Intelligent Money - your investment questions answered

[Gallons Per Mile]

C2Red said:

Mr Pointy said:

Gallons Per Mile said:

Woohoo, good news on WHSmith!

Now, where to invest it? PHE is looking somewhat discounted at the mo...

Really? Do you think the $ is going to strengthen against the £ again? The UK seems to have a fair bit of upward potential yet.

I'm really interested in this, makes a massive difference to us where our visitors come from, and how to transfer funds into the US timing wise.

No idea what's going to happen with exchange rates but it's currently cheaper to buy the same stocks than it was previously, and the stocks aren't suddenly worse than they were, when they were at a higher price IYSWIM. Hopefully the exchange rate works in our favour sometime soon, but I should probably look in to UK weighted funds too.

Julian, would you think UK funds could out-perform PHE in the short term, ie this new financial year?

[Burwood]

Ultimately there are two account holders. The ones who have their nest egg and ones who are still contributing. The ones still piling money in relative to the pot vs the pot of the non contributors.

[fiatpower]

Are any of the funds more heavily weighted towards the UK. Thinking it may be a good idea to branch into one of those alongside PHR and PHE

[Captain Raymond Holt]

Billy basics question...

Is there a field where I can view the total £ of my contributions? It looks like I have to add up the one offs and figure out how many DDs have been made, then tot them up

Cheers

[Taita]

Captain Raymond Holt said:

Billy basics question...

Is there a field where I can view the total £ of my contributions? It looks like I have to add up the one offs and figure out how many DDs have been made, then tot them up

Cheers

This is in the works I think, I asked for it a while back and Julian said they were on it

[Mr Pointy]

fiatpower said:

Are any of the funds more heavily weighted towards the UK. Thinking it may be a good idea to branch into one of those alongside PHR and PHE

The Facts Sheets for each fund are here & show the breakdown of asset allocation for each fund:

https://private-client.intelligentmoney.com/litera...

[Burwood]

The lads enjoying Delta Sky Club. is it a risk holding whilst these two rascals are on board.

Edited by Burwood on Wednesday 24th February 15:26

[Groat]

Does the ownership of a joint account automatically pass to the survivor if the other holder dies?

[anonymous-user]

Groat said:

Does the ownership of a joint account automatically pass to the survivor if the other holder dies?

I don't know but make sure it at least LOOKS like an accident.

[CoopsIM]

OpulentBob said:

Groat said:

Does the ownership of a joint account automatically pass to the survivor if the other holder dies?

I don't know but make sure it at least LOOKS like an accident.

What type of account are we talking about?

[Groat]

GIA

[Burwood]

Groat said:

GIA

Joint tenants then. You each have equal rights, so yes.

[Groat]

Good. Thanks.

Edited by Groat on Wednesday 24th February 16:00

[Burwood]

Groat said:

No freezing till court order etc (like joint bank accounts)?

Good. Thanks.

No. And joint bank accounts are NOT frozen either. Probate is not required because you both own all of the contents. Same with a joint mortgage, bank can go after the one party for the entire debt.

[Burwood]

Bad news Juian, Mowges and Jimmy started a 'bar fight' in Deltas lounge. To be fair the Bichon Frise was a pugnacious little st and deserved a good pawing. They slipped the airport police and are heading for the Duty Free to pick up some Cohiba's and 400 Lucky Strike. I'll keep you abreast

Almost forgot. They did pay their Bar bill with an IM credit card. So if you are wondering was the £9000 charge is for it was 18 bottles of Krug and a packet of pork scratchings

Edited by Burwood on Wednesday 24th February 16:12

[Simpo Two]

There's a book there. And a film.

Somewhere between Garfield and Blackadder I'd say.

[JonChalk]

I last looked at this thread two days ago & it was all sensible, mature financial stuff.

Back today and the fking cats are back! Gah!

[Burwood]

JonChalk said:

I last looked at this thread two days ago & it was all sensible, mature financial stuff.

Back today and the fking cats are back! Gah!

For a moment there I thought you really didn't like it.

[JonChalk]

Burwood said:

JonChalk said:

I last looked at this thread two days ago & it was all sensible, mature financial stuff.

Back today and the fking cats are back! Gah!

For a moment there I thought you really didn't like it.

[Insurancejon]

On my watch list of the current basket of shares in PHR we are up around 2.8% again today