Mum's home, not to give it to equity release or a care home.
Discussion
markcoznottz said:
Should be free at the point of use like the NHS. No other component is means tested i.e. operations. Yes I know certain benefits are means tested re savings, which again is wrong. If others get it for free and you are a taxpayer then the system should be there. Like I say the only reason the issue is raised is because t
ts like integroo can see an asset to be raided. To ask people to pay for something others get for free is the issue, nothing to do with leftie.
Our society is jam-packed with people getting things for free that others have to pay for. ts like integroo can see an asset to be raided. To ask people to pay for something others get for free is the issue, nothing to do with leftie. Been to school? You got it free, but someone else paid for it.
Been to hospital recently? You paid through your taxes, but half the people there got it free.
It's everywhere.
Instead of 'the state' just substitute in the more accurate 'other people'.
"It doesn't matter how rich I am, if I need to live in a home then
Integroo said:
WinstonWolf said:
So it's the type of building that matters? A person with dementia will die if left alone for even a short period of time, they need full time care to stay alive.
We now have a generation of people with really healthy hearts thanks to bypasses etc but their brains are utterly fked.
In the specific case of dementia we should be asking the question "is it really in the best interests of the patient to keep them alive"?
Sorry, I don't know what point you are trying to make. The question of whether or not individuals with dementia should have the right to assisted suicide prior to losing the ability to consent to it is a separate question altogether. We now have a generation of people with really healthy hearts thanks to bypasses etc but their brains are utterly f
ked.In the specific case of dementia we should be asking the question "is it really in the best interests of the patient to keep them alive"?
Oh, and no, a person with dementia will not die if left alone for even a short period of time. Which one of us doesn't understand dementia? Dementia is a disease of varying degrees of severity where sufferers tend to slowly (or indeed in some circumstances quickly) deteriorate. Those with the most severe dementia require full time care, agreed, but there are many with dementia that is much less severe and who can manage some degree of independent living.
WinstonWolf said:
It would be you who doesn't understand the disease. In the early stages people can live alone but by the time it's progressed to the stage that they need full time care they would die quite quickly if left alone.
You are painfully annoying in every thread you bother to involve yourself in. That's literally what I just said. Integroo said:
WinstonWolf said:
It would be you who doesn't understand the disease. In the early stages people can live alone but by the time it's progressed to the stage that they need full time care they would die quite quickly if left alone.
You are painfully annoying in every thread you bother to involve yourself in. That's literally what I just said. I apologise profusely for having a different opinion.
Oakey said:
It wasn't Integroo who said "A person with dementia will die if left alone for even a short period of time, they need full time care to stay alive.". There were no caveats in that sentence.
Ah, I didn't realise we were drawing up legal documents, I thought this was a discussion. Obviously we're not actually drawing up legal documents, I was being facetious.
WinstonWolf said:
Oakey said:
Here's a novel idea, instead of accruing masses of wealth to leave to the 'kids' when they die (who, by the way, are most likely to be nearing pensionable age themselves by this point) and worrying constantly they're going to lose it all to the state to pay for their care, perhaps more people could actually help their kids and grandkids when it actually matters earlier in life? You know, instead of letting them struggle trying to scrape together deposits for a mortgage on a house that keeps increasing in price every time they get that bit closer to saving their 10% / 15% / 20% or whatever.
All these people who talk about not wanting their kids to struggle like they did yet their solution to this is to leave them a pot of cash at a stage in life that it most likely matters the least. It's bonkers.
So sell your house and move into rented accommodation? Genius!All these people who talk about not wanting their kids to struggle like they did yet their solution to this is to leave them a pot of cash at a stage in life that it most likely matters the least. It's bonkers.
I’m in my 40s and I’m already dripping money to my children.
Oakey said:
It's a pretty bold statement to say that people with dementia will die if left alone for even a short period of time. That old nonce across the road from me that has dementia is left alone regularly and he hasn't died (unfortunately).
My Dad lost inhibitions. My mum could park him in front of Pornhub for hours at a time without worrying he would die or wander offHis search terms at times shocked me, but she was cool with it. He had spent time in Africa as a young single man, and it had obviously left a lasting impression on his fantasies...
The positive benefits of online porn!
He did start wandering off towards the end, but a benefit of village living was that he was easy to find, and others knew who he was
If my father had lived long enough to need long term care there is nothing I would rather he spent his money on than that.
If I live long enough and become dependant, spending my savings or selling a house I am no longer living in for high quality care to provide me with some dignity and quality of life will be my priority.
I hope my dependants feel the same way, and will be understanding and grateful for an inheritance of anything left, rather than wishing I had existed on state funded care at the minimal level so as to preserve my assets for their inheritance.
If I live long enough and become dependant, spending my savings or selling a house I am no longer living in for high quality care to provide me with some dignity and quality of life will be my priority.
I hope my dependants feel the same way, and will be understanding and grateful for an inheritance of anything left, rather than wishing I had existed on state funded care at the minimal level so as to preserve my assets for their inheritance.
Schmed said:
Problem is there is a double standard. People who have worked hard and bought their houses are being stripped of their assets through no fault of their own except needing care in old age. Do fk all and rent your entire life and these insanely expensive fees are all paid for you by the state.
Levelling the playing field and being creative by protecting your assets is just common sense in my view. Most rational people minimise taxes, this is exactly the same, look after your family first and foremost, because the states tentacles are insidious.
Agreed. Or live in Scotland. Care is just one more excuse to tax people who have paid more tax than any group in living history, plus ni. The care angle is just a way in for people like integroo to try and knock people down a peg, i.e. He sees it as an injustice that he has to rent and pay extortionate letting fees while his old man swans about in an mx5. Never mind that money represents someone's whole life's graft, it didn't just fall out of the sky. k all and rent your entire life and these insanely expensive fees are all paid for you by the state.Levelling the playing field and being creative by protecting your assets is just common sense in my view. Most rational people minimise taxes, this is exactly the same, look after your family first and foremost, because the states tentacles are insidious.
markcoznottz said:
Agreed. Or live in Scotland. Care is just one more excuse to tax people who have paid more tax than any group in living history, plus ni. The care angle is just a way in for people like integroo to try and knock people down a peg, i.e. He sees it as an injustice that he has to rent and pay extortionate letting fees while his old man swans about in an mx5. Never mind that money represents someone's whole life's graft, it didn't just fall out of the sky.
Mate, you muppet, why do you think paying for your own care is a tax? Oh, and your accusations are ridiculous and patently nonsense.
Integroo said:
Oakey said:
It's a pretty bold statement to say that people with dementia will die if left alone for even a short period of time. That old nonce across the road from me that has dementia is left alone regularly and he hasn't died (unfortunately).
It's not bold, it is just wrong. Sufferers will eventually become a danger to those around them, it's not just the person, it's the sheer unpredictability of their actions.
markcoznottz said:
Agreed. Or live in Scotland. Care is just one more excuse to tax people who have paid more tax than any group in living history, plus ni. The care angle is just a way in for people like integroo to try and knock people down a peg, i.e. He sees it as an injustice that he has to rent and pay extortionate letting fees while his old man swans about in an mx5. Never mind that money represents someone's whole life's graft, it didn't just fall out of the sky.
Won’t care actually reduce tax, as less IHT?WinstonWolf said:
And once again you show your ignorance of the disease. In the early stages people are generally fine to live at home but in the later stages I'm afraid it gets a bit One Flew Over the Cuckoo's Nest.
Sufferers will eventually become a danger to those around them, it's not just the person, it's the sheer unpredictability of their actions.
I never once said that people with the most severe dementia do not need full time care. Your statement that someone with dementia will die if left alone for a short period of time is patently wrong. Sufferers will eventually become a danger to those around them, it's not just the person, it's the sheer unpredictability of their actions.
Integroo said:
WinstonWolf said:
And once again you show your ignorance of the disease. In the early stages people are generally fine to live at home but in the later stages I'm afraid it gets a bit One Flew Over the Cuckoo's Nest.
Sufferers will eventually become a danger to those around them, it's not just the person, it's the sheer unpredictability of their actions.
I never once said that people with the most severe dementia do not need full time care. Your statement that someone with dementia will die if left alone for a short period of time is patently wrong. Sufferers will eventually become a danger to those around them, it's not just the person, it's the sheer unpredictability of their actions.
Integroo said:
WinstonWolf said:
My mistake was crediting the reader with some intelligence.
No your mistake was typing absolute nonsense. 
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