Intelligent Money - your investment questions answered

[JulianPH]

Gallons Per Mile said:

Thanks Julian, I didn't know you could do a one -off DD too.

Speaking on behalf of everyone else on here, pleeeease create that glitch to add zeros instead, but stick in on our plan values

Morning mate

911pleb beat you to it! ^^^^

[Ron-ski]

JulianPH said:

We took it out of reverse gear and it was up 2.49% yesterday.

I can't think why we didn't do this before!

Can someone check mine please, my PH Recovery investment went in Thursday, but its still showing the same value, seems to be stuck in neutral.

[Stevil]

Ron-ski said:

Can someone check mine please, my PH Recovery investment went in Thursday, but its still showing the same value, seems to be stuck in neutral.

Think Julian says that you should see an update tomorrow morning to show any changes as it's still reflecting the closing price on Friday at the moment.

[Intelligent Money]

Ron-ski said:

Can someone check mine please, my PH Recovery investment went in Thursday, but its still showing the same value, seems to be stuck in neutral.

Hi Ron-ski,

It should update for you tomorrow around 10:00 a.m. If this doesn't happen please just drop me an e-mail, [e-mail] and I'll take a closer look for you.

Regards

Nik

[Mr Pointy]

I reckon to stop all the worrying the value updates should be pushed through once a week. Maybe show the Friday closing values on Monday morning.

[superlightr]

Mr Pointy said:

I reckon to stop all the worrying the value updates should be pushed through once a week. Maybe show the Friday closing values on Monday morning.

haha - nope - need my daily hit. Its hard enough with withdraw symptoms for Sunday and Monday.......

[Ron-ski]

Thanks for the reply Nik.

Mr Pointy said:

I reckon to stop all the worrying the value updates should be pushed through once a week. Maybe show the Friday closing values on Monday morning.

Not a good idea, I wouldn't say I was worrying, but when others have reported an increase it is a little concerning not seeing it reflected on my dashboard.

[JulianPH]

Mr Pointy said:

I reckon to stop all the worrying the value updates should be pushed through once a week. Maybe show the Friday closing values on Monday morning.

I would love to go back to the days when you just got a statement through the post every year!

It stopped so much panic selling. Never going to happen now though.

[JulianPH]

superlightr said:

Mr Pointy said:

I reckon to stop all the worrying the value updates should be pushed through once a week. Maybe show the Friday closing values on Monday morning.

haha - nope - need my daily hit. Its hard enough with withdraw symptoms for Sunday and Monday.......

Don't worry James, your daily hit is safe!

[JulianPH]

Ron-ski said:

Thanks for the reply Nik.

Mr Pointy said:

I reckon to stop all the worrying the value updates should be pushed through once a week. Maybe show the Friday closing values on Monday morning.

Not a good idea, I wouldn't say I was worrying, but when others have reported an increase it is a little concerning not seeing it reflected on my dashboard.

Just give Nik or me a shout if you don't have an update tomorrow morning.

[JulianPH]

Just realised that Burwood's wonderful photoshop work has fallen pack a page!

[Mr Pointy]

Ron-ski said:

Thanks for the reply Nik.

Mr Pointy said:

I reckon to stop all the worrying the value updates should be pushed through once a week. Maybe show the Friday closing values on Monday morning.

Not a good idea, I wouldn't say I was worrying, but when others have reported an increase it is a little concerning not seeing it reflected on my dashboard.

The problem is it's turning IM into a trading platform, not an investing one. In general you should be looking at investment periods of years so whether you haven't seen a change for two days should be completely irrelevant. If you only had an update once a week you wouldn't be stressing over the lag in updates & the IM team could get on with helping other clients with their broader financial issue & planning. There aren't many of them & they'll run out of capacity at some point.

[911pleb]

Burwood said:

911pleb said:

Stedman said:

Lets stick to the thread

5% of mine is in. You could say thats just the tip.

My balls are now deep. (That somehow doesn't read quite right...)

LETS GO!

[PorkInsider]

JulianPH said:

Just realised that Burwood's wonderful photoshop work has fallen pack a page!

I thought it was just a photo at first - would never have guessed it was photoshopped, such is Burwood's pixel-wrangling talent.

[Tresco]

Mr Pointy said:

Ron-ski said:

Thanks for the reply Nik.

Mr Pointy said:

I reckon to stop all the worrying the value updates should be pushed through once a week. Maybe show the Friday closing values on Monday morning.

Not a good idea, I wouldn't say I was worrying, but when others have reported an increase it is a little concerning not seeing it reflected on my dashboard.

The problem is it's turning IM into a trading platform, not an investing one. In general you should be looking at investment periods of years so whether you haven't seen a change for two days should be completely irrelevant. If you only had an update once a week you wouldn't be stressing over the lag in updates & the IM team could get on with helping other clients with their broader financial issue & planning. There aren't many of them & they'll run out of capacity at some point.

Pointy makes a good point.

[911pleb]

I think everyone (I speak for myself as I was in the same boat) is just anxious to make sure all their money is in and invested as the gains have already begun! (past performance is no guarantee of future events etc).

In my case I had to open a new IM account and wait for funds to withdraw from elsewhere before depositing into IM. Only this morning are all of my funds in the PHR doughnut. (I applied for an account on 7th July) I'm not complaining by any means - I'm super impressed by all 3 people Ive had the pleasure to communicate with (Julian, Nik and Rosie). In this new age of instant gratification, waiting a day (or two for the weekend!!) is a long time for those of us who are simply excited by the fund.

I think it's just a case of fomo as it's been posted we've 'missed' 5% already - though over the long term I'm sure it'll be a small fluctuation in the overall picture.

Now I'm 'in' I certainly wont be checking very regularly.

Just my 2p (worth 4p shortly...)

Edited by 911pleb on Monday 13th July 12:56

[uk66fastback]

Tresco said:

Mr Pointy said:

Ron-ski said:

Thanks for the reply Nik.

Mr Pointy said:

I reckon to stop all the worrying the value updates should be pushed through once a week. Maybe show the Friday closing values on Monday morning.

Not a good idea, I wouldn't say I was worrying, but when others have reported an increase it is a little concerning not seeing it reflected on my dashboard.

The problem is it's turning IM into a trading platform, not an investing one. In general you should be looking at investment periods of years so whether you haven't seen a change for two days should be completely irrelevant. If you only had an update once a week you wouldn't be stressing over the lag in updates & the IM team could get on with helping other clients with their broader financial issue & planning. There aren't many of them & they'll run out of capacity at some point.

Pointy makes a good point.

On point (as the kidz say)

[xerawh]

Tresco said:

Pointy makes a good point.

I second this.

I am guilty of daily log-ins atm, but it's down to (ergghh I hate this word but..) FOMO based on quick fund launches and self-built pressure to 'get in' on time.

This goes completely against the whole point of long-term investing. I get PH Recovery is slightly different, but it isn't trying to turn £5 into £10 in 1 week or 2 weeks - it's still going to be measured in months or potentially years.

The thread is starting to create an atmosphere of day/week - trading in IM funds, with then pressure being put on the team to query why a fund hasn't transferred in 1 or 2 days and why their new 'doughnut' isn't showing already.

I believe (and someone jump in if I'm wrong) but the figures and fees are automated so if someone's isn't showing, it might need a software reset but it won't mean they miss out on any gains for the time they're invested. If that was happening regularly, I'm sure the IM team would have much bigger issues.

We've got a great community here, and the individual attention of the fund seniority but as the numbers grow and the constant trading behaviour continues, we may not get this special treatment or time down the line.

IMO, I would rather let the IM team get on with the other updates, use this thread to chat about improvements and 'big picture' strategies and offerings. Atm it's a lot of "why is my screen not showing this" or "where's my transfer (24 hours after I clicked the button)".

As I said, I'm guilty of a lot of this myself and know the theory (just don't practice) but I'd like to change this.

We are at risk of creating anxiety of checking in to this thread every 10 minutes to see if something new has come up and if we've missed a percentage or two.It's defo not helping when my investment plan still has over 10+ years to go

ETA - we are all chatting informally and in good jest. the danger, and continuous jokes on 100%, risk being misread by a new member/customer who doesn't read the rest of the thread, says great i'm going to double my money guaranteed, doesn't happen and all of a sudden IM comes under scrutiny through no fault of their own (as we've seen in JPH's previous 'compliance friendly' post). I've seen regulators and 'official bodies' get involved over more trivial stuff... we then risk losing this community

Sorry for the long post and 'downer'

TLDR: we need to relax, let the IM team do what they do best and somewhat sit back and enjoy the ride

Edited by xerawh on Monday 13th July 12:52

[Burwood]

PorkInsider said:

JulianPH said:

Just realised that Burwood's wonderful photoshop work has fallen pack a page!

I thought it was just a photo at first - would never have guessed it was photoshopped, such is Burwood's pixel-wrangling talent.

JPH, ever the diplomat.

[JulianPH]

Right All

I'll get back to individual posts when I get a minute, but need to make an announcement.

I have just received an email from a mate with a link to an American website that states I am one of the richest celebrities in the UK!

So obviously I will no longer have time for you lot!

https://trendcelebsnow.com/julian-penniston-hill-n...

WTF!

At least they got my date of birth right (though nothing else!).