FTSE100 tracker

Author
Discussion

madbadger

11,563 posts

244 months

Thursday 12th April 2018
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bhstewie said:
madbadger said:
You would think a finance company could cope with fractions. My pension does every month. Same funding goes in and it buys whatever units it can that month.
These are treated the same as shares though so it's different to units.
Ok. Makes sense. smile

bitchstewie

51,196 posts

210 months

Saturday 14th April 2018
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I just checked my ISA opened in February and with a spread of purchases since then it's at -1.3%.

The funds and trusts I picked are global.

Interestingly I've not paid any attention to the FTSE100 but playing around with Trustnet if I'd put money in a tracker at the same approximate times that I made my purchases I'd be around +1.5% whilst if I'd put the money in a global tracker I'd be at around -2.5%.

Of course a couple of months is way too early to mean a thing but when you're new to this the whole geographical diversity and active v passive thing is fascinating.

gazza5

818 posts

105 months

Monday 16th April 2018
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So the book arrived can't remember if it was this thread or the 26yo investment ideas one.

Good holiday read no doubt in between playing in the pool.

I have also invested in FTSE100 - my first fund bought was FTSE 100 - then about 3 years ago, I started getting USA, Worldwide, Asia, South America (very small holding south america - quite volatile).

It is a mindfield, especially when you look at all the funds products avaliable, I use Hargreaves Lansdown (some hate some love).

Ari

Original Poster:

19,347 posts

215 months

Monday 16th April 2018
quotequote all
gazza5 said:
So the book arrived can't remember if it was this thread or the 26yo investment ideas one.

Good holiday read no doubt in between playing in the pool.

I have also invested in FTSE100 - my first fund bought was FTSE 100 - then about 3 years ago, I started getting USA, Worldwide, Asia, South America (very small holding south america - quite volatile).

It is a mindfield, especially when you look at all the funds products avaliable, I use Hargreaves Lansdown (some hate some love).
How are you doing?

Ari

Original Poster:

19,347 posts

215 months

Friday 27th April 2018
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My FTSE100 tracker loss is down to £72.50 (from a high, or low technically I suppose, of over £500) and the FTSE100 is climbing. If it keeps going, today could be the day I finally break even (although I won't find out until tomorrow because it seems to calculate and update the web site very early in the morning)!

FTSE All World is up 2.61%, so I'm £3.83 ahead on that one (bringing my loss down to £68.67).

Exciting times. biggrin

GregK2

1,660 posts

146 months

Friday 27th April 2018
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Could be in the black today? party

Badda

2,668 posts

82 months

Friday 27th April 2018
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Ari said:
My FTSE100 tracker loss is down to £72.50 (from a high, or low technically I suppose, of over £500) and the FTSE100 is climbing. If it keeps going, today could be the day I finally break even (although I won't find out until tomorrow because it seems to calculate and update the web site very early in the morning)!

FTSE All World is up 2.61%, so I'm £3.83 ahead on that one (bringing my loss down to £68.67).

Exciting times. biggrin
Any dividend yet?

Ari

Original Poster:

19,347 posts

215 months

Saturday 28th April 2018
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So close!

Personal rate of return -0.03%

Change -£7.79

Of course in reality there are dividends accruing (not much, but more than £7.79 I'd hope) so technically I am back in the black. Be nice to see it though.

My All World Tracker has made £6.35 on my £178.45, 2.62% in 15 days.

Long term, I know, but fascinating all the same.

Ari

Original Poster:

19,347 posts

215 months

Saturday 28th April 2018
quotequote all
Actually the All World result is a bit odd, given that yesterday it was showing 2.61% for £3.83... confused

bitchstewie

51,196 posts

210 months

Saturday 28th April 2018
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If it's any consolation last week I was £400 down and today I'm about £700 up on a mix of global and some specific funds and IT's.

Badda

2,668 posts

82 months

Saturday 28th April 2018
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Ari said:
Actually the All World result is a bit odd, given that yesterday it was showing 2.61% for £3.83... confused
I've got an All World in one basket that's £2-300 up and one in another that's £400 down and they were bought in the same month! It's been a funny year so far.

Ari

Original Poster:

19,347 posts

215 months

Saturday 28th April 2018
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I'm just not sure how the amount can double but the percentage stay virtually the same... confused

Badda

2,668 posts

82 months

Saturday 28th April 2018
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Ari said:
I'm just not sure how the amount can double but the percentage stay virtually the same... confused
Has it re-invested a dividend?

Ari

Original Poster:

19,347 posts

215 months

Saturday 28th April 2018
quotequote all
It says 'dividend schedule - quarterly', but I'm not sure when that's from (when I invested, or just every three months from the beginning of the year).

This is it: https://www.vanguardinvestor.co.uk/investments/van...

Ari

Original Poster:

19,347 posts

215 months

Monday 30th April 2018
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Ari said:
So close!

Personal rate of return -0.03%

Change -£7.79

Of course in reality there are dividends accruing (not much, but more than £7.79 I'd hope) so technically I am back in the black. Be nice to see it though.

My All World Tracker has made £6.35 on my £178.45, 2.62% in 15 days.

Long term, I know, but fascinating all the same.
I'm a pillock! Just had a look to see whether today's slight uplift had gone in yet and realised that actually, I'm already back in profit!

The £7.79 is a positive, not a negative, and the return is +0.03%

If I had brains I'd be dangerous... rolleyes

Anyway, jolly good news! Might all change tomorrow but it gives me a little more confidence that the swing works both ways.

xeny

4,308 posts

78 months

Tuesday 1st May 2018
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Ari said:
it gives me a little more confidence that the swing works both ways.
The next step is realising the best time to put money in is when it looks as if the swing is only the wrong way.

The final step is getting the mental strength to put money in at that point.

FredClogs

14,041 posts

161 months

Wednesday 2nd May 2018
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zubzob said:
Any predictions for the fste 100 in 5 years time?
It'll be up.



Or down.

Ari

Original Poster:

19,347 posts

215 months

Thursday 10th May 2018
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xeny said:
Ari said:
it gives me a little more confidence that the swing works both ways.
The next step is realising the best time to put money in is when it looks as if the swing is only the wrong way.

The final step is getting the mental strength to put money in at that point.
It was doing that in March that has helped me to recover from putting the bulk of it in at the peak (so far) in January.

Currently £155.20 up on the FTSE100 tracker, plus £9.22 up on the £178.45 that went into the World Tracker. Need to top that one up some more at some stage but it's been an expensive couple of months...

red_slr

17,228 posts

189 months

Friday 11th May 2018
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So where from here? Closing in on the high point again.

xeny

4,308 posts

78 months

Saturday 12th May 2018
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If I had to guess, bouncing around sideways over the summer and then continuing up in the late autumn or having a gently upwards summer and then a correction in the autumn.

There's lots of scope for "events dear boy events" though, between brexit non-negotiations pushing the exchange rate around (thinking from a FTSE 100 tracker perspective especially) and Trump/Iran.

Fortunately I don't have to guess.