 28th October 2020
quotequote all
Tuna said:
Trying to think who on this thread has shown "simpering adulation".. a couple of posters perhaps?
Crackie said he " Loves me to bits". Does that count ?

I printed it off, stuck it an illuminated picture frame and nailed it to my bedroom wall where it now takes pride of place.

I sometimes wake in the wee small hours and admire it. It gives me an immense feeling of fulfillment, happiness and joy.

Love you too, Crackie. Feel free to do the same.

Murph7355

37,683 posts

256 months

Wednesday 28th October 2020
quotequote all
Crackie said:
Some newer ( 2015-2016 ) OECD data, with a better 'relative' view, here

Ta.

Do the French and German govts pay for kids meals during the holidays?

Or any of the others in the same broad group (let's say the 11%ers)....

(Be interesting. Not suggesting you know smile).

Murph7355

37,683 posts

256 months

Wednesday 28th October 2020
quotequote all
Red 4 said:
He's in his 80's but that is just his state pension.

I'm 50 so nowhere near old enough to qualify for a state pension yet, you cheeky monkey.

My pension is similar to that of a Chief Superintendent. I was an Inspector. I'll leave you to ponder.
People born before 1951 had additional pension options from what I saw on the govt website.

I think you and I are amongst the first generation for whom the state pension will be worth fq all and that opting out was the best move...

Red 4

10,744 posts

187 months

Wednesday 28th October 2020
quotequote all
Murph7355 said:
Red 4 said:
He's in his 80's but that is just his state pension.

I'm 50 so nowhere near old enough to qualify for a state pension yet, you cheeky monkey.

My pension is similar to that of a Chief Superintendent. I was an Inspector. I'll leave you to ponder.
People born before 1951 had additional pension options from what I saw on the govt website.

I think you and I are amongst the first generation for whom the state pension will be worth fq all and that opting out was the best move...
I'm not sure about the opting out part TBH, Murph. That's fine if you put your SERPS into a private pension but it's complicated.
You may still have a shortfall on the new state pension because your contributions are reduced because you opted out.
35 years NI contributions are now required for a full state pension. It was 30

All public sector were opted out as part of their occupational schemes.They were opted "back in" automatically in 2014 iirc.

I know I've got a shortfall on my State Pension but my circumstances are a bit unusual and I retired early.
I'm going to need to make that up and it's going to cost me.

PS. My Lt CDR ex RN neighbour whinges about his State Pension because his mate gets even more. These old blokes don't know how lucky they are.


Edited by Red 4 on Wednesday 28th October 19:48

Crackie

6,386 posts

242 months

Wednesday 28th October 2020
quotequote all
Murph7355 said:
Crackie said:
Some newer ( 2015-2016 ) OECD data, with a better 'relative' view, here

Ta.

Do the French and German govts pay for kids meals during the holidays?

Or any of the others in the same broad group (let's say the 11%ers)....

(Be interesting. Not suggesting you know smile).
Not sure whether they pay for meals during holidays but France have performed better than the UK. Germany have been pretty poor with a 3.1% increase.

---------------- 2011 --------------- 2015/16

France -------10.8% -------------- 11.3%

UK ------------ 9.5% ---------------- 11.8%

Germany -----8.1% ---------------11.2%

sim72

4,945 posts

134 months

Wednesday 28th October 2020
quotequote all
Murph7355 said:
Ta.

Do the French and German govts pay for kids meals during the holidays?

Or any of the others in the same broad group (let's say the 11%ers)....

(Be interesting. Not suggesting you know smile).
Don't know about Germany, but in France the Govt pays 50% of the cost of everyone's school meals, and the parental contribution is on a sliding scale from the remaining 50% to zero.

Sway

26,250 posts

194 months

Wednesday 28th October 2020
quotequote all
sim72 said:
Murph7355 said:
Ta.

Do the French and German govts pay for kids meals during the holidays?

Or any of the others in the same broad group (let's say the 11%ers)....

(Be interesting. Not suggesting you know smile).
Don't know about Germany, but in France the Govt pays 50% of the cost of everyone's school meals, and the parental contribution is on a sliding scale from the remaining 50% to zero.
Do they do anything during the school holidays?

Carl_Manchester

12,157 posts

262 months

Wednesday 28th October 2020
quotequote all
markyb_lcy said:
Yea I’m sure people want to pay all their lives for services via taxation, only to have them pulled away when they most need them.
And this kind of response proves my position which is: you can't have your cake and eat it. Conservatism accepts this tension as de-facto and compromises, Socialism ignores it and then leaves the bill for the young to pay when it all falls to pieces.

sim72

4,945 posts

134 months

Wednesday 28th October 2020
quotequote all
Sway said:
sim72 said:
Murph7355 said:
Ta.

Do the French and German govts pay for kids meals during the holidays?

Or any of the others in the same broad group (let's say the 11%ers)....

(Be interesting. Not suggesting you know smile).
Don't know about Germany, but in France the Govt pays 50% of the cost of everyone's school meals, and the parental contribution is on a sliding scale from the remaining 50% to zero.
Do they do anything during the school holidays?
Pre-COVID I assume not. Now? Not sure.

Which would be a bigger difference in France, as their school meals are whopping great three-course jobs designed so that parents are less required to cook a main meal in the evening.

markyb_lcy

9,904 posts

62 months

Wednesday 28th October 2020
quotequote all
Carl_Manchester said:
markyb_lcy said:
Yea I’m sure people want to pay all their lives for services via taxation, only to have them pulled away when they most need them.
And this kind of response proves my position which is: you can't have your cake and eat it. Conservatism accepts this tension as de-facto and compromises, Socialism ignores it and then leaves the bill for the young to pay when it all falls to pieces.
It was an off-the-cuff comment, not to be taken wholly seriously, though I must say on a personal level if I make 65 and the NHS tells me after paying all my life that I don’t deserve to have treatment and care, then I’d be pretty pissed off.

Our healthcare system should be properly funded and resourced to care for all our citizens. Clearly though there is a point where trying to save life is attempting to cheat the system, and I accept there’s limits.

Btw which category does the current Johnson govt fall into in your binary socialism/conservatism characterisation? Hard to place them as prioritising the young over the old given current policy, wouldn’t ya say?

Red 4

10,744 posts

187 months

Wednesday 28th October 2020
quotequote all
markyb_lcy said:
Carl_Manchester said:
markyb_lcy said:
Yea I’m sure people want to pay all their lives for services via taxation, only to have them pulled away when they most need them.
And this kind of response proves my position which is: you can't have your cake and eat it. Conservatism accepts this tension as de-facto and compromises, Socialism ignores it and then leaves the bill for the young to pay when it all falls to pieces.
It was an off-the-cuff comment, not to be taken wholly seriously, though I must say on a personal level if I make 65 and the NHS tells me after paying all my life that I don’t deserve to have treatment and care, then I’d be pretty pissed off.

Our healthcare system should be properly funded and resourced to care for all our citizens. Clearly though there is a point where trying to save life is attempting to cheat the system, and I accept there’s limits.
Carl's original point was to take state pension money away from the oldies and redistribute it amongst those of working age and children.

That doesn't have anything to do with who is paying the bill but it's a nice diversion from the original point.

The UK State Pension is comparable to Mexico. In other words it's crap. I'm not sure how much crapper Carl would like to make it.

https://www.ftadviser.com/pensions/2018/02/13/uk-s...

markyb_lcy

9,904 posts

62 months

Wednesday 28th October 2020
quotequote all
Red 4 said:
markyb_lcy said:
Carl_Manchester said:
markyb_lcy said:
Yea I’m sure people want to pay all their lives for services via taxation, only to have them pulled away when they most need them.
And this kind of response proves my position which is: you can't have your cake and eat it. Conservatism accepts this tension as de-facto and compromises, Socialism ignores it and then leaves the bill for the young to pay when it all falls to pieces.
It was an off-the-cuff comment, not to be taken wholly seriously, though I must say on a personal level if I make 65 and the NHS tells me after paying all my life that I don’t deserve to have treatment and care, then I’d be pretty pissed off.

Our healthcare system should be properly funded and resourced to care for all our citizens. Clearly though there is a point where trying to save life is attempting to cheat the system, and I accept there’s limits.
Carl's original point was to take state pension money away from the oldies and redistribute it amongst those of working age and children.

That doesn't have anything to do with who is paying the bill but it's a nice diversion from the original point.

The UK State Pension is comparable to Mexico. In other words it's crap. I'm not sure how much crapper Carl would like to make it.

https://www.ftadviser.com/pensions/2018/02/13/uk-s...
Yep, I gave up on the state pension donkeys ago and had been contributing into different pensions which came with employment. A few years back I consolidated them into a SIPP. Covid has wiped a fair chunk out of that.

By the time I come to draw the state pension I’ll be surprised if it stretches to a tin of beans an loaf of bread per week.

Red 4

10,744 posts

187 months

Wednesday 28th October 2020
quotequote all
markyb_lcy said:
Yep, I gave up on the state pension donkeys ago and had been contributing into different pensions which came with employment. A few years back I consolidated them into a SIPP. Covid has wiped a fair chunk out of that.

By the time I come to draw the state pension I’ll be surprised if it stretches to a tin of beans an loaf of bread per week.
It's worrying. Pension companies invest significantly in commercial property.
If Covid changes the landscape of how and where we work and those big, swanky offices in cities are largely empty then guess who the hit will be passed on to.

Maybe things will return to normal of maybe they never will.
Covid has some real knock-on effects. I hope your pension recovers along with the economy but these are certainly uncertain times.

bitchstewie

51,099 posts

210 months

Thursday 29th October 2020
quotequote all
Not sure this will get anywhere but interesting nonetheless.

Legal action taken against PM over refusal to investigate Kremlin meddling

Alucidnation

16,810 posts

170 months

Thursday 29th October 2020
quotequote all
bhstewie said:
Not sure this will get anywhere but interesting nonetheless.

Legal action taken against PM over refusal to investigate Kremlin meddling
Have you taken over from Ivan?

hehe

Vanden Saab

14,011 posts

74 months

Thursday 29th October 2020
quotequote all
bhstewie said:
Not sure this will get anywhere but interesting nonetheless.

Legal action taken against PM over refusal to investigate Kremlin meddling
Alyn Smith. Is that the same Alyn Smith who had to give the Brexit Party a large sum of money which allegedly was paid for from the 'ringfenced' second referendum crowdfunding the SNP raised, for false money laundering claims he made?
The only interesting thing about it is that it shows the lengths butt hurt rejoiners will go to in their efforts to be proved right all along.

turbobloke

103,862 posts

260 months

Thursday 29th October 2020
quotequote all
Vanden Saab said:
Alyn Smith. Is that the same Alyn Smith who had to give the Brexit Party a large sum of money which allegedly was paid for from the 'ringfenced' second referendum crowdfunding the SNP raised, for false money laundering claims he made?
The only interesting thing about it is that it shows the lengths butt hurt rejoiners will go to in their efforts to be proved right all along.
Every straw gets grasped tightly.
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