House sold without owner's knolwedge

[Slow.Patrol]

popeyewhite said:

I think the solicitor should have established vendor identity. Surely that's part of their remit.

When we bought and sold recently, despite us knowing our solicitor personally, we still had to turn up to their office with our birth certificates, passports and two utility bills.

[oddman]

Hugo Stiglitz said:

They would have had to crime it as per NCRS. There's mens rea for someone knowingly taking title fraudulently and using fake Identity to gain a financial advantage.

There's nothing civil about it. So if it wasn't crimed and investigated properly then the Minister could go to the IOPC over it.

Maybe they were involved, I was busy when programme was on so may have missed the exact detail. What I did pick up is that it has definitely been adjudicated that the initial police response was wrong in law.

[Hugo Stiglitz]

And this is what is fishy. There's clear fraud on at least the person who took title and then allegedly sold the house...

Did they really sell it? What ID was used etc.

[popeyewhite]

Slow.Patrol said:

popeyewhite said:

I think the solicitor should have established vendor identity. Surely that's part of their remit.

When we bought and sold recently, despite us knowing our solicitor personally, we still had to turn up to their office with our birth certificates, passports and two utility bills.

Sure. I'm selling my mum's house right now and had to do the same (family solicitor!) as well as copies of financial POA.

[VR99]

Mr Pointy said:

blueg33 said:

If there was no mortgage its probably quite easy to do with a fake ID.

Make me wonder if its worth having a small mortgage as they would have a charge over the property and provide an extra hurdle.

As I'm sure you know you can set up email alerts from the Land Registry that will flag any activity on a property title.

This is exactly what I have done...slightly more paranoid/OCD so setup the alerts and every 6 months receive a notification to confirm there has been no activity.
However that assumes the control and checks the registry perform are actually effective......questionable but at least provides some comfort.

[V8 Stang]

popeyewhite said:

Slow.Patrol said:

popeyewhite said:

I think the solicitor should have established vendor identity. Surely that's part of their remit.

When we bought and sold recently, despite us knowing our solicitor personally, we still had to turn up to their office with our birth certificates, passports and two utility bills.

Sure. I'm selling my mum's house right now and had to do the same (family solicitor!) as well as copies of financial POA.

I bought and sold recently, and the solicitor verified my identity via an APP!

[leef44]

V8 Stang said:

popeyewhite said:

Slow.Patrol said:

popeyewhite said:

I think the solicitor should have established vendor identity. Surely that's part of their remit.

When we bought and sold recently, despite us knowing our solicitor personally, we still had to turn up to their office with our birth certificates, passports and two utility bills.

Sure. I'm selling my mum's house right now and had to do the same (family solicitor!) as well as copies of financial POA.

I bought and sold recently, and the solicitor verified my identity via an APP!

Same here but the App was checking the chip in my passport so that is difficult to fake.

[poo at Paul's]

How on earth can this happen?…oh, Luton, got it.

[Wings]

Mr Pointy said:

As I'm sure you know you can set up email alerts from the Land Registry that will flag any activity on a property title.

^^^^Agree, and a must for all residential landlords to do.

[popeyewhite]

leef44 said:

V8 Stang said:

popeyewhite said:

Slow.Patrol said:

popeyewhite said:

I think the solicitor should have established vendor identity. Surely that's part of their remit.

When we bought and sold recently, despite us knowing our solicitor personally, we still had to turn up to their office with our birth certificates, passports and two utility bills.

Sure. I'm selling my mum's house right now and had to do the same (family solicitor!) as well as copies of financial POA.

I bought and sold recently, and the solicitor verified my identity via an APP!

Same here but the App was checking the chip in my passport so that is difficult to fake.

Hmm an app wasn't even mentioned to me. Not sure I'd have been completely happy with a solicitor who settled for a single point of verification (isn't that how fraudsters get in?)