Barclays Premier Account - experiences?

[g3org3y]

Thank you for the replies. All sounds quite positive. I'll pass on the info. Cheers.

[mosp]

I have one of these accounts, does not cost anything and I got a free ice cream from thorntons last time I went shopping. From that point on I base all decisions on financial products on how much ice cream they give me.

[ladderino]

I think it's actually one of the best out of all the 'Premier' accounts - reason being is that it gives you the useful banking things that you don't get with normal current accounts like increased ATM and on-line banking limits without charge (both very useful when buying a house). If you want all the stuff that comes with the other Premier accounts, you can add this on as an option - I don't, so I haven't.

All of the others seem to chuck this in and want you to pay a monthly fee, without any ability to opt out.

[craigjm]

The premier accounts from Barclays and HSBC are ok and have no fee attached just strings that you have to earn a certain amount and / or have a decent investment ability. Banks only really start caring about you when you become eligible for private banking though.

[skeeterm5]

You get a cool black connect card

[kurt535]

i told barclay to poke it and joined nationwide building society. i even have a branch phone number to call now as well. cannot fault them..anyway....

barclays took a monthly fee from me which i questioned as i had a very decent sum sitting with them. never got a response. additionally,

phone call system is chaos
personal bankers are chocolate fireguards


overall, glad i dumped them

[g3org3y]

mosp said:

I have one of these accounts, does not cost anything and I got a free ice cream from thorntons last time I went shopping. From that point on I base all decisions on financial products on how much ice cream they give me.

I'm going to have to work harder if these are the benefits 'the other half' enjoy.

craigjm said:

The premier accounts from Barclays and HSBC are ok and have no fee attached just strings that you have to earn a certain amount and / or have a decent investment ability. Banks only really start caring about you when you become eligible for private banking though.

Yes 75k+ salary or 100k+ in savings/investments from my google searching.

Wouldn't put it past my colleague to have mentioned the Premier Account with the ulterior motive of me finding this out.

kurt535 said:

barclays took a monthly fee from me which i questioned as i had a very decent sum sitting with them. never got a response. additionally,

I believe this is a free service.

[craigjm]

g3org3y said:

craigjm said:

The premier accounts from Barclays and HSBC are ok and have no fee attached just strings that you have to earn a certain amount and / or have a decent investment ability. Banks only really start caring about you when you become eligible for private banking though.

Yes 75k+ salary or 100k+ in savings/investments from my google searching.

Wouldn't put it past my colleague to have mentioned the Premier Account with the ulterior motive of me finding this out.

Possibly... I see no other reason to mention it. You would probably have 100k in savings without all the shoes etc

[John Laverick]

wormus said:

I have it too. Cost £3 per month but I get £8 back in rewards. Basically if you use their services you get money back for being a good customer. No real down sides from what I can see and you get a free £1000 overdraft (no charges), you can also draw up to £1000 per day from the hole in the wall.

That's Blue Rewards not Premier.

I have a Premier account .... there are a few perks but I've never used any of them.

[ISO51200]

I met the qualifying criteria so they upgraded me about 6 months ago.

I have a monthly unsolicited phone call from them asking how I'm doing and checking my accounts to see if there is anything they can do for me, its all a bit tedious.

[anonymous-user]

The Barclays app says free mince pies every day @ patesserie Valerie (alongside the free coffee)
But the one near my workplace state the mince pies are only on Fridays.
Who is right?
Outrageous

[Yidwann]

I have this account also.... no fee's just a few perks and I have to be honest I have been pretty impressed with everything they have done with me so far, I don't have that much interaction with them though, yet to pass a Pattiserie Vallery too for my free Coffee? Do you just show your card?

Alas the other thing, I meet none of the criteria to get this for free, which as you can imagine, I haven't questioned. I have been with Barclays for 20 years, maybe its a loyalty thing!

[anonymous-user]

Yes, if you get the rewards app. Press the redeem reward bottom & your card appears on screen.
Just show it to them for the free coffee & mince pie maybe...
They look for the timer counting on the card on display, to stop scammers just showing a generic screen shot !

[FrankAbagnale]

It does say coffee and mince pie every day, up until the 22nd I think?!

Being a powerfully built company director you should get your way.

[lukefreeman]

I like Steve, the banker who rings every other week (Just about).

The cashback is nice. Know PV near me, so no free coffee

[anonymous-user]

Jimboka said:

The Barclays app says free mince pies every day @ patesserie Valerie (alongside the free coffee)
But the one near my workplace state the mince pies are only on Fridays.
Who is right?
Outrageous

I asked for clarity via the PV website contact us form.
Barclays app is right.
They apologised & sounds like they gave the branch co concerned a rollicking as my polite question was treated as a complaint!)

[anonymous-user]

John Laverick said:

wormus said:

I have it too. Cost £3 per month but I get £8 back in rewards. Basically if you use their services you get money back for being a good customer. No real down sides from what I can see and you get a free £1000 overdraft (no charges), you can also draw up to £1000 per day from the hole in the wall.

That's Blue Rewards not Premier.

I have a Premier account .... there are a few perks but I've never used any of them.

I was signed up for Blue Rewards when I moved over. Didn’t realise at the time. It’s £3 per month but bizarrely they give me £8 back so I don’t mind.