Can a bank transfer be reversed
Discussion
Hello
I recently sold something online and the buyer paid with bank transfer. I accurately described the items and he is now calling me back all the time. I've just ignored the calls.
I have no intention of speaking to him and wondered if there was a way he could reserve the payment ? I don't want to be out of pocket or anything,
I recently sold something online and the buyer paid with bank transfer. I accurately described the items and he is now calling me back all the time. I've just ignored the calls.
I have no intention of speaking to him and wondered if there was a way he could reserve the payment ? I don't want to be out of pocket or anything,
Shore said:
Hello
I recently sold something online and the buyer paid with bank transfer. I accurately described the items and he is now calling me back all the time. I've just ignored the calls.
I have no intention of speaking to him and wondered if there was a way he could reserve the payment ? I don't want to be out of pocket or anything,
Maybe he wants to order moreI recently sold something online and the buyer paid with bank transfer. I accurately described the items and he is now calling me back all the time. I've just ignored the calls.
I have no intention of speaking to him and wondered if there was a way he could reserve the payment ? I don't want to be out of pocket or anything,
Shore said:
Hello
I recently sold something online and the buyer paid with bank transfer. I accurately described the items and he is now calling me back all the time. I've just ignored the calls.
I have no intention of speaking to him and wondered if there was a way he could reserve the payment ? I don't want to be out of pocket or anything,
Yes I recently sold something online and the buyer paid with bank transfer. I accurately described the items and he is now calling me back all the time. I've just ignored the calls.
I have no intention of speaking to him and wondered if there was a way he could reserve the payment ? I don't want to be out of pocket or anything,
red_slr said:
I was always under the impression that BACS / CHAPS cant be reversed easily.
As for getting his £70 back off you his best bet is money claim online so expect something in the post!
CHAPS can't.As for getting his £70 back off you his best bet is money claim online so expect something in the post!
You can do a BACS recall in the window between you submitting the BACS file and the bank's cutoff date, but that would happen before the money leaves the payer's account and hits the Payee account.
SantaBarbara said:
Salary payments CAN be reversed in certain circumstances
Not once they've hit your account, they can't.If you need to recall a payment after the various cutoff times the sending bank will tell you to contact the receiving bank. The receiving bank may be inclined to write to the recipient asking for their authorisation to repay.
Countdown said:
Not once they've hit your account, they can't.
If you need to recall a payment after the various cutoff times the sending bank will tell you to contact the receiving bank. The receiving bank may be inclined to write to the recipient asking for their authorisation to repay.
You are wrong Countdown If you need to recall a payment after the various cutoff times the sending bank will tell you to contact the receiving bank. The receiving bank may be inclined to write to the recipient asking for their authorisation to repay.
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